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Direct Recruitment for the Posts of Officers in Grade ‘B’ (Direct Recruit-DR) (On Probation OP) (General/DEPR/DSIM) Cadres - Panel Year - 2025 in Reserve Bank of India (RBI)
The RBI GRADE B 2025 notification has been released for candidates who are willing to join the Reserve bank of India as a grade B Officer.
Life with RBI is a commitment not just a career. This Commitment is about serving the Nation, where the decisions taken by you can make an impact on the way the economy and the financial sector in the country evolves.
RBI GRADE B OFFICER Exam 2025
Important Dates
Please, carefully go through the important dates related to RBI GRADE B Exam 2025
Events | Important Dates |
---|---|
Opening Date for Online Registration of Applications and Payment of Application Fees/Intimation Charges | 10 Sept 2025 |
Closing Date for Online Registration of Applications and Payment of Application Fees/Intimation Charges | September 30, 2025 (till 06:00 PM) |
Officers in Gr B (DR) – General | |
Phase-I – Online Examination | October 18, 2025 |
Phase-II – Paper-I, II & III Online Examination | December 06, 2025 # |
Officers in Gr B (DR) – DEPR | |
Phase-I: Paper-I & II Online Examination | October 19, 2025 % |
Phase-II: Paper-I & II Written Examination | December 07, 2025 % |
Officers in Gr B (DR) – DSIM | |
Phase-I: Paper-I Online Examination | October 19, 2025 |
Phase-II: Paper-II & III Online / Written Examination | December 07, 2025 % |
** The Board reserves the right to make any changes in these dates.
# Candidate will have to appear in all the papers in all the shifts of Phase - ll (Paper-I, II & Ill) examination.
% Candidate will have to appear in both the papers.
*** Candidates can apply for Grade ‘B’ (DR) either in DEPR or DSIM.
SCHEME OF SELECTION FOR OFFICERS IN GR ‘B’ (DR) - GENERAL- PY 2025
Selection will be through ONLINE examinations and Interview. Examinations will be held in two phases, as described in the following paragraphs:
(I) Phase-I Online Examination (Objective Type)
This will comprise a single Paper for 200 marks and will be held on October 18, 2025. Depending on the number of candidates and other administrative exigencies, the examination may be held in multiple shifts and on some other days also. A candidate, however, must appear for examination in only one shift on the given day. The date, time and venue on which a candidate has to appear for examination will be specified in the Admit Card to be downloaded by the candidate from Bank’s website (www.rbi.org.in). The ‘corrected-scores’ obtained by each of the candidates in different sessions (if held) will be normalized using equipercentile method. (If the examination is held in more than one session, the scores across various sessions will be equated following IBPS’ standard practice to adjust for slight differences in difficulty level of different test batteries used across sessions.)
a) The Paper will consist tests of :
i. General Awareness
ii. English Language
iii. Quantitative Aptitude and
iv. Reasoning
A total time of 120 minutes will be given for answering. However, separate time will be allotted for each test. Other detailed information regarding the examination will be given in an Information Handout, which will be made available to the candidates for download along with the Admit Card for examination from the RBI website.
Candidates have to secure minimum marks separately for each test as well as in aggregate, as may be prescribed by the Board. Candidates, who secure minimum marks separately for each Test, as prescribed, will be shortlisted for Phase-II of the examination based on the aggregate marks obtained in Phase-I. The minimum aggregate cut-off marks for being shortlisted for Phase-II of the examination will be decided by the Board in relation to the number of vacancies. Roll Number of the candidates shortlisted for PhaseII examination will be published on the RBI website, in due time after Phase-I examination.
On the basis of Last year’s exam pattern the expected pattern for Phase I will be:
S. No. | Subjects | No. of Questions | Maximum Marks | Duration |
---|---|---|---|---|
1 | General Awareness | 80 | 80 | *Composite time of 120 minutes |
2 | Quantitative Aptitude | 30 | 30 | |
3 | English Language | 30 | 30 | |
4 | Reasoning | 60 | 60 | |
Total | 200 | 200 | 120 minutes (composite) |
(ii) Phase-II Online Examination
The Phase-II Online Examination will be conducted on December 06, 2025 only for the candidates who are shortlisted on the basis of results of Phase-I and based on the cut-off decided by the Board. The Phase-II examination will be in shifts. Candidates are required to appear for all the papers in all the shifts. A single Admit Card will be issued for both the shifts. The timetable for Phase-II examination will be intimated to the candidates concerned along with Admit Card for Phase-II.
Phase–II online examination will consist of three papers as under:
Name of Paper | Type of Paper | Time (Minutes) | Number ofQuestions | Marks |
---|---|---|---|---|
Paper-I: Economic and Social Issues | 50% Objective Type | 30 Minutes | @ | 50 |
50% Descriptive Type, answers to be typed with the help of the keyboard. Candidates opting to type the answers in Hindi, may type with the help of either: (i) Inscript or (ii) Remington (GAIL) keyboards layout. | 90 Minutes | 50 | ||
Total | 120 Minutes | 100 | ||
Paper-II: English (Writing Skills) | Descriptive, to be typed with the help of the keyboard | 90 Minutes | 3 | 100 |
Paper-III: General Finance and Management | 50% Objective Type | 30 Minutes | @ | 50 |
50% Descriptive Type, answers to be typed with the help of the keyboard. Candidates opting to type the answers in Hindi, may type with the help of either: (i) Inscript or (ii) Remington (GAIL) keyboards layout. | 90 Minutes | 50 | ||
Total | 120 Minutes | 100 | ||
Grand Total | 300 |
@For both Paper-I and Paper-III, there will be 30 questions and 50 marks for Objective questions (some questions carrying 2 marks each and some carrying 1 mark each). In case of Descriptive questions, 6 questions will be asked, of which candidates will be required to attempt 4 questions [2 of 15 marks each (with varying difficulty level) and 2 of 10 marks each]. In case, candidate answers more than 4 questions in descriptive, first 4 shall be evaluated.
