NIACL AO 2023 Notification Out : Exam date, Results, Cut-Off(Latest)

NIACL AO 2023 Exam is an excellent chance for turning your dreams into reality! Get detailed information about NIACL AO 2023, Salary, Syllabus, Preparation Guide, Admit Card, Latest Exam Pattern and Exam Results. Boost your preparation journey with the Online Test Series now!


NIACL AO Recruitment 2023


NIACL Recruitment 2023: Exam Dates, Exam Pattern, Cut-offs, Salary etc.

NIACL (The New India Assurance Company Ltd.,) which is a Public Sector General Insurance Company has recently released a notification for the recruitment of 300 Officers (Generalists) in Scale I cadre. Interested candidates can apply online from Sep 01, 2021 onwards. The last date for online form submission is Sep 21, 2021.

NIACL AO 2023 Exam: Overview
Organization NIACL
Posts Administrative Officers (Generalist) Scale I
No. of Vacancies 450
Application Start Date 01st August 2023
Application End Date 21st August 2023
Admit Card Released On August 2023
NIACL AO Phase-I Online Examination 09th September 2023
NIACL AO Phase-II Online Examination 08th October 2023
Official Website

Exam Pattern

NIACL AO Exam Pattern 2023

The NIACL AO exam 2023 shall be conducted in three phases as explained below:

Phase I: Preliminary Examination

The Prelims Exam consists of Objective Sections having a total of 100 marks which needs to be completed in a composite time of 60 minutes.

Name of Test/Section Maximum Marks Duration
English Language 30 20 min
Reasoning Ability 35 20 min
Quantitative Aptitude 35 20 min
Total 100 60 minutes


Applicants need to qualify each section separately by obtaining a min cut off marks as decided by the Company. Adequate number of candidates in each category (approx. 15 times the no. of vacancies) would be shortlisted for the Mains Examination of Phase II recruitment.

Phase II: Mains Examination

Mains Exam will be having an Objective Test consisting of 200 marks and a Descriptive Test for 30 marks as tabulated below:

a) Objective Test:
Section Name Maximum Marks Duration of each section
Test of Reasoning 50 40 Minutes
Test of English Language 50 40 Minutes
Test of General Awareness 50 30 Minutes
Test of Quantitative Aptitude 50 40 Minutes
Total (Aggregate) 200 150 Minutes
b) Descriptive Test

The Descriptive Test shall be of 30 min duration having a total of 30 marks. This test will have a Test of "English Language" consisting of "Letter Writing" having 10 marks & Essay writing having 20 marks. It is to be noted that the descriptive test will be entirely in English language and will be conducted via online mode only.


1. A minimum score shall be needed to be scored by the candidate for each section of objective test separately for being shortlisted for the Descriptive test evaluation/Interview round.

2. The candidate need to qualify the descriptive test, however the marks obtained in the descriptive test will not be counted for short listing candidates for interview /final selection.

Phase III: Interview

Candidates shortlisted after the completion of Phase-II recruitment process shall be called for an Interview round which will be conducted by NIACL officials. The weightage of the online Examination and Interview round will be 75:25 respectively.

Exam Date

NIACL AO 2023 Exam Date

As per the latest NIACL AO notification released by NIACL, candidates can check the NIACL AO Exam date 2023 via below table:

Event Name Important Dates
Application Start Date 01st August 2023
Application End Date 21st August 2023
Prelims Exam 09th September 2023
Mains Exam 08th October 2023

Admit Card

NIACL AO 2023 Admit Card Out : Download Now

The New India Assurance Company Limited (NIACL) released the admit card for the upcoming Phase-1 online objective examination for AO (Generalist) (State-l) recruitment exam 2021. Candidates able to download their admit cards from the official website

The candidates can also download NIACL AO Admit Card, directly, through the link below:

How To Apply

NIACL AO Apply Online 2023

Step 1:On the official website of NIACL,, click on the recruitment section and then click on "APPLY ONLINE" tab.

Step 2:Now click tab named "Click here for New Registration" button and enter your details such as name, contact no., e-mail address etc.

Step 3:You will then receive a provisional registration number along with password.

Step 4:Re-login with these credentials & provide all the remaining details and then click on "Save and Next" button.

Step 5:Check your details carefully and then press the 'Final Submit' button.

Step 6:After that scan and upload your photograph along with signature as per the required specifications.

Step 7:Finally, click on the payment tab and complete the online payment as per the available methods.

Step 8:Take the print out of the completely filled NIACL AO application form 2023 along with the payment receipt for future reference.

NIACL AO 2023 Application Fee
Category Name Application Fees
SC/ST/PWD Candidates Rs. 100/- (Intimation Charges only)
General/OBC Rs. 850/- (Application fee including Intimation Charges)


NIACL AO Exam Syllabus 2023

The NIACL AO Prelims Syllabus consists of following topics/subjects which are explained below:

NIACL AO Syllabus 2023: English Language

The questions designed in this section will assess the candidate's knowledge of English language.

