SIDBI Grade ‘A’ and Grade ‘B’– General and Specialist Stream: 2025

Recruitment of Officers in Grade ‘A’ and Grade ‘B’– General and Specialist Stream: 2025

Applications are invited from eligible candidates for the post of officers in Grade ‘A’ and Grade ‘B’ (General and Specialist Stream) in Small Industries Development Bank of India (SIDBI). 

SIDBI is the Principal Financial Institution set up under an Act of Parliament for promotion, financing, and development of Micro, Small and Medium Enterprises (MSMEs) sector in India. MSME sector, the focused business domain for SIDBI, has been an important pillar of the Indian Economy in the last seven and a half decades, having contributed to creativity, innovation, and dynamism in the industrial sector which has led to the spread of industrial development across the country. SIDBI operates various schemes for financing and promotion and development of MSMEs

SIDBI’s Mission is to ‘To facilitate and strengthen credit flow to MSMEs and address both financial and developmental gaps in the MSME eco-system’. SIDBI is working with the Vision ‘To emerge as a single window for meeting the financial and developmental needs of the MSME sector to make it strong, vibrant and globally competitive, to position SIDBI Brand as the preferred customer friendly institution and for enhancement of shareholders wealth and highest corporate values through modern technology platform’.

In order to achieve the same, SIDBI proactively partners with Banks, SFBs, NBFCs, MFIs, and New Age FinTech’s for Indirect lending, focusing on multiplier effect/larger reach in financing the MSME sector. SIDBI also makes strategic interventions in Industrial Clusters through direct lending with an intent to bridge current credit gaps in the MSME sector by using demonstrable and creative lending products that can be scaled up by the credit delivery ecosystem. 

Before applying, candidates should read all the instructions carefully and ensure that they fulfil all the eligibility criteria for the post. SIDBI would admit candidates on the basis of the information furnished in the ON-LINE application along with applicable requisite fee and shall verify their eligibility at the stage of interview / joining. If, at any stage, it is found that any information furnished in the ON-LINE application is false/ incorrect or if according to the Bank, the candidate
does not satisfy the eligibility criteria for the post, his/ her candidature will be cancelled, and he/she will not be allowed to appear for the interview / joining. 

Candidates are requested to apply only ON-LINE through Bank’s website www.sidbi.in after carefully going through all the instructions contained in this application and general instructions given in this advertisement. No other means /mode of Application / Printout will be accepted.

Important Dates / Timelines:

 

 SIDBI Bank Exam Pattern 2025

The selection procedure would include a three-stage process i.e.

Phase I (on-line screening examination consisting of one paper comprising seven (7) sections of total 200 marks),

Phase II (on-line examination consisting of two papers of total 200 marks) and

Phase III [Interview of 100 marks, which shall include marks for notable achievement in extracurricular activities (District/ State/ National Level), awards/ recognition in service etc. subject to the submission of documentary evidence].

• Candidates who qualify Phase I examination based on the minimum cut -off marks decided by SIDBI, would be called for Phase II examination. Candidates who qualify Phase II examination based on the minimum cut-off marks decided by SIDBI, would be called for interview
• The Bank shall conduct online Psychometric Test or any other suitable test through third party agency to assess the personality, level of communication, clarity & problem-solving innovativeness, level of efficiency, willingness to work in any part of the country, suitability for the post, etc. of the shortlisted candidates after Phase II exam. The finding of the test may be placed before the interview panel for having a thorough perspective on the candidates. After completion of Psychometric Test, the candidates shall be called to appear for Personal Interview, which will take place in SIDBI Office(s).
• The final selection and ranking of the applicants for the post of Assistant Manager in Grade ‘A’ (General Stream) and Manager in Grade ‘B’ (General & Specialist Stream) will be based on their performance in the Phase-II Examination and Interview. The pattern of written examination and syllabus will be as under:

A. Phase-I exam (For All Stream/ Grades)

## Details of Stream Specific Test: -

Note: -
i. Qualifying Section - English Language, Reasoning Aptitude, Quantitative Aptitude, Computer Knowledge.
ii. Merit Section - General Awareness (With special reference to Banking and Financial Sector and Economic and Social Issues), MSMEs: Policy, Regulatory and Legal Framework; Finance and Management (with focus on MSME) and Stream Specific Test.
iii. Shortlisting of the candidates for the Phase II exam will be based on marks scored in the Merit section only.
iv. The level of difficulty of questions in Grade ‘A’ and Grade ‘B’ may vary.