NOTE: All question papers (in both the Phases, except the test of English) will be set bilingually in Hindi and English.
The Board reserves the right to modify the examination dates and time entirely at its discretion.
(iii) Interview
Candidates will be shortlisted for the Interview, based on aggregate of marks obtained in Phase-II (Paper-I +Paper-II +Paper-III). The minimum aggregate cut-off marks for being shortlisted for Interview will be decided by the Board in relation to the number of vacancies. Roll Numbers of the candidates shortlisted for the Interview will be published on RBI website at appropriate time and Interview Call Letters will be sent on registered E-mail ID. Interview will be of 75 marks.
Candidate shall be required to undergo Personality Assessment conducted by the Bank before appearing for the Interview. No marks will be allotted for the same and it will not form part of the final selection criteria. Candidate may opt for Interview either in Hindi or English. Final selection will be through merit list which will be prepared by adding marks secured by candidates in Phase-II examination and Interview and grace marks as applicable as per extant rules.
SCHEME OF SELECTION FOR OFFICERS IN GR. ‘B’ (DR) – DEPR and DSIM Cadres
A. Officers in Grade 'B' (DR) – DEPR- PY 2025 - Job Requirement, Scheme of Selection
(i) Job Requirements
Primarily to undertake economic analysis and research and contribute to policy formulation, apart from compilation of data relating to select sectors.
(ii) Scheme of Selection
Selection will be through Online/ Written Examination (WE) and Interview. There are 4 papers for the Examination. In Phase - I of the examination, there will be Paper – I: Objective Type (on Economics) and Paper- II: Descriptive Type (On English). In Phase - II, there will be Paper – I: Descriptive Type (on Economics) and Paper – II: Descriptive Type (on Economics). The details are as follows:
Phase | Name of Paper | Duration | Maximum Marks |
---|---|---|---|
Phase - I | Paper – I: Objective Type (on Economics) | 120 minutes | 100 |
Paper – II: English - Descriptive (To be typed with help of keyboard) | 120 minutes | 100 | |
Phase - II | Paper – I: Descriptive Type (on Economics) (Question paper displayed on computer, answers to be written on paper) | 120 minutes | 100 |
Paper – II: Descriptive Type (on Economics) (Question paper displayed on computer, answers to be written on paper) | 120 minutes | 100 | |
Total | 400 |
Other detailed information regarding the examination will be given in an Information Handout, which will be made available to the candidates for download along with the Admit Card for examination from the RBI website.
Candidates have to secure minimum marks as may be prescribed by the Board.
Candidates, who secure minimum aggregate marks in Paper-I & II of Phase - I, as prescribed, will be shortlisted for Phase-II of the examination. The minimum aggregate cut-off marks for being shortlisted for Phase - II of the examination will be decided by the Board in relation to the number of vacancies.
Roll Number of the candidates shortlisted for Phase - II examination will be published on the RBI website, in due time after Phase – I examination.
(iii) Phase-II: Paper-I/ Paper II - Descriptive Type (on Economics) Written Examination (WE)
The Phase-II: Paper-I/ Paper-II Descriptive Type (on Economics) will be conducted on December 07, 2025 only for the candidates who are shortlisted on the basis of results of Phase-I.
(iv) The Phase-I: Paper-I/Paper-II and the Phase-II: Paper-I / Paper-II Descriptive Type (on Economics) examination will be in shifts. Candidates are required to appear for all the papers in all the shifts. A single Admit Card will be issued for both the shifts. The timetable for Phase-I: Paper I/Paper-II and Phase-II: Paper-I / Paper-II Descriptive Type (on Economics) will be intimated to the candidates concerned along with Admit Card for Phase-I and Phase-II.
(v) Question papers for 'WE' will be set in Hindi and in English (except Paper-II on English). Answers for Phase II: Paper-I / Paper II Descriptive Type (on Economics) may be written either in Hindi or English. The Phase-I: Paper-II will have to be answered in English only. Candidates may opt for Interview in Hindi or English.
(vii) Final selection will be on the basis of performance in the 'Online / WE’ in Phase-I (Paper - I and Paper - II), Phase-II (Paper - I and Paper - II) and Interview taken together. Interview will be of 75 marks. Candidate may opt for Interview either in Hindi or English.
(viii) Candidate shall be required to undergo Personality Assessment conducted by the Bank before appearing for the Interview. No marks will be allotted for the same and it will not form part of the final selection criteria.
