LIC AAO 2023

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LIC AAO 2023 Exam


LIC AAO Notification 2023: Check Exam Dates, Exam Pattern, Cut-offs, Salary etc.

LIC (Life Insurance Corporation) is one of the India’s largest insurance company which offers LIC Career opportunities to thousands of young aspirants for joining the Insurance Sector as an Assistant Administrative Officer.

The Notification for the session 2023 has not been released yet, however LIC has earlier released the LIC AAO Notification on the 15th January 2023 whose recruitment process is still under process.

LIC AAO Recruitment 2023: Overview

Organization Name Life Insurance Corporation (LIC)
Post Name Assistant Engineer (AE), Assistant Architect, AAO-Chartered Accountant, Actuarial, Legal, Rajbhasha & IT
Total Vacancies Notified 300
Notification Release Date 15th January 2023
Prelims Exam Date 17th & 20th February 2023
Medium of Exam English/Hindi
Job Location Pan India

Exam Pattern

LIC AAO Exam Pattern 2023

Tier-I: LIC AAO 2023 Prelims Exam Pattern

The topics/questions asked in LIC AAO AE Exam 2023 are from Quantitative Aptitude, Reasoning, English Comprehension and General Awareness whose details are tabulated below:

Sections Number of Questions Total Marks Duration
Reasoning 35 35 20 minutes
Quantitative Aptitude 35 35 20 minutes
English Language** 30 30 20 minutes
Total 100 70 60 minutes

**English Language test will be of qualifying nature and the marks in the English Language will not be counted for ranking. Candidates equal to 20 times of the number of vacancies in each category, subject to availability, will be shortlisted for the Main examination.

Tier-II: LIC AAO Mains Exam Pattern 2023
Sr.No Sections No. Of Question Max. Marks Minimum Qualifying Marks Time Duration
SC/ST/PwD Others
1 Reasoning Ability 30 90 40 45 40 mins
2 General Knowledge & Current Affairs 30 60 27 30 20 mins
3 Data Analysis & Interpretation (For Generalists)Professional Knowledge (For IT/Chartered Accountant/Actuarial/Rajbhasha) 30 90 40 45 40 mins
4 Insurance & Financial Market Awareness 30 60 27 30 20 mins
- Total 120 300 - - 120 mins
5 English Language

(Letter writing & Essay)/ Legal drafting forAAO(Legal)
2 25 9 10 30 mins


1. Descriptive test of English Language will not be counted for ranking as it will be of qualifying nature only.

2. You need to clear the cut off of each Section separately and also obtain minimum qualifying marks in the online examinations.

Tier-III: LIC AAO 2023 Interview Round

The Interview round for LIC AAO 2023 consists of 60 marks and the minimum qualifying marks for SC /ST/PwD candidates are 27. Candidates not obtaining the minimum qualifying marks, shall be expelled from the further rounds of selection process.


If more than one candidate has secured same marks in the Mains exam, the merit list shall be prepared according to the aggregate marks secured in the online main examination and in the interview along with their additional post-graduation qualification.

Exam Date

LIC AAO Exam Date 2023

The official notification for the session 2021 for LIC AAO Recruitment 2021 has not been released yet. The exam dates as per previous session is tabulated below:

Event Name Exam Dates
LIC AAO 2023 Notification 15th January 2023
LIC AAO 2023 Notification 15th January 2023
Online registration started on 15th January 2023
Closure of online application 31st January 2023
Download of Prelims Call Letter  10th February 2023
LIC AAO Prelims Exam Date 17th & 20th February 2023
LIC AAO Mains Exam Date 18th March 2023

How To Apply

LIC AAO Apply Online

a. Open the official website of LIC (

b. Under "Careers" tab, click on the Recruitment Advertisement of "LIC AAO and AE Recruitment 2023"

c. Now, carefully fill all your Personal Information and the required details

d. Then, upload your scanned Photograph & click submit after filling all the details correctly.

e. Take a printout of the filled application form for future reference.