B. Phase-II exam

(a) Phase II exam for Assistant Manager Grade ‘A’ (General Stream) and Manager Grade ‘B’ (General Stream)

# Some questions carry 2 marks each and some questions carry 1 mark each
Note: - The level of difficulty of questions in Grade ‘A’ and Grade ‘B’ may vary. 

(b) Phase II exam for Manager Grade ‘B’ (Legal)

# Some questions carry 2 marks each and some questions carry 1 mark each

(c) Phase II exam for Manager Grade ‘B’ (IT)

• @ Paragraph Based/Numerical/Application based interpretive questions
• # Some questions carry 2 marks each and some questions carry 1 mark each
• All tests (except test of English Language & English Descriptive test) will be provided in both English and Hindi.
• All the objective questions will have multiple choices. Out of the five answers, to a question only one
  will be the correct answer. The Candidate will have to select the most appropriate answer and ‘mouse click’ that alternative which you feel is appropriate/ correct. The alternative/ option that the candidate has clicked on will be treated as his/her answer to that question. For objective type of tests, there will be penalty for wrong answers marked by the candidates. For every wrong answer marked by a candidate, 1/4 of the marks assigned to that question will be deducted as penalty. 

The Scores of Online Examination will be obtained by adopting the following procedure:

(i) Number of questions answered correctly by a candidate in each objective test is considered for arriving at the Corrected Score after applying penalty for wrong answers.
(ii) The Corrected Scores so obtained by a candidate are made equivalent to take care of the minor difference in difficulty level, if any, in each of the objective tests held in different sessions (if required) to arrive at the Equated Scores* (*Scores obtained by candidates on any test are equated to the base form by considering the distribution of scores of all the forms.)
(iii) Test wise scores and scores on total is reported with decimal points upto two digits.

Note: 

Cutoffs may be applied in two stages:
(i) On scores in individual tests
(ii) On Total Score (Separately for qualification/ merit)

•  The cut-off for the online test in phase I (sectional and total) and in phase-II (total) would be stipulated based on the Mean / Standard Deviation/ Group Norms of the marks scored by the candidates.
• The various qualifying cut off marks in each of the objective tests, total objective test and the Descriptive Test will be decided by SIDBI. Questions of Online Descriptive Test will be displayed on the screen of your computer. Answers are to be typed using the keyboard. Before start of typing answers to questions in Online Descriptive Test please check all key functions of the keyboard. 
• Since the vacancies are earmarked Grade/stream-wise, merit list of candidates for each stage will be prepared Grade/stream-wise. 
• Candidates are required to obtain a minimum score in each test /section and also a minimum total score in the Phase II exam to be shortlisted for Psychometric Assessment/ Interview. Candidates will be shortlisted for Interview depending on the number of vacancies, cut-off in each test and total marks secured in the Phase II exam as decided by the Bank. Prior to the completion of the interview process, scores obtained in the online examination will not be shared with the candidates shortlisted for interview.
• Interview shall be conducted for all post/ grades for 100 marks, [which shall include marks for notable achievement in extracurricular activities (District/ State/ National Level), awards/ recognition in service etc. subject to the submission of documentary evidence]. Candidate may opt for interview either in Hindi or English. The Bank reserves the right to set the minimum qualifying criteria in the interview at its sole discretion.
• The calling Ratio to qualify for the Phase-II examination would be a maximum of 1:25. The ratio may be suitably reduced at the discretion of the bank. Candidates who qualify and rank sufficiently high as decided by SIDBI, shall be called for appearing at the Phase-II Examination and Interview. There will be penalty for wrong answers marked by the candidate. 
• In the objective part of the online examination for every wrong answer marked, 1/4th of the marks assigned to that question will be deducted as penalty in Phase-I and Phase-II, both.
• Only such candidates who score the minimum cut off marks or above in the Phase-II examination will be shortlisted for interview. 

 SIDBI Bank Apply Online 2025

Candidates can apply online only from SIDBI’s website, and no other mode of application will be accepted.