B. Officers in Grade 'B' (DR) – DSIM- PY 2025 - Job Requirement, Scheme of Selection and Syllabus
(i) Job Requirements
The role involves collection, compilation, analysis, and interpretation of data related to banking, corporate, and external sectors, with a strong emphasis on applications of advanced statistical and econometric techniques for modelling and forecasting key macroeconomic indicators such as inflation and growth. This includes the use of classical and Bayesian inference methods, high-dimensional regression techniques, time series models, and simulation-based methods. The job requires conducting policy-relevant analytical studies, designing and executing complex sample surveys, and understanding theoretical foundations of economic statistics, index number construction, and inequality measurement. Candidates are expected to manage large-scale structured and unstructured datasets using various databases, develop, maintain, and optimize queries for data integration and reporting, and contribute to the maintenance and advancement of technology-driven centralized reporting systems and data warehouse. The role also calls for the application of data science, artificial intelligence, and machine learning techniques to extract insights from voluminous datasets. A solid grasp of optimization techniques, statistical coding logic, and macroeconomics, along with the ability to intuitively interpret and communicate empirical results for operational and policy use by the Reserve Bank.
(ii) Scheme of Selection
Selection will be through Online/ Written Examination (WE) and Interview. There are 3 papers for the Examination. Paper-I: Objective Type (on Statistics) to be held on October 19, 2025 and Paper-II & III will be held on December 07, 2025 (date to be confirmed in Admit Cards). The details are as follows:
Name of Paper | Duration | Maximum Marks |
---|---|---|
Paper-I: Objective Type (on Statistics) | 120 minutes | 100 |
Paper-II: Descriptive Type (on Statistics) (Question paper displayed on computer, answers to be written on paper) | 180 minutes | 100 |
Paper-III: English – Descriptive (To be typed with help of keyboard) | 90 minutes | 100 |
Total | 300 |
Other detailed information regarding the examination will be given in an Information Handout, which will be made available to the candidates for download along with the Admit Card for examination from the RBI website.
Candidates have to secure minimum marks as may be prescribed by the Board. Candidates, who secure minimum aggregate marks in Paper-I, as prescribed, will be shortlisted for Paper-II and Paper-III of the examination based on the aggregate marks obtained in Paper-I. The minimum aggregate cut-off marks for being shortlisted for Paper-II and Paper-III of the examination will be decided by the Board in relation to the number of vacancies. Roll Number of the candidates shortlisted for Paper-II and Paper-III examination will be published on the RBI website, in due time after Paper-I examination.
(iii) Paper – II and Paper-III - Online/Written Examination
The Paper-II and Paper-III Examination will be conducted on December 07, 2025 only for the candidates who are shortlisted on the basis of results of Paper-I. The Paper-II and Paper-III examination will be in shifts. Candidates are required to appear for all the papers in all the shifts. A single Admit Card will be issued for both the shifts. The timetable for Paper-II and Paper-III will be intimated to the candidates concerned along with Admit Card for Paper-II and Paper-III.
(iv) Question papers for 'WE' will be set in Hindi and in English (except Paper-III on English). Answers for Paper-II may be written either in Hindi or English. Paper-III will have to be answered in English only. Candidates may opt for Interview in Hindi or English.
(v) The number of candidates to be called for the Interview will be decided by the Board.
(vi) Final selection will be on the basis of performance in the ‘Online / WE’ (Paper-I, II and III) and Interview taken together. Interview will be of 75 marks. Candidate may opt for Interview either in Hindi or English.
(vii) Candidate shall be required to undergo Personality Assessment conducted by the Bank before appearing for the Interview. No marks will be allotted for the same and it will not form part of the final selection criteria.
How to Apply
a) Candidates are required to apply only online using the website www.rbi.org.in and no other means/mode of application will be accepted. Detailed instructions for filling up online applications are given at Appendix-I which is available on the Bank’s website www.rbi.org.in. The applicants are advised to submit a single application, however, if due to any unavoidable situation, if he/she submits another/multiple applications, then he/she must ensure that the application with the higher Registration ID (RID) is complete in all respects like applicant’s details, examination Centre, photograph, signature, left thumb impression and handwriting undertaking, fee etc. The applicants who are submitting multiple applications should note that only the last completed applications with higher RID shall be entertained by the Board and Application Fee/Intimation Charges paid against one RID shall not be adjusted against any other RID.
b) All candidates working in Government Sector, Government owned industrial undertakings, Public Sector Undertakings/Financial Institutions/Banks, Public Enterprises or other similar organizations, whether in a permanent or temporary capacity or as work-charged employees other than casual or daily rated employees, are required to inform their employer (Head of Office/Department) in writing, about applying for this recruitment, prior to the submission of their application online to the Bank. At the time of applying online, candidates working in such organizations, are required to submit an undertaking that they have informed in writing about applying for this recruitment to their Head of Office/Department. Candidates should note that in case a communication is received at the Bank from their employer, withholding permission to the candidate applying for this recruitment/ appearing at the examination, their application/candidature will be liable to be rejected/ cancelled. At the time of joining, the recommended candidates will have to bring proper discharge certificates from their PSU/Government/Quasi Government employer without any lien.
Candidates must apply only online through the Bank's website i.e. www.rbi.org.in from September 10 to 30, 2025 (till 06:00 PM). No other means/mode of applications will be accepted. Candidates desirous of applying for posts in both Grade ‘B’ (DR)-General and Grade ‘B’ (DR) - DEPR or DSIM (as the case may be) are required to apply using links for both the positions separately and pay the fees for both. Digi Locker has been integrated with the online application form. The candidate may provide access to issued credentials/documents (Aadhaar, Educational Qualification Documents etc.) and information (Name, Date of Birth, Gender etc.) through Digi Locker on voluntary basis.
PRE-REQUISITES FOR APPLYING ONLINE
Before applying online, candidates should –
(i) scan their : - - - -
photograph (4.5cm × 3.5cm)
signature (with black ink)
left thumb impression (on white paper with black or blue ink)
a handwritten declaration (on a white paper with Black Ink) (text given below) as detailed under guidelines for scanning the photograph and signature as detailed at (D) below.
