NIACL AO Recruitment 2025

THE NEW INDIA ASSURANCE COMPANY LTD

RECRUITMENT OF 550 ADMINISTRATIVE OFFICERS (GENERALISTS & SPECIALISTS) (SCALE-I)

NIACL (The New India Assurance Company Ltd.) which is a Public Sector General Insurance Company has recently released a notification for the recruitment of  Officers (Generalists & Specialists)   in Scale I cadre Interested candidates can apply online

Please note the Important Dates (tentative)-

Candidates should apply through On-line mode only. No other means/mode of application will be accepted. Please keep referring to Recruitment section of our website https://newindia.co.in regularly for updates.

NIACL AO 2025 Notification Official Link PDF  

Selection Procedure

Phase-I: Preliminary Examination

Preliminary Examination consisting of Objective Tests for 100 marks will be conducted online. This would consist of 3 sections (with separate timings for each section) as follows:

Candidates have to qualify in each test/section by securing passing marks to be decided by the Company. Adequate number of candidates in each category as decided by the Company (approximately 15 times the numbers of vacancies subject to availability) will be shortlisted for the Main Examination.

Phase – II: Main Examination
Main Examination will consist of Objective Tests for 200 marks and Descriptive Test for 30 marks. Both the Objective and Descriptive Tests will be online. Candidates will have to answer Descriptive Test by typing on the computer. Immediately after completion of Objective Test, Descriptive Test will be administered.

(I) Objective Test: The Objective Test of 2.5 hours’ duration will be as follows.
There will be separate timing for every section. 5 minutes of time before the start of exam will be provided for the text to be written in the space provided on the call letter.

For Generalists

For Specialists

With regard to specialized streams, the broad topics/syllabus for objective tests to assess technical & professional knowledge in the relevant disciplines have been mentioned in Annexure - A

(ii) Descriptive Test: The Descriptive Test of 30 minutes’ duration with 30 marks will be a Test of English Language (Letter Writing-10marks & Essay-20 marks). The descriptive test will be in English only and will be conducted through on-line mode.
Each candidate will be required to obtain a minimum score for each section of objective test separately for short listing for the Descriptive test evaluation/Interview. Descriptive answer script would be evaluated only in respect of those candidates who qualify the objective test. Depending on the number of vacancies available, cut offs will be decided for Descriptive paper
evaluation.
Each candidate will be required to obtain a minimum total score (to be decided by the Company according to number of vacancies) in the objective test (main examination) and qualify in the descriptive test for short listing for the Interview. Qualifying marks in the descriptive test shall be as follows: 15/30 (13.5/30 for SC,ST and PwBD).

A candidate shall be required to qualify in the descriptive test, but the marks in the descriptive test will not be counted towards short listing for interview or final selection.

Penalty for Wrong Answers (Applicable to both – Preliminary and Main examination)
There will be penalty for wrong answers marked in the Objective Tests. Each question for which a wrong answer has been given by the candidate, one-fourth of the marks assigned to that question will be deducted as penalty to arrive at corrected score. If a question is left blank, i.e. no answer is marked by the candidate, there will be no penalty for that question. The Company reserves the right to modify the structure of the examination which will be intimated through its website.

Process for Arriving at Scores 

The Scores of Online Examination are obtained by adopting the following procedure:
I. Number of questions answered correctly by a candidate in each objective test is considered for arriving at the Corrected Score after applying penalty for wrong answers.
II. The Corrected Scores so obtained by a candidate are made equivalent to take care of the minor difference in difficulty level, if any, in each of the objective tests held in different sessions to arrive at the Equated Scores* *Scores obtained by candidates on any test are equated to the base form by considering the distribution of scores of all the forms.
III. Test-wise scores and scores on total is reported with decimal point up to two digits. 

• Note: Cutoffs are applied in two stages:
  • on scores in individual tests
  • on Total Score

Phase – III: Interview
Candidates who have been shortlisted at the end of Phase-II will subsequently be called for an Interview to be conducted by the Company. Interview will be conducted at select centres. The weightage (ratio) of online Examination and Interview will be 75:25 respectively. The centre, address of the venue, time & date of Interview will be informed to the shortlisted candidates in the call letter. Candidates are required to download their interview call letters from company’s website. Please note that any request regarding change in date, centre etc. of interview will not be entertained. However, the company reserves the right to change the date/ venue/ time/ centre etc. of interview or hold supplementary process for particular date / session / venue / centre / set of candidates at its discretion, under unforeseen circumstances, if any. 

Final selection

Final selection would be based on consolidated marks of main examination (objective test) & Interview. The final merit list shall be prepared in descending order of the consolidated marks secured by the candidates. Candidates who fall within the number of vacancies in the merit list shall be considered for appointment. The selected candidates may be appointed in more than one batch as per the discretion of the Management. The seniority of the selected candidates will be as per the merit / select list. A Waiting List of candidates not exceeding 50% of the number of vacancies may also be prepared and may be utilized in the event of non-acceptance of employment offer by the candidates selected in the final merit list. 