 Procedure for applying online

Application Procedure
1. Candidates to go to the SIDBI website www.sidbi.in - click on the option "APPLY ONLINE" which will open a new screen.

2. To register application, choose the tab, "Click here for New Registration" and enter Name, Contact details and Email-id. A Provisional Registration Number and Password will be generated by the system and displayed on the screen. Candidate should note down the Provisional Registration Number and Password. An Email & SMS indicating the Provisional Registration number and Password will also be sent.

3. In case the candidate is unable to complete the application form in one go, he / she can save the data already entered by choosing "SAVE AND NEXT" tab. Prior to submission of the online application candidates are advised to use the "SAVE AND NEXT" facility to verify the details in the online application form and modify the same if required. Visually Impaired candidates should fill the application form carefully and verify/ get the details verified to ensure that the same are correct prior to final submission.

4. Candidates are advised to carefully fill and verify the details filled in the online application themselves as no change will be possible/ entertained after clicking the “COMPLETE REGISTRATION” BUTTON.

5. The Name of the candidate or his /her Father/ Husband etc. should be spelt correctly in the application as it appears in the Certificates/ Mark sheets/Identity proof. Any change/alteration found may disqualify the candidature.

6. Validate your details and Save your application by clicking the 'Validate your details' and 'Save & Next' button.

7. Candidates can proceed to upload Photo & Signature as per the specifications given in the Guidelines for Scanning and Upload of Photograph and Signature detailed under point "C" 

8. Candidates can proceed to fill other details of the Application Form.

9. Click on the Preview Tab to preview and verify the entire application form before “COMPLETE REGISTRATION”

10 Modify details, if required, and click on 'COMPLETE REGISTRATION’ ONLY after verifying and ensuring that the photograph, signature uploaded, and other details filled by you are correct

11. Click on 'Payment' Tab and proceed for payment. 

12. Click on 'Submit ' button.

Syllabus

 Phase-I exam Details of Stream Specific Test: -

B. Phase-II exam

(a) Phase II exam for Assistant Manager Grade ‘A’ (General Stream) and Manager Grade ‘B’ (General Stream) Syllabus

English Language :  Essay, Précis writing, Comprehension and Business/Office Correspondence. The paper on English shall be framed in a manner to assess the writing skills including expressions and understanding the topic.
Note: The above syllabus is  only indicative and not exhaustive.

MSMEs: Policy, Regulatory and Legal Framework; Finance and Management (with focus on MSME), MSME financing (Due Diligence/ KYC, Financial ratios, Assessment of Term Loan / Working Capital, Documentary
credit etc.), NPA and recovery including IRAC norms, NBFC Financing, Credit risk assessment etc. Questions related to Investment Banking, Merchant Banking,  Equity, Alternative Investment Funds (AIFs), Asset Reconstruction Companies (ARCs), Promotion and development of MSMEs in India. Note: The above syllabus is only indicative and not exhaustive.

(b) Phase II exam for Manager Grade ‘B’ (Legal) Syllabus

English Language:  Essay, Précis writing, Comprehension and Business/Office Correspondence. The paper on English shall be framed in a manner to assess the writing skills including expressions and understanding the topic.
Note: The above syllabus is only indicative and not exhaustive.

General Knowledge of Law: Constitutional Law, Administrative Law, Principles of Statutory Interpretation, Contract Act, 1872, Transfer of Property Act,1882, Negotiable Instruments Act, 1881, Registration Act, 1908, Bharatiya Nyaya Sanhita, Bharatiya Nagarik Suraksha Sanhita, Bharatiya Sakshya Adhiniyam, Legal Drafting, RDB Act, 1993, SARFAESI, 2002, RTI Act 2005, Limitation Act, 1963, IBC 2013 etc. Note: The above syllabus is only indicative and not exhaustive.

(c) Phase II exam for Manager Grade ‘B’ (IT) Syllabus

English Language : Essay, Précis writing, Comprehension and Business/Office Correspondence. The paper on English shall be framed in a manner to assess the writing skills including expressions and understanding the topic.
Note: The above syllabus is only indicative and not exhaustive.