(ii) Signature in CAPITAL LETTERS will NOT be accepted.
(iii) The left thumb impression should be properly scanned and not smudged. (If a candidate is not having left thumb, he/she may use his/ her right thumb for applying.)
(iv) The text for the handwritten declaration is as follows:
“I, _______ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”
(v) The aforementioned handwritten declaration has to be in the candidate’s own handwriting and in English only. If it is written and uploaded by anybody else or in any other language, the application will be considered as invalid. (In the case of Visually Impaired candidates who cannot write may get the text of declaration typed and put their left thumb impression below the typed declaration and upload the document as per specifications.)
(vi) The candidate is required to keep documents/details ready to enable him/her to fill up the application form correctly and to make online payment of fees/intimation charges. The name of the candidate or his/her father/mother/husband, etc. should be spelt correctly in the application as it appears in the photo identity proof/ certificates/mark sheets.
(vii) Candidates should have a valid personal E-mail ID and mobile number which should be kept active till the appointment in the Bank. This is essential for him/her in getting communication/Interview advice, etc. by E-mail/SMS. The Board does not send any communication by any mode other than E-mail /SMS. No change in E-mail ID/Mobile Number will be entertained during the entire process of the recruitment.
PROCEDURE FOR APPLYING ONLINE
(i) Candidates satisfying the conditions of eligibility as on September 01, 2025 are first required to visit the URL “Direct Recruitment for the post of Officers in Grade ‘B’ (Direct Recruit-DR) (On Probation-OP) (General/DEPR/DSIM) Cadres - Panel Year 2025” on the Bank's website i.e. www.rbi.org.in >Opportunities@RBI >Current Vacancies > Vacancies and click on the hyperlink “Online Application Form” in the advertisement page for filling the ‘Online Application’. It redirects the candidates to the online registration page.
(ii) Candidates will have to enter their basic details and upload the photograph, signature, left thumb impression and a handwritten declaration in the online application form as per the specifications given.
(iii) To register application, choose the tab "Click here for New Registration" and enter Name, Contact details and E-mail ID. A Provisional Registration Number and Password will be generated by the system and displayed on the screen. Candidate should note down the Provisional Registration Number and Password. An E-mail and SMS indicating the Provisional Registration number and Password will also be sent.
(iv) In case the candidate is unable to complete the application form in one go, he / she can save the data already entered by choosing "SAVE AND NEXT" tab. Prior to submission of the online application, candidates are advised to use the "SAVE AND NEXT" facility to verify the details in the online application form and modify the same if required. Visually Impaired candidates should fill the application form carefully and verify/get the details verified to ensure that the same are correct prior to final submission.
(v) Candidates are advised to carefully fill and verify the details filled in the online application themselves as no change will be possible/entertained after clicking the COMPLETE REGISTRATION BUTTON.
(vi) The Name of the candidate or his /her Father/ Husband etc. should be spelt correctly in the application as it appears in the Photo identity proof / Certificates/ Mark sheets. Any change/alteration found may disqualify the candidature.
(vii) Validate your details and Save your application by clicking the 'Validate your details' and 'Save & Next' button.
(viii) Proceed to upload Photo & Signature as per the specifications given in the Guidelines for Scanning and Upload of Photograph and Signature
(ix) Proceed to fill other details of the Application Form.
(x) Click on the Preview Tab to preview and verify the entire application form before FINAL SUBMIT.
(xi) Modify details, if required, and click on 'FINAL SUBMIT' ONLY after verifying and ensuring that the photograph, signature uploaded, and other details filled by you are correct.
(xii) Click on 'Payment' Tab and proceed for payment.
(xiii) Click on 'Submit' button.
(xiv) Candidates shall be solely responsible for filling up the online applications correctly. In case of invalid applications due to errors committed by the applicant no claims for refund of application fees/intimation charges so collected shall be entertained by the Board.
(xv) To avoid last minute rush, candidates are advised to pay the application fees/ intimation charges and register online at the earliest.
(xvi) Board does not assume any responsibility for the candidates not being able to submit their applications within the last day on account of aforesaid reasons or any other reason.
RBI GRADE B EXAM Fee
Sr. No. | Category | Charges | Amount* |
---|---|---|---|
1 | SC/ST/PwBD | Intimation Charges only | ₹100/- + 18% GST |
2 | GEN/OBC/EWS | Application fee including Intimation Charges | ₹850/- + 18% GST |
3 | STAFF@ | Nil | Nil |
*Bank/Transaction charges are to be borne by the candidate.
Guidelines for Uploading Documents in RBI Grade B Application Form 2025
The guidelines for scanning and uploading documents of the RBI Grade B 2025 examination are tabulated below.