LIC AAO Application Fee

The Category wise Application fees for LIC AAO exam 2023 are given below.

Category Detail Application Charges
SC/ST/PwBD candidates Intimation Charges of Rs. 85/- +Transaction Charges + GST
Other candidates Online Application Fee-cum-Intimation Charges of Rs. 700/- +Transaction Charges + GST


LIC AAO Syllabus 2023

LIC AAO Prelims Syllabus 2023

LIC AAO Prelims Syllabus 2023 for Reasoning Ability:

Order and Ranking, Coding-Decoding, Puzzles, Direction Sense, Blood Relation, Syllogism, Seating Arrangements, Machine Input-Output, Inequalities, Alpha-Numeric-Symbol Series, Data Sufficiency, Logical Reasoning

LIC AAO Prelims Syllabus 2023 for English Language:

Reading Comprehension, Fillers, Cloze Test, Sentence Errors, Sentence Improvement, Vocabulary based questions, Jumbled Paragraph, Word Usage, Phrase/Connectors, Paragraph related question (Para connectors, para completion, para restatement, paragraph inference, para filters

LIC AAO Prelims Syllabus 2023 for Quantitative Aptitude:

Data Interpretation (Bar Graph, Line Chart, Tabular, Radar/Web, Pie Chart), Inequalities (Quadratic Equations), Number Series, Approximation and Simplification, Data Sufficiency, Miscellaneous Arithmetic Problems (HCF and LCM, Profit and Loss, Simple Interest & Compound Interest, Problem on Ages, Work and Time, Speed Distance and Time, Probability, Mensuration, Permutation and Combination, Average, Ratio and Proportion, Partnership, Problems on Boats and Stream, Problems on Trains, Mixture and Alligation, Pipes and Cisterns).

LIC AAO Mains Syllabus 2023

Professional Knowledge:

The topics will be as per Posts which would be different for candidates applying for IT, Chartered Accountant, Actuarial, and Rajbhasha posts.

General Awareness:

History of India, Indian Economics, Indian Constitution, Geography, Important Days, Books and Authors, Awards, Honors and Recognition, Countries Capitals and Currencies, Science and Technology, Financial Institutions – National and International, National and International Organizations, Inventions and Discoveries, Finance, Budget, and Five-Year Plans, etc, Current Affairs National and International, Indian Politics

Data Analysis & Interpretation (For Generalists)

Elementary Mathematics, Pie Charts, Bar Graphs, Data Handling, Data Derivation, Data Implementation

Insurance & Financial Market Awareness

Latest Policies, Development, Current Banking News & Events Related to Insurance & Financial Market, Business Topics, Finance Topic, History of Banking, History of Insurance, Financial Institutes, Terminologies & Derivations, Various Laws & Policies

Descriptive Test

This section shall include Letter Writing and Essay

Cut Offs

LIC AAO Previous Year Cut offs:

The LIC AAO Exam has certain qualifying marks for every stage of the exam i.e, in both the Prelims and Mains Examination. A candidate needs to clear the set cutoffs in order to secure a seat in LIC AAO.

Let’s have a look on the LIC AAO Prelims Cut off marks for 2019 which is tabulated below:

Category Name/ Subjects Reasoning Ability Quantitative Aptitude English Language Overall Cut off
General 18.00 18.00 10.00 58.00
SC 16.00 16.00 9.00 50.00
ST 16.00 16.00 9.00 44.00
OBC 18.00 18.00 10.00 54.00
EWS 18.00 18.00 10.00 53.00
LD 16.00 16.00 9.00 53.00
VI 16.00 16.00 9.00 53.00
HI 16.00 16.00 9.00 32.00
ID/MD 16.00 16.00 9.00 32.00

The LIC AAO Mains Cut off marks for 2019 is tabulated below:

Category Name/Subject Reasoning Ability General Knowledge, Current Affairs Professional Knowledge Insurance and Financial Market Awareness English Language Overall Cut off
General 45.00 30.00 45.00 30.00 10.00 203
SC 40.00 27.00 40.00 27.00 9.00 153
ST 40.00 27.00 40.00 27.00 9.00 156
OBC 45.00 30.00 45.00 30.00 10.00 164
EWS 45.00 30.00 45.00 30.00 10.00 166
LD 40.00 27.00 40.00 27.00 9.00 172
VI 40.00 27.00 40.00 27.00 9.00 180
HI 40.00 27.00 40.00 27.00 9.00 167
ID/MD 40.00 27.00 40.00 27.00 9.00 185

The final result of the LIC AAO consists of the marks obtained by candidates in Mains and in the Interview round. The category wise final cut off marks for LIC AAO Examination 2019 is tabulated below.

Category Name Interview Final Cut-off
General 30.00 258.00
SC 27.00 219.00
ST 27.00 190.00
OBC 30.00 246.00
EWS 30.00 248.00
LD - 203.00
VI - 233.00
HI - 218.00
ID/MD - 237.00


LIC AAO Vacancy 2023

The official notification for LIC AAO 2023 has not been released yet. Let’s have a look on Previous year’s vacancy details to get an idea of forthcoming vacancies.

POST Current Year Backlog TOTAL
SC 46 4 50
ST 22 5 27
OBC 70 14 84
EWS 27 0 27
UR 112 0 112
TOTAL 277 23 300

Salary & Job Profile:

LIC AAO Recruitment 2023: Salary & Job Profile

The salary structure of LIC AAO employees is explained below:

Basic Pay INR 53,600/month
Annual Increment 1,610 for the next 14 years from the date of joining
Basic Pay after the Increment INR 62,315/month
Annual Increment INR 1,745 for the next 4 years
Basic Pay after increment INR 92,315/month

Note: The annual increment of LIC AAO is INR 1610, for 14 years from joining date.

Allowances & Benefits:

Dearness Allowance (DRA): The DRA is around 40% of the basic LIC AAO salary which is revised quarterly depending on CPI.

House Rent Allowances (HRA): The HRA can be 7%, 8%, 9% of the basic pay depending upon the area of posting to compensate employees with the cost of living in metropolitan cities.

City Compensatory Allowances (CCA): The CCA might be 3%, 4% or even 0% of the basic LIC AAO pay structure which depends upon the city of posting.

LIC AAO 2023 Job Profile:

The job profile of a LIC AAO employee is actually a desk job which consists of following activities:

a. To Supervise and fill claims and settlements of the customers.

b. Responsible for formulating new schemes and cross checking the already existing policies along with drafting new one.

c. LIC AAO does the regular inspection of existing facts and points out factual errors (if any).

d. Responsible for rendering assistance and coordinating with the respective team members along with other departments as well.

e. To Maintain cordial relations with the customers and providing solutions to their queries/issues.

f. Needs to complete the assigned tasks on time & inform to department authorities.

LIC AAO Eligibility Criteria 2023


The candidate must be either:
• A Citizen of India,
• A Subject of Nepal,
• A Subject of Bhutan,
• A Tibetan Refugee,
• or A person of Indian origin who had migrated from Pakistan, Burma, Sri Lanka, East African Countries of Kenya, Uganda, the United Republic of Tanzania (Formerly Tanganyika and Zanzibar), Zambia, Malawi, Zaire, Ethiopia, and Vietnam with the intention of settling in India permanently.

Age Limit:

The applicant’s age must be between 21 years to 30 years.

The category wise Age Relaxation provided to eligible candidates are tabulated below:

Category Name Age Relaxation (In years)
PwBD(Gen) 10 YEARS
Confirmed LIC employees Further 5 YEARS
Education Qualification

The educational qualifications for the post of AAO (Generalist) is that the candidates must have Bachelor's degree in any discipline from any recognized Indian University/ Institution.