IT: Introduction to Software, Computer Fundamentals, Data Structure, File Structure and programming through ‘C’, ‘C++’, ‘Java’ and ‘Python’, Elements of Systems Analysis and Design, Numerical and Statistical Computing, Data Communication and Networks, Computer Architecture and Network Architecture, Object Oriented Systems, Database Management Systems including RDBMS, Software Engineering, Operating Systems, Management Information Systems, Internet of Things (IoT), Mobile Computing, Design and analysis of Algorithms, Basic of AI, ML and  natural language processing, Cyber/IT Security, Big Data Analytics, Data Modelling and Analytics Concept of data visualisation using reporting tools, Data warehousing with analytical capabilities and virtual data management, API usage for cross user interaction and data exchange, application development etc. Note: The above syllabus is only indicative and not exhaustive.

SIDBI Assistant Manager Previous Year Cut off

 The SIDBI Assistant manager cut-off depends on various conditions such as questions difficulty level, the no. of vacancies, etc. The candidates should look into these factors for better preparation.

Category-wise Cut Offs on Total Marks:

SIDBI Assistant Manager Cut Off 2017

 

 

Vacancies

SIDBI Bank Vacancy 2025 -26

The details of number of vacancies and reservation

Assistant Manager Grade ‘A’ - General Stream                                                                                               Out of which reserved for PwBD

Manager Grade ‘B’ – General and Specialist Stream

# includes 1 backlog vacancy each
$ includes 1 backlog vacancy each
@ includes 2 backlog vacancies
* In case a suitable candidate is not found from HI sub-category (for one backlog vacancy), the vacancy shall be filled by candidate from other PwBD sub-category, if found suitable.

Note: -
- PwBD – Persons with Benchmark Disabilities as defined in the "The Rights of Persons with Disabilities Act, 2016" (i) HI - Hearing Impaired; (ii) OC - Orthopedically challenged; (iii) VI – Visually Impaired; (iv) MD – Multiple Disabilities; (v) ID - Intellectual Disability.

-Presently, the above mentioned PayScale is due for revision.

SIDBI Bank Vacancy 2022 -23

 The SIDBI Bank has invited applications from interested candidates for the recruitment of Assistant Manager Grade ‘A’.

 Note:
 1. The vacancies mentioned above is purely provisional and could vary as per the actual requirement of SIDBI Bank.
 2. In those cases where experience is required, the experience certificate must clearly state that the applicant has desired experience in that  field.
 3. The candidates must be mentally prepared to get posted/ transferred to any of the existing Offices/proposed Branches of the Bank as per banking exigencies.

 SIDBI Grade ‘A’ and Grade ‘B’– General and Specialist Stream Salary 2025

Assistant Manager Grade ‘A’ - General Stream  / Pay scale (in ₹),Minimum Gross emoluments (₹ p.m.) [₹ 44500 - 2500(4) - 54500 - 2850(7) – 74450 -EB - 2850(4) – 85850 - 3300(1) - 89150 (17 years)] ₹1,00,000/ - approx

Manager Grade ‘B’ – General and Specialist Stream / Pay scale (in ₹), Minimum Gross emoluments (₹ p.m.) [₹ 55200 - 2850 (9) – 80850 – EB - 2850 (2) – 86550 - 3300 (4) - 99750 (16 years)] ₹ 1,15,000/- approx

SIDBI Job Profile 2025

Post Job Profile Assistant Manager Grade ‘A’ (General Stream) 

• • The Officers are expected to contribute proactively in following broad areas of operations of the Bank-
    • Business development, appraisal of MSME credit proposals, sanctions, disbursements, customer management, credit monitoring & follow-up.
    • Timely completion of review/ renewals of proposals/accounts.
    • Business growth in terms of outstanding portfolio of direct credit of the branch.
    • Increase in new customers on-boarded in the given year.
    • Representing SIDBI on various fora, member of various Credit committees.
    • Management of SMAs and NPAs including follow-up for timely recovery of demanded dues. Coordinate and facilitate legal related issues in the BO.
    • Timely submission of MIS and other reports (monthly/quarterly/half-yearly) to HO Verticals.
    • Any other work as assigned by the Bank from time to time.