Document Name | Format/Guidelines |
---|---|
Photograph | - Recent passport size color photograph with a white background. - Candidates should make sure that they are not squinting and their picture does not have any harsh shadow. - Candidates should try to look straight while taking their pictures. - Caps, hats, and dark glasses are not acceptable. - If candidates wear any Religious headwear then they should make sure that it is not covering their faces. - Dimensions: 200 × 230 pixels - File size between 20kb–50 kb |
Signature | - Signature should be done on a white paper by using a black ink pen - Avoid doing signature in CAPITAL LETTERS - The same signature should be used on the Call Letter or wherever necessary. - The dimension should be 140 × 60 pixels - File size between 10kb-20kb |
Left Thumb Impression (LTI) | - LTI should be done on a white paper by using a black ink pen - The dimension should be 140 × 60 pixels - File size between 10kb-20kb |
Handwriting Declaration | - The text which will be used for the hand-written declaration is as follows: “I, _______ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true, and valid. I will present the supporting documents as and when required.” - File size between 20kb–50 kb - Avoid using CAPITAL LETTERS |
Other Documents | - The resolution of the scanner should be at least 200 DPI. - True colour should be used. - Crop the uploaded documents wherever necessary. - Candidates should format the documents in an appropriate size. - MS Paint or MSOffice Picture Manager can be used for doing the formatting of the documents. - All the images should be in JPG or JPEG format. - Candidates should be using the proper field to upload all their required documents. |
RBI GRADE B OFFICER (DR)-GENERAL- 2025 Phase I Exam Syllabus
Sections | Topics |
---|---|
Data Interpretation & Analysis | Tabular Graph, Line Graph, Pie Chart, Bar Graph, Radar Graph, Caselet, Missing Case DI, Let it Case DI, Data Sufficiency, Probability, Permutation & Combination, Averages, Ratio, Percentages, Mixture & Allegation, Speed, Distance & Time |
Reasoning | Verbal Reasoning, Syllogism, Circular Seating Arrangement, Linear Seating Arrangement, Double Lineup, Scheduling, Input-Output, Blood Relations, Directions & Distances, Ordering & Ranking, Coding & Decoding, Code Inequalities, Course of Action, Critical Reasoning, Analytical and Decision Making |
English Language | Reading Comprehension, Grammar, Vocabulary, Verbal Ability, Sentence Improvement, Para Jumbles, Word Association, Cloze Test, Error Spotting, Fill in the Blanks |
General/Economy/Banking Awareness | Financial Awareness, Current Affairs, General Knowledge, Static Awareness, Government Schemes, Agreements & Deals, Banking Terms, Banking Rates & Processes |
RBI GRADE B OFFICER (DR)-GENERAL- 2025 (Phase-II) Exam Syllabus
Paper-I - Economic and Social Issues (ESI):
Growth and Development – Measurement of growth: National Income and per capita income – Poverty Alleviation and Employment Generation in India – Sustainable Development and Environmental issues.
Indian Economy – Economic History of India - Changes in Industrial and Labour Policy, Monetary and Fiscal Policy since reforms of 1991 Priorities and recommendations of Economic Survey and Union Budget – Indian Money and Financial Markets: Linkages with the economy – Role of Indian banks and Reserve Bank in the development process - Public Finance - Political Economy - Industrial Developments in India- Indian Agriculture - Services sector in India.
Globalization Opening up of the Indian Economy – Balance of Payments, Export-Import Policy – International Economic Institutions IMF and World Bank – WTO – Regional Economic Cooperation; International Economic Issues.
Social Structure in India Multiculturalism – Demographic Trends – Urbanisation and Migration – Gender Issues – Social Justice: Positive Discrimination in favour of the under privileged – Social Movements – Indian Political System – Human Development – Social Sectors in India, Health and Education. Suggested reference material.
Paper-II -English (Writing Skills):
The paper on English shall be framed in a manner to assess the writing skills including expression and understanding of the topic.
Paper-III - General Finance and Management
a) Financial System
1. Structure and Functions of Financial Institutions
2. Functions of Reserve Bank of India
3. Banking System in India – Structure and Developments, Financial Institutions – SIDBI, EXIM Bank, NABARD, NHB, NaBFID etc.
4. Recent Developments in Global Financial System and its impact on Indian Financial System
5. Role of Information Technology in Banking and Finance
6. Non-Banking System
7. Developments in Digital Payments
b) Financial Markets
Primary and Secondary Markets (Forex, Money, Bond, Equity, etc.), functions, instruments, recent developments.
c) General Topics
1. Risk Management in Banking Sector
2. Basics of Derivatives
3. Global financial markets and International Banking – broad trends and latest developments.
4. Financial Inclusion
5. Alternate source of finance, private and social cost-benefit, Public-Private Partnership
6. Corporate Governance in Banking Sector, role of e-governance in addressing issues of corruption and inefficiency in the government sector.
7. The Union Budget – Concepts, approach and broad trends
8. Basics of Accounting and Financial Statements - Balance Sheet, Profit and Loss, Cash Flow Statements, Ratio Analysis (such as Debt to Equity, Debtor Days, Creditor Days, Inventory Turnover, Return on Assets, Return on Equity, etc.)
9. Inflation: Definition, trends, estimates, consequences and remedies (control): WPI- CPI - components and trends; striking a balance between inflation and growth through monetary and fiscal policies
d) Management:
1. Fundamentals of Management & Organizational Behaviour:
Introduction to management; Evolution of management thought: Scientific, Administrative, Human Relations and Systems approach to management; Management functions and Managerial roles; Nudge theory
Meaning & concept of organizational behaviour; Personality:
Meaning, factors affecting personality, Big five model of personality; concept of reinforcement; Perception: concept, perceptual errors.
Motivation: Concept, importance, Content theories (Maslow’s need theory, Alderfers’ ERG theory, McCllelands’ theory of needs,
Herzberg’s two factor theory) & Process theories (Adams equity theory, Vrooms expectancy theory).
