NABARD Grade A Last 3 Years Exam Analysis (2023–2025): What Actually Changed in Phase-1 & Phase-2?
NABARD Grade A Exam Analysis 2025 + Last 3-Year Trend, Questions Asked, Difficulty, Safe Attempts & Official Cut Off Links
If you are preparing for NABARD Grade A (Assistant Manager) and searching for:
- NABARD Grade A 2025 exam analysis
- NABARD Grade A 2024 prelims questions asked
- NABARD Grade A 2023 trend comparison
- NABARD Grade A Safe Attempts 2025
- NABARD Grade A cutoff official
- NABARD Grade A ARD ESI weightage trend
This is a student-first, last-3-year trend analysis (2023–2025) with official links + reliable exam-review sources + cut-off references.
OFFICIAL & AUTHORITY BACKLINKS (Clickable)
Official NABARD links
- NABARD Official Website: https://www.nabard.org/
- Official 2025 Advertisement PDF (Grade A):
https://www.nabard.org/auth/writereaddata/CareerNotices/1011251859Final%20Advertisement%20Grade%20A%20%28RDBS%2C%20Legal%2C%20P%26SS%29%202025.pdf - Online Application Portal (IBPS-hosted): https://ibpsreg.ibps.in/nbardamoct25/
Useful “data sources” for ESI/ARD answers
- PIB: https://pib.gov.in/
- MOSPI: https://mospi.gov.in/
- RBI: https://www.rbi.org.in/
- NITI Aayog: https://www.niti.gov.in/
- FAO: https://www.fao.org/
- World Bank: https://www.worldbank.org/
MAHENDRAS BACKLINKS (Student-useful internal links)
- NABARD Grade A & B Exam Hub (with cutoffs & overview):
https://www.mahendras.org/exams/nabard-grade-a-b - Upcoming Govt Exams 2026–27 (official sites list incl. NABARD):
https://www.mahendras.org/blogs/upcoming-government-exams-2026-27-complete-list-of-bank-ssc-railways-upsc-teaching-and-state-exams-2026-27-complete-list-of-bank-ssc-railways-upsc-teaching-and-state-exams
(Use this as a “trust page” for official links.)
In the first 60 seconds: what this “3-year trend” really tells you
Across 2023 → 2024 → 2025, NABARD Grade A stayed conceptually consistent (Phase-1 screening + Phase-2 depth), but the paper evolved in three predictable ways:
- ESI + ARD became more “applied” (not just definitions; policy + data points + implications).
- GA/Professional awareness became a make-or-break differentiator in Phase-1.
- Decision Making remained a high-ROI scoring area if you practice the pattern (because it’s not calculation-heavy).
For 2025, the official exam timeline and recruitment details are stated in NABARD’s advertisement.
Clear Introduction
NABARD Grade A is a premium exam because it blends banking aptitude + rural/agri policy awareness + applied decision-making. You can’t rely only on generic bank-prep here—because ESI + ARD are specialized.
This article breaks the exam into:
- Phase-1: speed + accuracy + coverage
- Phase-2: depth + writing + data-backed answers
- Cutoff logic: why “safe attempts” must include buffer
Definition / Overview: What is “NABARD Grade A last 3-year trend”?
It means:
- What repeated most in 2023, 2024, 2025
- Which sections stayed easy/moderate but still decide cutoffs
- Which topics keep coming in ARD, ESI, GA
- How to use official cutoffs as benchmarks (not as guarantees)
Step-by-step: NABARD Grade A Selection Process (as per official adv.)
Typically: Phase-1 → Phase-2 → Interview (and for 2025, the advertisement includes Phase-wise schedule and stages).
2025 official timeline snapshot (high-trust)
The 2025 advertisement shows:
- Phase-1 exam date: 20 Dec 2025
- Phase-2 (Mains) date(s): 25 Jan 2026 (for streams mentioned)
NABARD Grade A Exam Pattern (Phase-1 + Phase-2)
NABARD Grade A Phase-1 Exam Pattern (Prelims)
Total: 200 Questions | 200 Marks | 120 Minutes (2 Hours)
Section | Questions | Marks | Nature |
|---|---|---|---|
Reasoning Ability | 20 | 20 | Qualifying |
English Language | 30 | 30 | Qualifying |
Computer Knowledge | 20 | 20 | Qualifying |
Quantitative Aptitude | 20 | 20 | Qualifying |
Decision Making | 10 | 10 | Qualifying |
General Awareness | 20 | 20 | Merit |
ESI (Focus on Rural India) | 40 | 40 | Merit |
ARD (Focus on Rural India) | 40 | 40 | Merit |
Total | 200 | 200 | — |
✅ Important Phase-1 Rule (Very Important for Students)
- Shortlisting for Phase-2 is based only on “Merit sections” marks: GA + ESI + ARD (qualifying sections must be cleared, but merit is calculated using these 3).