Manager Grade ‘B’ (General Stream)

• In addition to the responsibilities of Assistant Manager Grade ‘A’, the Officers are expected to contribute proactively in following broad areas of operations of the Bank-
  •  Augmenting credit penetration in MSME, Microfinance, Startup/Venture Capital Sector through Direct / Indirect Credit Delivery and Monitoring Mechanisms.
  • Contributing in entrepreneurship promotion & skill development activities of the Bank for the MSME sector, including facilitating co-operation and co-ordination with various stakeholders.
  • To be key input providers in Business Analytics and decisionmaking process by gathering regular market feedback/research and update the Management with the trends in their areas/clusters to assist Bank in prioritization of various new initiatives and projects.
  • Participate in internal management/administration, control and monitoring related functions to ensure that the Bank remains an adaptable and responsive organization amidst changing dynamics of MSME sector and overall economy.
  • Any other work as assigned by the Bank from time to time

Manager Grade ‘B’ (Legal Stream)

• The officers should have capacity to independently handle all the legal work of the Bank including but not limiting to;
• Rendering legal opinion on creation and enforcement of security interest/charge on securities including mortgages and other properties related matters specific to Banking sector.
• Handling DRT Applications, commercial dispute applications/ pre-institution mediation, Civil Suits, objections/counter affidavits, Writ Petitions, IBC Application/ Objections before NCLT/NCLAT, Criminal complaints u/s 138 of NI Act, Caveats
  etc. including liaisoning with advocates for defending the cases of SIDBI.
• Handling criminal complaints, wherever applicable, and follow up with police station/CBI/investigative agencies, etc in respect of recovery matters to protect the interests of the Bank. Supervising / attending the various Court proceedings in security enforcement cases under SARFAESI/DRT/DRAT/High Court and also handling matters under Insolvency and Bankruptcy Code, 2016 before National Company Law Tribunal, arbitration proceeding/investigative agencies, etc either directly or through advocates.
• Supervising the Sale/Disposal of assets charged to the Bank pertaining to recovery of loan defaults.
• Providing legal advice on policy issues, support and guidance on any legal matters as desired by SIDBI.
• Scrutinizing and accepting title investigation reports (TIRs) submitted by the advocates for extending credit delivery
• Preparation/issuance of demand notices, sale notices, auction documents etc. under SARFAESI Act. Drawing Panchnama, inventory etc. for takeover of property under SARFAESI Act and all such matters that require for compliance of the provisions of SARFEASI Act and Rules.
• Takeover of secured assets under SARFEASI including visiting the CMM / DMs office/Tahsildar office /Revenue Office etc.
• Drafting/ Vetting and follow up of Sec.14 Application filed/to be filed for assistance of DM/CMM in taking physical possession under SARFAESI Act.
• Handling references regarding various issues related to recovery including IBC matters.
• Attending Committee of Creditor’s (CoC) meetings as and when required.
• Any other work as assigned by the Bank from time to time

 

Manager Grade ‘B’ (IT Stream) (Skill set - AI/ML Automation)

• The Officers are expected to contribute proactively in following broad areas of operations of the Bank-
  • Understand Business Requirements and identify opportunities for ML Solutions
  • Develop data solutions and insights using data modeling, machine learning, statistics and analytics.
  • Ensure implementation of best suited ML solution for the business problem with data accuracy, consistency and performance in mind
  • Optimize the model performance, latency, memory and throughput
  • Design and develop AI solutions
  • Applying Machine Learning models, Deep Learning, Classification models, statistical methods and NLU/NLP
  • Develop processes and tools to monitor model performance and data accuracy.
  • Conduct analysis of respective business & provide insights with respect to leading and lagging indicators within business to enable effective decision making.
  • Present information using data visualization techniques.
  • Any other work as assigned by the Bank from time to time

Manager Grade ‘B’ (IT Stream) (Skill set - FullStack Application Development)

• The Officers are expected to contribute proactively in following broad areas of operations of the Bank-
• Required to design complex web applications, services, APIs in Java and related frameworks.
• Required to design and create data model based on requirement and application design.
• Review code for coding standards, maintainability, reusability and suggest optimizations
• Providing Estimates based on Business requirements
• Understanding and implement non-functional and secure coding best practices at requirement, design and coding stage
• Understand Front-end requirements and do low level design and development of Front-end modules using Angular and supporting technologies and tools
• Ability to debug and resolve application and server level issues.
• Any other work as assigned by the Bank from time to time