Leadership:
Concept, Theories (Trait, Behavioural, Contingency, Charismatic, Transactional and Transformational Leadership; Emotional Intelligence: Concept, Importance, Dimensions. Analysis of Interpersonal Relationship: Transactional Analysis, Johari Window; Conflict: Concept, Sources, Types, Management of Conflict; Organizational Change: Concept, Kurt Lewin Theory of Change; Organizational Development (OD): Organisational Change, Strategies for Change, Theories of Planned Change (Lewin’s change model, Action research model, Positive model).
2. Ethics at the Workplace and Corporate Governance Meaning of ethics, why ethical problems occur in business. Theories of ethics: Utilitarianism: weighing social cost and benefits, Rights and duties, Justice and fairness, ethics of care, integrating utility, rights, justice and caring, An alternative to moral principles: virtue ethics, teleological theories, egoism theory, relativism theory, Moral issues in business: Ethics in Compliance, Finance, Human Resources, Marketing, etc. Ethical Principles in Business: introduction, Organization Structure and Ethics, Role of Board of Directors, Best Practices in Ethics Programme, Code of Ethics, Code of Conduct, etc.
Corporate Governance: Factors affecting Corporate Governance; Mechanisms of Corporate Governance.
Communication: Steps in the Communication Process; Communication Channels; Oral versus Written Communication; Verbal versus non-verbal Communication; upward, downward and lateral communication; Barriers to Communication, Role of Information Technology.
# The suggested reference materials are "indicative" only.
RBI Grade B Prelims Cut Off 2024
Category Name | Cut-Off Marks |
---|---|
UR (General) | 67.25 |
EWS | 67.25 |
OBC | 65.00 |
ST | 54.00 |
SC | 58.00 |
PWBD | 53.25 |
RBI Grade B Prelims Cut Off 2023
RBI Grade-B Cut-Off for Phase-I Exam [GRADE ‘B’ (DR)-General]
Section | Category | GENERAL/UR | EWS | OBC | SC | ST | PwBD (OH/HI/VH/MD) |
---|---|---|---|---|---|---|---|
GENERAL AWARENESS (Maximum Marks = 80) | 12.00 | 12.00 | 8.00 | 6.25 | 6.25 | 6.25 | |
REASONING (Maximum Marks = 60) | 9.00 | 9.00 | 6.00 | 4.75 | 4.75 | 4.75 | |
ENGLISH LANGUAGE (Maximum Marks = 30) | 4.50 | 4.50 | 3.00 | 2.25 | 2.25 | 2.25 | |
QUANTITATIVE APTITUDE (Maximum Marks = 30) | 4.50 | 4.50 | 3.00 | 2.25 | 2.25 | 2.25 | |
TOTAL SCORE / Aggregate (Maximum Marks = 200) | 54.25 | 54.25 | 54.25 | 52.75 | 44.75 | 40.25 |
RBI Grade B Mains Cut Off 2023
RBI Grade B Phase II Cut Off [GRADE ‘B’ (DR)-General]
RECRUITMENT STAGE | GENERAL | OBC | SC | ST | EWS | PwBD |
---|---|---|---|---|---|---|
Aggregate Cut – Off Marks In Paper- I, Paper-II And Paper- III Taken Together In Written Examination For Shortlisting The Candidates For Interview
| 169 | 169 | 156 | 148.50 | 169 | 148 |
RBI Grade B Cut off
Cut Off list for RBI GRADE B 2019 Prelims exam is given below.
A. GRADE ‘B’ (DR)-General-2019
Aggregate Cut Offs (Paper I, II & III Only)
Category | General | OBC | SC | ST | EWS | PwBD (HI/LD/MD) | PwBD (VI) |
---|---|---|---|---|---|---|---|
Cut Off | 193.25 | 188 | 172.25 | 172.25 | 193.25 | 172.25 | 176.75 |
Aggregate Cut Offs (Written Exams + Interview)
Category | General | OBC | SC | ST | EWS | Pw BD |
---|---|---|---|---|---|---|
Cut Off | 238.25 | 215.75 | 206.5 | 194 | 197 | Gen 215.75 OBC 194.75 |
B. GRADE ‘B’ (DR)-DEPR -2019
Aggregate Cut Off – Paper I Only
Category | General | OBC | SC | ST | EWS | PwBD (HI) | PwBD (LD/MD/VI) |
---|---|---|---|---|---|---|---|
Cut Off Marks | 52.67 | 47.67 | 45.67 | 45.67 | 52.67 | 45.67 | 52.67 ( As No vacancy) |
Aggregate Cut Off – Paper I, II & III
Category | General | OBC | SC | ST | EWS | PwBD (All) |
---|---|---|---|---|---|---|
Cut Off Marks | 182.84 | 173.67 | 161.84 | 169.5 | 182.84 | 182.84 (No candidate shortlisted) |
Aggregate Cut Off – Written Exam (All Papers) + Interview
Category | General | OBC | SC | ST | EWS | PwBD |
---|---|---|---|---|---|---|
Cut Off Marks | 229.17 | 203.17 | 195.67 | 189.34 | 204.17 | No candidate shortlisted for interview |
C. GRADE ‘B’ (DR)-DSIM-2019
Paper I Cut Off Marks
Category | General | OBC | SC | ST | EWS | PwBD |
---|---|---|---|---|---|---|
Marks | 38.33 | 38.33 | 31.33 | 31.33 | 38.33 | 31.33 |
Aggregate Cut Off (Paper I, II & III)
Category | General | OBC | SC | ST | EWS | PwBD |
---|---|---|---|---|---|---|
Marks | 160 | 160 | 142.33 | 139 | 160 | 139 |
Aggregate Cut Off (Written Exam + Interview)
Category | General | OBC | SC | ST | EWS | PwBD |
---|---|---|---|---|---|---|
Marks | 212 | 196.17 | 186.5 | No candidate Shortlistedfor the interview round | 188.33 | No candidate shortlisted |
RBI GRADE B OFFICER Exam 2025 (Posts / Jobs)
RBI, every year announces the vacancies for Grade B officers across the country.
