Direct Recruitment for the Posts of Officers in Grade ‘B’ (Direct Recruit-DR) (On Probation OP)

(General/DEPR/DSIM) Cadres - Panel Year - 2026 in Reserve Bank of India (RBI) 

 The RBI GRADE B 2026 notification has been released for candidates who are willing to join the Reserve bank of India as a grade B  Officer.
 Life with RBI is a commitment not just a career. This Commitment is about serving the Nation, where the decisions taken by you can make an impact on the way the economy and the financial sector in the country evolves.

 RBI GRADE B OFFICER Exam 2026

Important Dates

 Please, carefully go through the important dates related to RBI GRADE B Exam 2026

RBI GRADE B Notification 2026 PDF

RBI GRADE B Notification Video

SCHEME OF SELECTION FOR OFFICERS IN GR ‘B’ (DR) - GENERAL- PY 2026 

Selection will be through ONLINE examinations and Interview. Examinations will be held in two phases, as described in the following paragraphs: 

(I) Phase-I Online Examination (Objective Type)  

This will comprise a single Paper for 200 marks   Depending on the number of candidates and other administrative exigencies, the examination may be held in multiple shifts and on some other days also.  A candidate, however, must appear for examination in only one shift on the given day. The date, time and venue on which a candidate has to appear for examination will be specified in the Admit Card to be downloaded by the candidate from Bank’s website (www.rbi.org.in). The ‘corrected-scores’ obtained by each of the candidates in different sessions (if held) will be normalized using equipercentile method. (If the examination is held in more than one session, the scores across various sessions will be equated following IBPS’ standard practice to adjust for slight differences in difficulty level of different test batteries used across sessions.) 
a)  The Paper will consist tests of : 
i. General Awareness  
ii. English Language  
iii. Quantitative Aptitude and                
iv. Reasoning 

A total time of 120 minutes will be given for answering. However, separate time will be allotted for each test. Other detailed information regarding the examination will be given in an Information Handout, which will be made available to the candidates for download along with the Admit Card for examination from the RBI website. 
Candidates have to secure minimum marks separately for each test as well as in aggregate, as may be prescribed by the Board.   Candidates, who secure minimum marks separately for each Test, as prescribed, will be shortlisted for Phase-II of the examination based on the aggregate marks obtained in Phase-I.  The minimum aggregate cut-off marks for being shortlisted for Phase-II of the examination will be decided by the Board in relation to the number of vacancies.  Roll Number of the candidates shortlisted for PhaseII examination will be published on the RBI website, in due time after Phase-I examination.     

Exam pattern for Phase I

(ii) Phase-II Online Examination 

The Phase-II Online Examination only for the candidates who are shortlisted on the basis of results of Phase-I and based on the cut-off decided by the Board. The Phase-II examination will be in shifts. Candidates are required to appear for all the papers in all the shifts. A single Admit Card will be issued for both the shifts. The timetable for Phase-II examination will be intimated to the candidates concerned along with Admit Card for Phase-II. 
Phase–II online examination will consist of three papers as under:  

@For both Paper-I and Paper-III, there will be 30 questions and 50 marks for Objective questions (some questions carrying 2 marks each and some carrying 1 mark each). In case of Descriptive questions, 6 questions will be asked, of which candidates will be required to attempt 4 questions [2 of 15 marks each (with varying difficulty level) and 2 of 10 marks each]. In case, candidate answers more than 4 questions in descriptive, first 4 shall be evaluated. 

NOTE: All question papers (in both the Phases, except the test of English) will be set bilingually in Hindi and English. 

The Board reserves the right to modify the examination dates and time entirely at its discretion. 

(iii) Interview

Candidates will be shortlisted for the Interview, based on aggregate of marks obtained in Phase-II (Paper-I +Paper-II +Paper-III). The minimum aggregate cut-off marks for being shortlisted for Interview will be decided by the Board in relation to the number of vacancies. Roll Numbers of the candidates shortlisted for the Interview will be published on RBI website at appropriate time and Interview Call Letters will be sent on registered E-mail ID. Interview will be of 75 marks.  

Candidate shall be required to undergo Personality Assessment conducted by the Bank before appearing for the Interview. No marks will be allotted for the same and it will not form part of the final selection criteria.  Candidate may opt for Interview either in Hindi or English.  Final selection will be through merit list which will be prepared by adding marks secured by candidates in Phase-II examination and Interview and grace marks as applicable as per extant rules. 