Manager Grade ‘B’ (IT Stream) (Skill set -Security)

• The Officers are expected to contribute proactively in following broad areas of operations of the Bank-
• Design IT security architecture as per industry best practices
• Development of security policies and procedures in adherence to regulatory and compliance frameworks
• Design and implement security solutions and tools as per organization security requirements
• Collaborate with cross-functional teams to identify security risks, develop mitigation strategies/ plan, implement and monitor remediations
• Conduct regular risk assessments and security audits to ensure compliance with regulatory requirements and industry standards
• Stay updated with the latest security threats, trends, and technologies, and continuously evaluate and enhance the organization's security posture.
• Validating Application security controls prior to go-live.
• Review/ Investigate incidents raised by Ops team for RCA, solutioning and closure
• Ensuring mitigation of routine events/ incidents in coordination with relevant technology teams/ vendors
• Any other work as assigned by the Bank from time to time.

Manager Grade ‘B’ (IT Stream) (Skill set -Infrastructure andNetwork)

• The Officers are expected to contribute proactively in following broad areas of operations of the Bank-
• Design, implement and maintain IT infrastructure including servers, storage and networking systems
• Implement and manage cloud-based infrastructure and services
• Plan and implement IT infrastructure upgrades and migrations
• Monitor system performance, troubleshoot issues, and ensure high availability and reliability
• Develop and enforce IT policies, procedures and best practices
• Implement and maintain Datacenter Network and Network security infrastructure
• Manage and maintain Enterprise LAN and Wi-Fi infrastructure
• Develop and maintain documentation for IT infrastructure  including system design, installation, configuration, testing, upgrade and maintenance procedures
• Ensuring team's adherence to SOPs, training and performance monitoring for team members, and continuous process improvement for efficiency, including automation
• Ensure secure configuration of IT devices/ services, and vulnerabilities are fixed as per bank’s defined SLAs
• Coordinate with and monitor vendors/ supplier for service delivery, SLA and performance management and address any issues related to delivery, quality, or compliance
• Conduct BCP/ DR drill as per the organization policy/ procedures
• Any other work as assigned by the Bank from time to time

SIDBI Assistant Manager Eligibility Criteria 2025

Age Limit as on July 14, 2025 

Minimum and Maximum Age Limit

A. For officers in Grade ‘A’:
Not below 21 years and not exceeding 30 years.
(Candidates born not earlier than 14.07.1995 and not later than 15.07.2004 [both days including] are only eligible to apply)

B. For officers in Grade ‘B’:
Not below 25 years and not exceeding 33 years.
(Candidates born not earlier than 14.07.1992 and not later than 15.07.2000 [both days including] are only eligible to apply)

Assistant Manager Grade ‘A’  (General)  

Educational Qualifications:

(i) Graduation in Commerce/ Economics/ Mathematics / Statistics/ Business Administration/ Engineering with minimum 60% marks (50% for SC/ST/PwBD applicants)
              OR
(ii) Company Secretary (CS) /Certified Management Accountant (CMA/ ICWA)/ Chartered Financial Analyst (CFA)
              OR
(iii) Chartered Accountant (CA)
              OR
(iv) MBA/ PGDM [in Any Discipline (the course must be of full time 2 years)] / from a University/ Institution recognized by the University Grant Commission (UGC) / Govt. of India/ approved by Govt. regulatory bodies.
Note: At Graduation Level, candidates having taken any such course from a University/ Institution,recognized by the University Grant Commission (UGC) / Govt. of India/approved by Govt. regulatory bodies that is taken after Class XII and is at least having 3 years’ duration, will be eligible for admission to the examination, subject to obtaining minimum marks prescribed above

At Post-Graduation Level/ master’s degree, candidates having taken any such course from a University/ Institution, recognized by the University Grant Commission (UGC) / Govt. of India/ approved by Govt. regulatory bodies that is taken after Graduation and is at least having 2 years’ duration will be eligible for admission to the examination.

Note: The Candidates appearing in the final year are also eligible to apply, provided they shall be required to submit the final marksheet and provisional / final post-graduation degree certificate, in original at the time of joining (if selected).