This year, RBI has announced a total of 120 Posts for Grade B Posts.
S. No. | Posts | Vacancy |
---|---|---|
1 | Officers in Grade ‘B’ (DR) – General – PY 2025 | 83 |
2 | Officers in Grade ‘B’ (DR) – DEPR – PY 2025 | 17 |
3 | Officers in Grade ‘B’ (DR) – DSIM – PY 2025 | 20 |
Total | 120 |
The Reserve Bank of India Services Board (Board), hereinafter referred to as the ‘Board’, invites applications from eligible candidates for the posts mentioned below in Reserve Bank of India (RBI / Bank):
Post | GEN/UR | EWS $ | OBC @ | SC | ST | Total | A | B | C | D |
---|---|---|---|---|---|---|---|---|---|---|
1 Officers in Grade ‘B’ (DR) - General Cadre | 35 | 8 | 19 | 15 | 6 | 83 | - | 6(5) | 1 | 4(3) |
2 Officers in Grade ‘B’ (DR) – DEPR Cadre | 6 | 1 | 2 | 4 | 4(4) | 17 | 1 | - | 1(1) | 3(3) |
3 Officers in Grade ‘B’ (DR) – DSIM Cadre | 10 | 1 | 3 | 2(2) | 4(4) | 20 | 2(2) | 1 | - | - |
Total | 51 | 10 | 24 | 21(2) | 14(8) | 120 | 3(2) | 7(5) | 2(1) | 7(6) |
Figures in () indicates backlog vacancy.
Abbreviations : GEN/UR – General / Unreserved; EWS – Economically Weaker Section; OBC– Other Backward Classes; SC – Scheduled Caste; ST – Scheduled Tribe; PwBD – Persons with Benchmark Disabilities; DEPR - Department of Economic and Policy Research; DSIM - Department of Statistics and Information Management.
$ Reservation for Economically Weaker Sections (EWSs) in recruitment is governed by the Office Memorandum No.36039/1/2019-Estt. (Res) dated January 31, 2019 of Department of Personnel & Training, Ministry of Personnel, Public Grievances & Pensions, Government of India.
RBI GRADE B OFFICER Exam 2024 (Posts / Jobs)
RBI, every year announces the vacancies for Grade B officers across the country.
This year, RBI has announced a total of 94 Posts for Grade B Posts.
S. No. | Posts | Vacancy |
---|---|---|
1 | Officers in Grade ‘B’ (DR) – General | 66 |
2 | Officers in Grade ‘B’ (DR) – DEPR | 21 |
3 | Officers in Grade ‘B’ (DR) – DSIM | 7 |
Total | 94 |
The Category wise vacancy detail is appended herewith:
RBI Grade B Vacancies
Post Name | GEN/UR | SC | ST | OBC | EWS | Total |
---|---|---|---|---|---|---|
Officers in Grade ‘B’ (DR) – General | 27 | 10 | 04 | 19 | 06 | 66 |
Officers in Grade ‘B’ (DR) – DEPR | 08 | 01 | 06 | 05 | 01 | 21 |
Officers in Grade ‘B’ (DR) – DSIM | 02 | 01 | 04 | 00 | 00 | 07 |
Total | 37 | 12 | 14 | 24 | 07 | 94 |
RBI Grade B Salary
Selected candidates will draw a starting basic pay of ₹78,450/-p.m. in the pay scale of ₹78450-4050(9)-114900-EB-4050(2)-123000-4650(4)141600 (16years) applicable to Officers in Grade ‘B’ and they will also be eligible for Special Allowance, Grade Allowance, Dearness Allowance, Local Compensatory Allowance, Special Grade Allowance, Learning Allowance, House Rent Allowance as per rules in force from time to time.
At present, initial monthly gross emoluments (without HRA) are ₹1,50,374/- (approximately). The House Rent Allowance of 15% of Pay will be paid, if accommodation is not provided by the Bank.
Note
For candidates possessing very high academic or professional qualification / experience of significant value to the Bank, the Bank may, at its sole discretion, consider granting up to four advance increments. The Board, at its sole discretion, may consider requests for higher emoluments because of higher qualification/special experience of value to the Bank at the Interview stage only. Such information may be furnished in the Bio-data Form in the appropriate column. The maximum number of increments which can be considered will be four. The Board/Bank will not entertain any request received after the Interview.
Here is the detailed salary structure for RBI Grade B officer.
Component | Details |
---|---|
RBI Grade B Officer Salary (Basic Pay) | ₹78,450 |
Pay Scale | ₹78450-4050(9)-114900-EB-4050(2)-123000-4650(4)-141600 |
Gross Monthly Emoluments | ₹1,50,374/- (approximately). |
Along with the RBI Grade B salary, various other allowances are also provided to an officer:
Dearness Allowance
Local Allowance
House Rent Allowance
Family Allowance
Grade Allowance
Medical Allowance
RBI Grade B Eligibility 2025
A candidate must be either:
(a) a citizen of India, or
(b) a subject of Nepal, or
(c) a subject of Bhutan, or
(d) a refugee belonging to Tibet who came to India, before the 1st January,1962, for being permanently settled in India, or
(e) a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania(Formerly Tanganyika and Zanzibar),Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India.