Paragraph Completion / Sentence Correction, Reading Comprehension, Cloze Test, Error Spotting, Multiple Meaning, Fill in the blanks, Para jumbles, Odd one out, Miscellaneous

NIACL AO Syllabus 2023: Quantitative Aptitude

Number Systems, Simplification, Percentage, Profit & Loss, Ratio & Proportion, Mixtures & Alligations, Work & Time, Sequence & Series, Simple & Compound Interest, Time & Distance, Mensuration, Data Interpretation, Surds & Indices, Permutation & Combination, Probability

NIACL AO Syllabus 2023: Reasoning Ability

Logical Reasoning, Order & Ranking, Direction, Alphabet Test, Seating Arrangement, Coded Inequalities, Alphanumeric Series, Data SufficiencySyllogism, Puzzles, Input-Output, Coding-Decoding, Blood Relations etc.

NIACL AO Syllabus 2023: General Awareness

Banking, History of Indian Banking Industry, Insurance & Financial Awareness, Indian Financial System, Budget Basics and Current Union Budget, Regulatory Bodies Monetary & Credit Policies, Current Affairs, History, Culture, Politics, Geography, General Science, International Organisation / Financial Institutions, Capital Market & Money Market, Government Schemes Abbreviations and Economic terminologies, Awards and Recognitions etc

Cut Offs

NIACL AO Previous Year Cut off

How to Check NIACL AO CutOff 2021?

In order to check the NIACL AO 2021 Cut Off candidates need to follow the below mentioned steps:

Step 1:Once the results are declared, open the official website of NIACL.

Step 2:Then click on the "NIACL AO Recruitment 2021" tab & click on "NIACL AO Prelims/Mains Cut Off" link.

Step 3:The result along with the cut-off list will be displayed on your system screen.

Step 4:You may save the PDF or take the printout of the same for future reference.

NIACL AO Cut Off 2019
NIACL AO Prelims Cut Off 2019

The Prelims cut off marks of Phase I exams conducted in 2019 are tabulated below:

Generalist 108 95.25 118.25 126.5 82 113.75 115.25 86.5
Qualifying marks for Descriptive test (out of 30)
13.50 13.50 15 15 13.50 13.50 13.50 13.50
NIACL AO Mains Cut Off 2019
Section Name UR SC/ST/OBC/PWBD
Reasoning Ability 21 17.75
English Language 14.5 10.5
General Awareness 10.5 6.5
Quantitative Aptitude 20.25 17.25


NIACL AO Vacancy 2023

As per the latest notification, a total of 300 vacancies have been released for this year’s recruitment.

Category Name Vacancies
SC 67
ST 33
OBC 121
EWS 45
PWD --
UR 184
Total 450

Salary & Job Profile:

NIACL AO Salary 2023

Selected candidates for the post of NIACL AO 2023 shall be eligible for a basic pay of Rs. 50,925/- on a scale of Rs. 50925-2500(14)-85925-2710(4)-96765/-

Along with the basic pay, candidates will be getting allowances such as Dearness Allowance, City Compensatory Allowance, Transport Allowance, House Rent Allowance, etc. thereby making the total emoluments of Rs 60,000/- per month (approx.)

NIACL AO Job Profile 2023

The selected candidates will have to undergo a probation period for one year from the joining date. Also, the candidates will be required to submit a bond for a minimum period of 4 years (including probation period).

The tasks that an NIACL AO is required to perform are explained below:

o A NIACL AO is required to perform administrative and authoritative tasks.

o NIACL AO is also responsible for reviewing Insurance Policies, Settling Insurance Claims, Checking Clauses, Verifying risk proposals etc.

Eligibility Criteria

NIACL AO Eligibility Criteria 2023


The candidate applying for NIACL AO must be:

(a) a citizen of India, or

(b) a subject of Nepal, or

(c) a subject of Bhutan, or

(d) a Tibetan refugee who came over to India before 01st January 1962 with the intention of permanently settling in India, or

(e) an Indian origin person who have migrated from Sri Lanka, Pakistan, Burma, East African countries of Kenya, the United Republic of Tanzania, Uganda, Zambia, Malawi, Zaire, Ethiopia and Vietnam having intention of permanently settling in India, provided the candidate belongs to categories (b), (c), (d) and (e) shall be a person in whose favour an eligibility certificate has been issued by Indian Government

NIACL AO Age Limit 2023:

The candidate applying for the post of NIACL AO must lie under the age group of 21 years to 30 years (for the Unreserved category).

NIACL AO Age Relaxation 2021:

The age relaxation in the upper age limit as per categories are tabulated below:

Category Name Upper Age Relaxation
Scheduled Caste (SC) / Scheduled Tribe (ST) 5 Years
Other Backward Class (OBC Non-Creamy Layer) 3 Years
Person with Benchmark Disability 10 Years
Ex-Servicemen 5 Years
Defence personnel disabled in operation (national or foreign soil) 3 Years
Existing Employees of Public Sector General Insurance Companies (including GIC & Agriculture Insurance Company of India Ltd.) 8 Years
NIACL AO Education Qualification 2023:

Graduation/Post Graduation in any discipline with 60% marks (55% for SC/ST/PwBD) from a recognized university. The candidate must also possess certificate for proof of passing the qualifying examination as on 30.09.2021.