HOW TO APPLY

DETAILED GUIDELINES/PROCEDURES FOR
A. APPLICATION REGISTRATION
B. PAYMENT OF FEES
C. DOCUMENT SCAN AND UPLOAD

APPLICATION REGISTRATION

1. Candidates to go to the Recruitment Section of Company’s website www.newindia.co.in and click on the option "APPLY ONLINE" which will open a new screen.
2. To register application, choose the tab "Click here for New Registration" and enter Name, Contact details and Email-id. A Provisional Registration Number and Password will be generated by the system and displayed on the screen. Candidate should note down the Provisional Registration Number and Password. An Email & SMS indicating the Provisional Registration number and Password will also be sent.
3. In case the candidate is unable to complete the application form in one go, he / she can save the data already entered by choosing "SAVE AND NEXT" tab. Prior to submission of the online application candidates are advised to use the "SAVE AND NEXT" facility to verify the details in the online application form and modify the same if required. Visually Impaired candidates should fill the application form carefully and verify/ get the details verified to ensure that the same are correct prior to final submission.
4. Candidates are advised to carefully fill and verify the details filled in the online application themselves as no change will be possible/ entertained after clicking the COMPLETE REGISTRATION BUTTON.
5. The Name of the candidate or his /her Father/ Husband etc. should be spelt correctly in the application as it appears in the Certificates/ Mark sheets/Identity proof. Any change/alteration found may disqualify the candidature.
6. Validate your details and Save your application by clicking the 'Validate your details' and 'Save & Next' button. 
7. Candidates can proceed to upload Photo & Signature as per the specifications given in the Guidelines for Scanning and Upload of Photograph and Signature detailed under point "C".

8. Candidates can proceed to fill other details of the Application Form.
9. Click on the Preview Tab to preview and verify the entire application form before COMPLETE REGISTRATION.
10. Modify details, if required, and click on 'COMPLETE REGISTRATION' ONLY after verifying and ensuring that the photograph, signature uploaded and other details filled by you are correct.
11. Click on 'Payment' Tab and proceed for payment.
12. Click on 'Submit' button. 

PAYMENT OF FEES
ONLINE MODE
1. The application form is integrated with the payment gateway and the payment process can be completed by following the instructions.
2. The payment can be made by using Debit Cards (RuPay/Visa/MasterCard/Maestro), Credit Cards, Internet Banking, IMPS, Cash Cards/ Mobile Wallets.
3. After submitting your payment information in the online application form, PLEASE WAIT FOR THE INTIMATION FROM THE SERVER. DO NOT PRESS BACK OR REFRESH BUTTON IN ORDER TO AVOID DOUBLE CHARGE
4. On successful completion of the transaction, an e-Receipt will be generated.
5. Non-generation of 'E-Receipt' indicates PAYMENT FAILURE. On failure of payment, Candidates are advised to login again using their Provisional Registration Number and Password and repeat the process of payment.
6. Candidates are required to take a printout of the e-Receipt and online Application Form containing fee details. Please note that if the same cannot be generated, online transaction may not have been successful.
7. For Credit Card users: All charges are listed in Indian Rupee. If you use a non-Indian credit card, your bank will convert to your local currency based on prevailing exchange rates.
8. To ensure the security of your data, please close the browser window once your transaction is completed.
9. There is facility to print application form containing fee details after payment of fees.

NIACL AO Exam Syllabus 2025
The NIACL AO Prelims Syllabus consists of following topics/subjects which are explained below:
English Language
The questions designed in this section will assess the candidate's knowledge of English language.
Paragraph Completion / Sentence Correction, Reading Comprehension, Cloze Test, Error Spotting, Multiple Meaning, Fill in the blanks, Para jumbles, Odd one out, Miscellaneous
Quantitative Aptitude
Number Systems, Simplication, Percentage, Prot & Loss, Ratio & Proportion, Mixtures & Alligations, Work & Time, Sequence & Series, Simple & Compound Interest, Time & Distance, Mensuration, Data Interpretation, Surds & Indices, Permutation & Combination, Probability 
Reasoning Ability
Logical Reasoning, Order & Ranking, Direction, Alphabet Test, Seating Arrangement, Coded Inequalities, Alphanumeric Series, Data SuciencySyllogism, Puzzles, Input-Output, Coding-Decoding, Blood Relations etc.
General Awareness
Banking, History of Indian Banking Industry, Insurance & Financial Awareness, Indian Financial System, Budget Basics and Current Union Budget, Regulatory Bodies Monetary & Credit Policies, Current Aairs, History, Culture, Politics, Geography, General Science, International Organisation / Financial Institutions, Capital Market & Money Market, Government Schemes Abbreviations and Economic terminologies, Awards and Recognitions etc

# No candidate qualified
* All qualified candidates are merit listed, hence list cannot be extended.

Vacancies (tentative)

UR: Un-reserved; SC: Scheduled Caste; ST: Scheduled Tribe; OBC: Other Backward Classes; EWS: Economically Weaker Section; PwBD: Persons with Benchmark Disabilities; HI: Hearing Impaired; VI: Visually Impaired; OC: Orthopedically Challenged; ID: Intellectual Disability; Mul: Multiple Disabilities