Minimum post qualification work experience

Only for candidates having educational qualification of (i) Graduation in Commerce/ Economics/ Mathematics / Statistics/ Business Administration/ Engineering with minimum 60% marks (50% for SC/ST/PwBD applicants) 

                                      OR

(ii) Company Secretary (CS) / Certified Management Accountant (CMA/ICWA)/ Chartered Financial Analyst (CFA).

Essential:

A. At least two years’ experience in credit dispensation in the areas of MSME/Corporate and lending to trading and small commercial loans etc. (experience pertaining to personal loan, educational loan, Vehicle Loan, Housing
Loan, etc. would not be considered) as an officer (permanent) in

(a) All India Financial Institutions - Export-Import Bank of India (EXIM Bank), National Bank for Agriculture and Rural Development (NABARD), National Housing Bank (NHB), National Bank for Financing Infrastructure and Development (NaBFID) and SIDBI.

      OR
(b) Scheduled Commercial Banks included in the Second Schedule of the RBI Act, 1934
      OR
(c) NBFCs registered with RBI

Note: - Candidates who have combined experience (as at Sl no. (a), (b), and (c) above) of two years are eligible to apply.

OR

B. Candidates having atleast 2 years’ experience (core functioning) in:
i. Entities dealing in Investment Banking / Merchant Banking registered with SEBI
                 OR
ii. Entities dealing in Alternative Investment Funds (AIFs) registered with SEBI
                OR
iii. Asset Reconstruction Companies (ARCs) registered with RBI
               OR
iv. Subsidiary of Scheduled Commercial Banks dealing in MSME segment
              OR
v. Project management (viz. administration and implementation of projects/ Schemes of national importance) with consultancy firms of national stature having experience of consulting & project management in similar line for more than 10 years and should have specific experience of consulting/ Project management Government project implementation / Govt. Project management / Digital project related to lending / Consultancy for Govt. Projects.

NOTE
- Minimum post qualification work experience criteria are not required, for candidates having educational qualification as indicated at Sr No. (iii) & (iv)

Manager Grade ‘B’  (General)  

Educational Qualifications:

Graduation in any discipline /Equivalent technical or professional qualification with minimum 60% marks (50% for SC/ST/PwBD applicants) 
                      OR
Post-Graduation in any discipline / Equivalent technical or professional qualification with minimum 55% marks (pass marks for SC/ST/PwBD applicants) in aggregate of all semesters / years. 

Note: At Graduation Level, candidates having taken any such course from a University/ Institution, recognized by the University Grant Commission (UGC) / Govt. of India/ approved by Govt. regulatory bodies that is taken after Class XII and is at least having 3 years’ duration, will be eligible for admission to the examination, subject to obtaining minimum marks prescribed above. 

At Post-Graduation Level/ master’s degree, candidates having taken  any such course from a University/ Institution, recognized by the  University Grant Commission (UGC) / Govt. of India/ approved by Govt. regulatory bodies that is taken after Graduation and is at least having 2 years’ duration will be eligible for admission to the examination, subject to obtaining minimum marks prescribed above 

Minimum post qualification work experience

Essential:
At least Five years’ experience as an officer (permanent) in:
(a) Reserve Bank of India (RBI), Securities and Exchange Board of India (SEBI).
                                            OR
(b) All India Financial Institutions - Export-Import Bank of India (EXIM Bank), National Bank for Agriculture and Rural Development (NABARD), National Housing Bank (NHB), National Bank for Financing Infrastructureand Development (NaBFID) and SIDBI. 
                                             OR
(c) Scheduled Commercial Banks included in the Second Schedule of the RBI Act, 1934
                                            OR
(d) NBFCs registered with RBI

Note:
Candidates having combined experience (as at Sl no. (a), (b), (c) and (d) above) of Five years are eligible to apply.

Desirable: -
Preferably passed JAIIB & CAIIB examination conducted by Indian Institute of Banking & Finance (IIBF).

