The Descriptive Writing section in IBPS PO Mains 2026 plays a decisive role in final selection. Many aspirants focus heavily on objective sections but underestimate the power of Essay and Reading Comprehension (RC). However, with rising competition and narrowing margins, strong descriptive writing skills can set you apart.

Exam Pattern

👉 Key Point: Answers are evaluated for content quality, clarity, coherence, grammar, vocabulary, and relevance.

Common Essay Topics Asked

• Banking & Financial Sector Reforms
• Digital Banking and FinTech
• Indian Economy & Budget
• Inflation, GDP, Employment
• Financial Inclusion & Jan Dhan Yojana
• Climate Change & Sustainable Finance
• Artificial Intelligence in Banking
• Cyber Security & Digital Fraud

💡 Pro Tip: Topics are mostly current-affairs based, linked to economy, banking, and governance.

1️⃣ Introduction (20–30%)

• Define the topic
• Mention recent data, reports, or news
• Keep it impactful and precise

2️⃣ Body (50–60%)

• Causes, impact, advantages & challenges
• Use facts, examples, and schemes
• Maintain logical flow (paragraph-wise)

3️⃣ Conclusion (15–20%)

• Summarize key points
• Suggest solutions or way forward
• End on an optimistic or analytical note

✔ Stick strictly to the topic
✔ Maintain word limit (generally 250–300 words)
✔ Use simple, formal English
✔ Avoid extreme opinions
✔ Use short paragraphs
✔ Avoid spelling & grammar errors

Avoid:

• Informal language
• Overly complex vocabulary
• One-sided arguments

Nature of RC Passages

• Economy & Banking
• Social issues
• Technology & Innovation
• Editorial-style passages

Questions may test:

• Main idea
• Inference
• Vocabulary
• Tone of passage
• Critical understanding

Step-by-Step Strategy

1. Read the questions first
2. Skim the passage to grasp the theme
3. Re-read carefully for details
4. Answer in your own words
5. Avoid copying full lines from passage

📌 Evaluation focuses on understanding, not length.

❌ Irrelevant content
❌ Poor paragraphing
❌ Repetition of ideas
❌ Spelling and punctuation errors
❌ Exceeding time limit

👉 Even good content can score low if presentation and clarity are poor.

• RBI Annual Report & Economic Survey
• Budget & Union Finance Ministry releases
• Banking Awareness monthly PDFs
• Editorials from reputed newspapers
• Previous year IBPS PO descriptive papers

✔ Write regularly
✔ Get answers evaluated
✔ Maintain a vocabulary notebook
✔ Learn common banking phrases
✔ Revise grammar basics

• Focus on quality over quantity
• Keep answers structured and crisp
• Integrate current affairs naturally
• Practice typing speed & accuracy
• Revise templates for common topics

The Descriptive Writing section in IBPS PO 2026 is not difficult—but it is highly scoring for disciplined aspirants. With the right structure, relevant content, and consistent practice, you can easily gain a competitive edge in Mains.

Start early, practice smart, and let your answers speak for your preparation