• The above vacancies are provisional and may vary according to the actual requirements of the Company at the material time.
• Candidates belonging to OBC category but coming in the ‘CREAMY LAYER’ are not entitled to OBC reservation and age relaxation. They should indicate their category as UR.
• The reservation under various categories will be as per prevailing Government Guidelines at the time of finalization of result.
• Reservation for Economically Weaker Section (EWS) in recruitment is governed by Office Memorandum no. 36039/1/2019-Estt (Res) dated 31.01.2019 of Department of Personnel & Training, Ministry of Personnel,
  Public Grievance & Pensions, Government of India.
  Disclaimer: EWS Vacancies are tentative and subject to further directives of Government of India and outcome of any litigation. The appointment is provisional and is subject to the Income & Asset certificate being verified through the proper channels.

Note: Candidate should apply for any ONE discipline only. Applications made for more than one discipline will render all the applications of the candidate invalid.

Emoluments & Benefits

Basic pay of Rs. 50,925/- in the scale of Rs.50925-2500(14)-85925-2710(4)- 96765 and other admissible allowance as applicable.

Gross emoluments will be approximately Rs. 90,000/- p.m. in Metropolitan Centers. Other benefits such as coverage under National Pension System governed by PFRDA, Gratuity, LTS, Medical Benefits, Group Personal Accident Insurance etc. shall be as per rules in force in the Company at the time of appointment.

The Officers are also entitled for Company’s / leased accommodation as per norms. 

Age (as on 01.08.2025)

Minimum Age: 21 years and Maximum Age: 30 years, as on 01.08.2025. i.e. a candidate must have been born not earlier than 2nd Aug-1995 and not later than 1st Aug-2004 (both dates inclusive).
Relaxation in upper age limit shall be as follows:

Note
i. In case of a candidate who is eligible for relaxation under more than one of the above categories, the age relaxation will be available on a cumulative basis based on Govt. guidelines & Company Rules subject to the maximum age not exceeding 45 years.
ii. Candidates seeking age relaxation will be required to submit copies of necessary certificate(s) and produce the original certificate(s) for verification at the time of interview and /or any subsequent stage of recruitment process.
iii. If a person with disability is entitled to age concession by virtue of being an Existing Confirmed Employee of Public Sector General Insurance Companies (including GIC & Agriculture Insurance Company of India Ltd.), concession to him/her will be admissible either as a ‘person with disability’ or as a ‘Existing Confirmed Employee of Public Sector General Insurance Companies (including GIC & Agriculture Insurance Company of India Ltd.)’ whichever may be more beneficial to him/her.
iv. In case of an Ex-serviceman who has once joined in a Govt. job on the civil side after availing the benefits given to him as an Ex-serviceman for his reemployment, his Ex-servicemen status for the purpose of re-employment in Government ceases. However, he/she will be eligible for age relaxation as applicable to ex-servicemen. v. An Ex- serviceman, who applies for various vacancies before joining any civil employment, can avail the benefit of reservation as ex-serviceman for
any subsequent employment. However, to avail of this benefit, an exserviceman, as soon as he/she joins any civil employment, should give selfdeclaration/undertaking to the concerned employer about the date-wise details of application for various vacancies for which he/she had applied for before joining the initial civil employment. Further, this benefit would  be available only in respect of vacancies which are filled on direct recruitment and wherever reservation is applicable to the ex-servicemen.
vi. There is no reservation for Ex-servicemen in Officers’ Cadre.

Educational Qualification (as on 01.08.2025)

Generalists: A candidate must possess the minimum qualification of a graduate/post graduate in any discipline from a recognised University or any equivalent qualification recognised as such by Central Government with at least 60% marks in either of the degree examination (at least 55% marks for SC/ST/PwBD candidates). 

Specialists: A candidate must possess the minimum qualification as follows. The qualification should be from a recognised University or any equivalent qualification recognised as such by Central Government

Note
a) Educational qualifications should be from a University/ Institution/Board recognised by Govt. Of India/ approved by Govt. Regulatory Bodies and the result should have been declared on or before 01.08.2025.
b) Proper document from Board / University for having declared the result on or before 01.08.2025 has to be submitted at the time of interview. 
c) The candidate must possess valid Mark-sheet / Degree Certificate of the necessary qualification as on 01.08.2025. Candidates having Integrated Dual Degree (IDD) certificate should ensure that the date of passing the IDD is on or before 01.08.2025.
d) The percentage marks shall be arrived at by dividing the total marks obtained by the candidate in all the subjects in all semester(s)/year(s) by aggregate maximum marks in all the subjects irrespective of honours / optional / additional optional subject, if any. This will be applicable for those Universities also where Class / Grade is decided on basis of Honours marks only. The fraction of percentage so arrived will be ignored i.e. 59.99% will be treated as less than 60%.
e) Where only CGPA / OGPA are awarded, the candidate will have to produce a certificate issued by the appropriate authority inter alia stating the norms of the University regarding conversion of grade into percentage and  the percentage of marks scored by the candidate in terms of norms