Manager Grade ‘B’  (Legal)  

Educational Qualifications:

Essential: Bachelor’s degree in law from any University/ Institution, recognized by the University Grant Commission (UGC) / Govt. of India/ approved by Govt. regulatory bodies with a minimum of 50% (45% for SC/ST and PwBD candidates, if vacancies are reserved for them) marks or equivalent in the aggregate of all semesters/years and enrolled as an advocate with the Bar Council of India.

Desirable: (a) The candidates who possess Master’s Degree in Law / Company Secretary (CS) Qualified will be preferred. (b) Proficiency in computer applications.

Minimum post qualification work experience

Essential: At least Five years’ work experience, post bachelor’s degree in law, as a Law Officer [permanent / on full time direct contract (not outsourced)] in the Legal Department of: 
(a) Reserve Bank of India (RBI), Securities and Exchange Board of India (SEBI)
                                            OR
(b) Any All-India Financial Institution like - Export-Import Bank of India (EXIM Bank), National Bank for Agriculture and Rural Development (NABARD), National Housing Bank (NHB), National Bank for Financing
Infrastructure and Development (NaBFID) and SIDBI.

                                           OR
(c) Scheduled Commercial Banks included in the Second Schedule of the RBI Act, 1934. OR (d) Central Public Sector Enterprises (CPSEs)
                                           OR
(e) NBFCs registered with RBI

Note:
- Candidates who have combined experience (as at Sl no. (a), (b), (c), (d) and (e) above) of five years are eligible to apply.

Desirable: Special knowledge of Banking Law, Company Law, Labour Law, Constitutional Law, Recovery, Insolvency & Bankruptcy Laws, Property and Revenue matters etc. and experience in drafting of pleadings and documents.

Manager Grade ‘B’  (Information Technology (IT)(skill setAI/ML Automation / Full Stack Application Development / Security / Infrastructure and Network)) 

Educational Qualifications:

 Essential: 
Bachelor’s degree in engineering / technology in Computer Science/ Computer Technology/ Information Technology/ Electronics/ Electronics & Communications from a University/ Institution, recognized by the University Grant Commission (UGC) / Govt. of India/ approved by Govt. regulatory bodies with 60% marks (SC/ST/PWBD applicants 55%) in aggregate.
                                                       OR
MCA from a University/ Institution, recognized by the University Grant Commission (UGC) / Govt. of India/ approved by Govt. regulatory bodies with 60% marks (SC/ST/PWBD applicants 55%) in aggregate. 
Desirable:
The candidates who possess following relevant industry certifications in will be preferred:

AI / ML / Data Science

          OR

Full Stack Application Development
         OR
Certifications CISSP, CISM, CEH, or equivalent
        OR
ITIL Foundation Certified in IT Service Management

Minimum post qualification work experience

Essential:
At least Five years’ experience in Information Technology as an IT/ System officer [permanent / on full time direct contract (not outsourced)] in (a) All India Financial Institution - Export-Import Bank of India (EXIM Bank), National Bank for Agriculture and Rural Development (NABARD), National Housing Bank (NHB), National Bank for Financing Infrastructure and Development (NaBFID) and SIDBI.
                        OR
(b) Scheduled Commercial Banks included in the Second Schedule of the RBI Act, 1934.
                       OR
(c) Listed Companies.
                     OR
(d) NBFCs registered with RBI

Note:
Candidates having combined experience (as at Sl no. (a), (b), (c) and (d) above) of five years are eligible to apply 

Out of the five years’ experience mentioned above:

- At least 2 years’ experience shall be in AI/ML Solutions with hands-on experience in development of ML/ Deep
Learning algorithms and
- At Least 2 years’ experience shall be in Python, R programming.

                                 OR
- At least 2 years’ experience shall be in web application development and
- At Least 2 years’ experience shall be in RDBMS, SQL and PL SQL programming.
                               OR

- 5 years of experience with IT Security Management.
                             OR
- 5 years of experience in IT Infrastructure and Network Management.

Desirable:
- Exposure of working in Remote process automation tools.
                  OR
- Exposure of working in UI Skills.
                  OR
- Experience in designing, implementing, and managing enterprise-level security solutions.
- Experience of working with diverse teams and stakeholders to implement security measures.
                 OR
- Experience in designing, implementing and managing Network, Virtualization/ Cloud and storage technologies.
- Experience with infrastructure design principles ensuring high availability reliability and scalability