SCHEME OF SELECTION FOR OFFICERS IN GR. ‘B’ (DR) – DEPR and DSIM Cadres 

A. Officers in Grade 'B' (DR) – DEPR- PY 2026 - Job Requirement, Scheme of Selection 

(i) Job Requirements 
Primarily to undertake economic analysis and research and contribute to policy formulation, apart from compilation of data relating to select sectors. 

(ii) Scheme of Selection 

Selection will be through Online/ Written Examination (WE) and Interview. There are 4 papers for the Examination. In Phase - I of the examination, there will be Paper – I: Objective Type (on Economics) and Paper- II: Descriptive Type (On English). In Phase - II, there will be Paper – I: Descriptive Type (on Economics) and Paper – II: Descriptive Type (on Economics). The details are as follows: 

Other detailed information regarding the examination will be given in an Information Handout, which will be made available to the candidates for download along with the Admit Card for examination from the RBI website. 

Candidates have to secure minimum marks as may be prescribed by the Board.   

Candidates, who secure minimum aggregate marks in Paper-I & II of Phase - I, as prescribed, will be shortlisted for Phase-II of the examination.  The minimum aggregate cut-off marks for being shortlisted for Phase - II of the examination will be decided by the Board in relation to the number of vacancies.  

Roll Number of the candidates shortlisted for Phase - II examination will be published on the RBI website, in due time after Phase – I examination. 

(iv) The Phase-I: Paper-I/Paper-II and the Phase-II: Paper-I / Paper-II Descriptive Type (on Economics) examination will be in shifts. Candidates are required to appear for all the papers in all the shifts. A single Admit Card will be issued for both the shifts. The timetable for Phase-I: Paper I/Paper-II and Phase-II: Paper-I / Paper-II Descriptive Type (on Economics) will be intimated to the candidates concerned along with Admit Card for Phase-I and Phase-II.  

(v) Question papers for 'WE' will be set in Hindi and in English (except Paper-II on English). Answers for Phase II: Paper-I / Paper II Descriptive Type (on Economics) may be written either in Hindi or English. The Phase-I: Paper-II will have to be answered in English only. Candidates may opt for Interview in Hindi or English. 

(vii) Final selection will be on the basis of performance in the 'Online / WE’ in Phase-I (Paper - I and Paper - II), Phase-II (Paper - I and Paper - II) and Interview taken together. Interview will be of 75 marks.  Candidate may opt for Interview either in Hindi or English. 

(viii) Candidate shall be required to undergo Personality Assessment conducted by the Bank before appearing for the Interview. No marks will be allotted for the same and it will not form part of the final selection criteria.  

B. Officers in Grade 'B' (DR) – DSIM- PY 2026 - Job Requirement, Scheme of Selection and Syllabus 

(i) Job Requirements 

The role involves collection, compilation, analysis, and interpretation of data related to banking, corporate, and external sectors, with a strong emphasis on applications of advanced statistical and econometric techniques for modelling and forecasting key macroeconomic indicators such as inflation and growth. This includes the use of classical and Bayesian inference methods, high-dimensional regression techniques, time series models, and simulation-based methods. The job requires conducting policy-relevant analytical studies, designing and executing complex sample surveys, and understanding theoretical foundations of economic statistics, index number construction, and inequality measurement. Candidates are expected to manage large-scale structured and unstructured datasets using various databases, develop, maintain, and optimize queries for data integration and reporting, and contribute to the maintenance and advancement of technology-driven centralized reporting systems and data warehouse. The role also calls for the application of data science, artificial intelligence, and machine learning techniques to extract insights from voluminous datasets. A solid grasp of optimization techniques, statistical coding logic, and macroeconomics, along with the ability to intuitively interpret and communicate empirical results for operational and policy use by the Reserve Bank. 