NABARD Grade A Phase-2 Exam Pattern (Mains)
Total: 200 Marks | Total time ≈ 3 Hours 30 Minutes (Paper-1 + Paper-2)
Paper-1: General English (Descriptive)
3 Questions | 100 Marks | 90 Minutes
Typical tasks include:
- Essay (40 marks)
- Precis (20 marks)
- Comprehension (20 marks) (as commonly listed in Phase-2 pattern explainers)
Paper-2: ESI + ARD (Objective + Descriptive)
This paper is a mix of:
- Objective: 30 questions → 50 marks → 30 minutes
- Descriptive: 6 questions (attempt any 4) → 50 marks → 90 minutes
Paper-2 (ESI+ARD) Marking Structure (Descriptive)
- Attempt 4 out of 6
- Typically includes 2×15 marks (higher difficulty) + 2×10 marks
✅ Phase-2 Quick Table
Paper | Subject | Type | Questions | Marks | Time |
|---|---|---|---|---|---|
Paper-1 | General English | Descriptive | 3 | 100 | 90 min |
Paper-2 | ESI + ARD | Objective | 30 | 50 | 30 min |
Paper-2 | ESI + ARD | Descriptive | 6 (attempt 4) | 50 | 90 min |
Total | — | — | — | 200 | 210 min (3.5 hrs) |
Interview (Final Stage)
After Phase-2, shortlisted candidates appear for interview; final merit is based on Phase-2 + Interview (as explained across standard selection criteria references).
Tables: Phase-1 (Prelims) difficulty snapshot – 2025
Multiple analysis sources described the overall 2025 Phase-1 difficulty as moderate, with section-wise variability (ESI sometimes rated moderate to difficult).
2025 Phase-1 section difficulty (compiled from major reviews)
Section | Typical difficulty (2025) |
|---|---|
Reasoning | Easy to Moderate |
Quant | Moderate |
English | Easy to Moderate |
GA | Moderate |
Computer | Moderate |
ESI | Moderate to Difficult |
ARD | Moderate |
Decision Making | Easy to Moderate |
NABARD Grade A 2025 Exam Analysis (Phase-1) — What was asked most
Reasoning (2025 – repeated pattern)
- Seating arrangement sets
- Puzzles (floor/box/linear variations)
- Syllogism / inequality / direction-type questions
(Reported in major shift reviews.)
Quant (2025 – repeated pattern)
- DI sets (time-sensitive)
- Arithmetic mix (ratio, work, time-speed, profit-loss, SI/CI)
- Approximation/simplification (where included by shift)
English (2025)
- RC, cloze test, error spotting, fillers
(Reported by shift analyses.)
GA + ESI + ARD (2025)
- Current affairs + rural development + agriculture policy flavor
- ESI asks concept + application style questions (why/how impact)
NABARD Grade A 2024 Exam Analysis (Phase-1) — What the trend showed
2024 analysis pages (Testbook/BankersAdda/Edutap etc.) reported a moderate paper overall with a heavy role of ESI/ARD/GA in deciding marks.
Key 2024 repeat observation: puzzles/seating remained dominant in reasoning; ESI/ARD were not “easy freebies” and needed conceptual clarity.
NABARD Grade A 2023 Exam Analysis (Phase-1) — What was asked
A detailed 2023 analysis lists reasoning topics like puzzles, syllogism, direction, data sufficiency etc.
Another 2023 review listed quant topics like time & work, boat & stream, ratio, SI/CI, wrong number series, pie chart DI.
3-Year Trend Comparison (2023–2025)
Phase-1 trend summary (the practical reality)
- Reasoning: Puzzles + seating remain high-frequency (every year).
- Quant: Arithmetic + DI keeps deciding time management; DI slowly becomes more calculation-sensitive by shift.
- GA/ESI/ARD: These are the “NABARD differentiators” vs bank PO exams; they decide who clears cutoff.
- Decision Making: Remains a scoring segment if practiced (low-calculation).
Prelims trend table
Year | Overall feel | What mattered most |
|---|---|---|
2025 | Moderate | GA/ESI + time control |
2024 | Moderate | ESI/ARD consistency |
2023 | Moderate (many reviews) | puzzles + ARD/ESI basics |
Official Cutoff References (how students should check)
- Cutoffs/scorecards are released through official NABARD career notices and related portals (by cycle). The Mahendras NABARD hub also compiles cutoffs by year and stream, which helps you benchmark.