RBI GRADE B Age limit 2025
RBI Grade B Age : (As on September 01, 2025)
Minimum: 21 Years
Maximum: 30 Years
A candidate must have attained the age of 21 years and must not have attained the age of 30 years on September 01, 2025 i.e., he/she must have been born not earlier than September 02, 1995 and not later than September 01, 2004.
RBI GRADE B Educational Qualification 2025
Graduation in any discipline /Equivalent technical or professional qualification with minimum 60% marks (50% for SC/ST/PwBD applicants) or Post Graduation in any discipline / Equivalent technical or professional qualification with minimum 55%
marks (pass marks for SC/ST/PwBD applicants) in aggregate of all semesters / years.
Note:
Graduation Level Any such course from a recognised University / Institute that is taken after Class XII and is at least of 3 years’ duration/ candidates possessing professional or technical qualifications which are recognised by the Government as equivalent to professional or technical graduation will be eligible for admission to the examination, subject to obtaining minimum marks prescribed above.
Post-Graduation Level Any such course from a recognised University / Institute that is taken after Graduation and is at least of 2 years’ duration / recognised by the Government as equivalent to professional or technical Post-graduation will be eligible for admission to the examination, subject to obtaining minimum marks prescribed above.
Essential
a) MA/ MSc in Economics or MA/ MSc in courses such as Quantitative Economics, Mathematical Economics, Applied Economics, Econometrics, Financial Economics, Business Economics, Agricultural Economics, Industrial Economics, Development Economics and International Economics (where "Economics" is the principal constituent* of the curriculum/ syllabus)
OR
b) MA/ MSc in Finance or MA/ MSc in courses such as Quantitative Finance, Mathematical Finance, Quantitative Techniques, International Finance, Business Finance, Banking and Trade Finance, International and Trade Finance, Corporate
Finance, Project and Infrastructure Finance, Agri Business Finance (where "Finance" is the principal constituent* of the curriculum / syllabus).
c) For a) and b) above, minimum 55 per cent marks or an equivalent grade is required in aggregate of all semesters / years from a recognized Indian or Foreign University / Institute.
* "Principal constituent" with respect to syllabus / curriculum means half or more of the total courses including electives must be in Economics or Finance."
Note-I
For SC, ST and PwBD candidates, the minimum marks required in MA/MSc as in items (a) and (b) above (In detailed Notification) is 50% marks or an equivalent grade in aggregate of all semesters/ years
Desirable
A Doctorate Degree in Economics, or research or teaching experience in economics, or publication in the field/ area of Economics in standard journals.
Note-II
(i) Candidates having M. PhiI. Degree and Doctorate Degree from a recognized Indian / Foreign University / Institute in economics will be eligible for relaxation in the upper age limit by 2 years and 4 years respectively.
(ii) Candidates having Master's Degree with research / teaching experience at a recognized Indian / Foreign University / Institute in Economics will be eligible for relaxation in upper age limit to the extent of number of years of such experience subject to a maximum of three years. For experience, probationary period will not be reckoned.
(iii) The above age relaxations will not be cumulatively available with age relaxations available to various categories as mentioned in Para 4 (b) above (In detailed Notification)
Essential:
a. Master's Degree with a minimum 55% marks in aggregate of all semesters/ years or an equivalent grade/ CGPA in Statistics / Mathematics/ Mathematical Statistics/ Applied Statistics/ Quantitative Economics/
Econometrics/ Informatics or any other related branches of these areas from a recognized Indian/ Foreign University/ Institute approved/ recognized by Government/ UGC/ AICTE;
OR
b. Master's Degree with a minimum 55% marks in aggregate of all semesters/ years or an equivalent grade/ CGPA in Data Science / Artificial Intelligence/ Machine Learning/ Big Data Analytics or any other related branches of these areas from a recognized Indian/ Foreign University/ Institute approved/ recognized by Government/ UGC/ AICTE;
OR
c. Four-year Bachelor's Degree with a minimum 60% marks in aggregate of all semesters/ years or an equivalent grade/ CGPA in Statistics / Mathematical Statistics/ Applied Statistics/ Quantitative Economics/ Econometrics/ Informatics/ Data Science/ Artificial Intelligence/ Machine Learning/ Big Data Analytics or any other related branches of these areas from a recognized Indian/ Foreign University/ Institute approved/ recognized by Government/ UGC/ AICTE.
Note-I
For SC, ST and PwBD candidates, the minimum marks required in items (a), (b) and (c) above is 50% in aggregate of all semesters/ years or an equivalent grade/ CGPA.
Desirable:
(i) Candidates with a Doctorate in topics related to above subjects will be given preference.
(ii) Research or teaching experience and publication in standard journals will be considered as an additional qualification.
Note-II
(i) Candidates possessing M.Phil. and Ph.D qualification in the specified subjects will be eligible for relaxation in upper age limit by 2 years and 4 years respectively.
(ii) Candidates with research / teaching experience at a recognized Indian / Foreign University/Institute will be eligible for relaxation in upper age limit to the extent of number of years of such experience subject to a maximum of three years. For experience, probationary period will not be reckoned.
(iii) The above age relaxations will not be cumulatively available with age relaxations available to various categories as mentioned in Para 4 (b) above (In detailed Notification).