- For 2024 cutoff release timing (phase-wise) many exam portals summarized it (released in 2025 for 2024 cycle).
Key Features / Benefits of reading this 3-year analysis
- You stop guessing “what to study” and focus on repeat zones
- You understand which sections can swing difficulty (Quant/ESI)
- You build a stable “safe target” mindset using cutoffs + buffer
Comparison Section (relevant)
NABARD Grade A vs Bank PO exams (SBI/IBPS)
- Bank PO exams are mostly Quant/Reasoning/English/GA.
- NABARD Grade A adds ARD + ESI + Decision Making as serious scoring areas, so specialization matters.
Common Mistakes (that reduce selection probability)
- Treating ARD/ESI as “read once” topics
- Ignoring decision making practice
- Over-attempting DI and losing time
- Doing GA without weekly revision (low recall on exam day)
- Not aligning prep to Phase-2 writing requirements early
Practical Tips / Strategy (Student-first, actionable)
Phase-1 (Prelims) — scoring method
- Reasoning: do 1 easy puzzle set + sit arrangements first; then inequality/syllogism
- Quant: pick the easiest DI set first; solve arithmetic you can do in 60–75 seconds
- GA/ESI/ARD: prioritize “high-repeat areas” + daily revision + weekly mini tests
- Decision Making: practice patterns; avoid overthinking (choose the most ethical/practical option)
Phase-2 (Mains) — what changes
Phase-2 requires structured answers (ESI/ARD) and clear writing.
Use authority sources for data points: PIB/MOSPI/NITI/RBI/FAO/World Bank (links above).
Case Examples
Case 1: Strong Quant/Reasoning, weak ARD/ESI
Result: you may still miss cutoff because NABARD rewards specialization.
Fix: daily ARD/ESI micro-revision + weekly practice MCQs.
Case 2: High attempts but low accuracy
Result: negative marking hurts, especially in moderate paper.
Fix: attempt fewer but cleaner questions; DM and English can stabilize score.
Final Actionable Summary
- Build ARD + ESI as your “rank boost”
- Keep GA on a weekly revision loop
- Use DI selection strategy (easy-first)
- Practice DM patterns (scoring edge)
- Start Phase-2 style prep early (answer frameworks + data points)
FAQs
- When was NABARD Grade A Phase-1 conducted in 2025?
Phase-1 was scheduled on 20 Dec 2025 as per the official advertisement. - When was Phase-2 scheduled for the 2025 cycle?
Phase-2 (mains) date(s) include 25 Jan 2026 for streams noted in the advertisement. - What was the overall difficulty of NABARD Grade A 2025 prelims?
Many reviews described it as moderate. - Which sections dominate NABARD Grade A vs bank PO exams?
ARD + ESI + Decision Making are the differentiators. - Do puzzles repeat every year?
Yes—puzzles/seating remain recurring in reasoning. - What came in Quant in NABARD Grade A 2023?
Topics like time & work, SI/CI, number series, and pie chart DI were reported. - What came in Reasoning in 2023?
Puzzles, syllogism, direction, data sufficiency etc. - Is Decision Making scoring?
Often yes, because it’s less calculation heavy; practice matters. - How do I find the official advertisement PDF?
From NABARD career notices; the 2025 PDF is publicly hosted on nabard.org. - Where is the online application hosted?
IBPS registration portal link was used for 2025. - Is GA important for NABARD Grade A?
Yes—major reviews rate GA moderate and important for overall score. - How many months current affairs should I cover?
Commonly 5–6 months, with weekly revision (for recall). - Is ARD more important than Quant?
For NABARD, ARD can be a decisive scoring area because it’s specialized. - Is ESI difficult in 2025?
Some reviews rated ESI moderate to difficult. - What’s the safest way to plan attempts?
Aim for clean attempts and avoid guessing in moderate sections. - Is the paper shift-wise variable?
Yes; difficulty and “good attempts” vary by shift. - Where can I check cutoffs quickly in one place?
Mahendras NABARD Grade A/B hub compiles cutoffs by year/discipline. - Is NABARD Grade A interview there?
The recruitment process includes interview as per widely reported process; check official advertisement for stages each cycle. - How to improve ARD quickly?
Make topic-wise notes: crops, soils, irrigation, agri schemes, animal husbandry basics. - Best data sources for ESI answers?
PIB, MOSPI, NITI, RBI reports, World Bank/FAO (links above).