(ii) Scheme of Selection 

Selection will be through Online/ Written Examination (WE) and Interview. There are 3 papers for the Examination. Paper-I: Objective Type (on Statistics) and Paper-II & III (date to be confirmed in Admit Cards). The details are as follows: 

Other detailed information regarding the examination will be given in an Information Handout, which will be made available to the candidates for download along with the Admit Card for examination from the RBI website. 
Candidates have to secure minimum marks as may be prescribed by the Board.   Candidates, who secure minimum aggregate marks in Paper-I, as prescribed, will be shortlisted for Paper-II and Paper-III of the examination based on the aggregate marks obtained in Paper-I.  The minimum aggregate cut-off marks for being shortlisted for Paper-II and Paper-III of the examination will be decided by the Board in relation to the number of vacancies.  Roll Number of the candidates shortlisted for Paper-II and Paper-III examination will be published on the RBI website, in due time after Paper-I examination. 

(iii) Paper – II and Paper-III  - Online/Written Examination 

The Paper-II and Paper-III Examination only for the candidates who are shortlisted on the basis of results of Paper-I. The Paper-II and Paper-III examination will be in shifts. Candidates are required to appear for all the papers in all the shifts. A single Admit Card will be issued for both the shifts. The timetable for Paper-II and Paper-III will be intimated to the candidates concerned along with Admit Card for Paper-II and Paper-III.  

(iv) Question papers for 'WE' will be set in Hindi and in English (except Paper-III on English). Answers for Paper-II may be written either in Hindi or English. Paper-III will have to be answered in English only. Candidates may opt for Interview in Hindi or English. 

(v) The number of candidates to be called for the Interview will be decided by the Board. 

(vi) Final selection will be on the basis of performance in the ‘Online / WE’ (Paper-I, II and III) and Interview taken together. Interview will be of 75 marks.  Candidate may opt for Interview either in Hindi or English. 

(vii) Candidate shall be required to undergo Personality Assessment conducted by the Bank before appearing for the Interview. No marks will be allotted for the same and it will not form part of the final selection criteria.  

How to Apply

a) Candidates are required to apply only online using the website www.rbi.org.in and no other means/mode of application will be accepted. Detailed instructions for filling up online applications are given at Appendix-I which is available on the Bank’s website www.rbi.org.in. The applicants are advised to submit a single application, however, if due to any unavoidable situation, if he/she submits another/multiple applications, then he/she must ensure that the application with the higher Registration ID (RID) is complete in all respects like applicant’s details, examination Centre, photograph, signature, left thumb impression and handwriting undertaking, fee etc. The applicants who are submitting multiple applications should note that only the last completed applications with higher RID shall be entertained by the Board and Application Fee/Intimation Charges paid against one RID shall not be adjusted against any other RID. 

b) All candidates working in Government Sector, Government owned industrial undertakings, Public Sector Undertakings/Financial Institutions/Banks, Public Enterprises or other similar organizations, whether in a permanent or temporary capacity or as work-charged employees other than casual or daily rated employees, are required to inform their employer (Head of Office/Department) in writing, about applying for this recruitment, prior to the submission of their application online to the Bank. At the time of applying online, candidates working in such organizations, are required to submit an undertaking that they have informed in writing about applying for this recruitment to their Head of Office/Department. Candidates should note that in case a communication is received at the Bank from their employer, withholding permission to the candidate applying for this recruitment/ appearing at the examination, their application/candidature will be liable to be rejected/ cancelled. At the time of joining, the recommended candidates will have to bring proper discharge certificates from their PSU/Government/Quasi Government employer without any lien. 

Candidates must apply only online through the Bank's website i.e. www.rbi.org.in from 29 April to 20 May 2026 (till 06:00 PM). No other means/mode of applications will be accepted. Candidates desirous of applying for posts in both Grade ‘B’ (DR)-General and Grade ‘B’ (DR) - DEPR or DSIM (as the case may be) are required to apply using links for both the positions separately and pay the fees for both. Digi Locker has been integrated with the online application form. The candidate may provide access to issued credentials/documents (Aadhaar, Educational Qualification Documents etc.) and information (Name, Date of Birth, Gender etc.) through Digi Locker on voluntary basis. 

PRE-REQUISITES FOR APPLYING ONLINE 

Before applying online, candidates should –  

(i) scan their :  - - - - 
    photograph (4.5cm × 3.5cm) 
    signature (with black ink) 
    left thumb impression (on white paper with black or blue ink) 
    a handwritten declaration (on a white paper with Black Ink) (text given below) as detailed under guidelines for scanning the photograph and signature as detailed at (D) below. 
(ii)  Signature in CAPITAL LETTERS will NOT be accepted. 
(iii) The left thumb impression should be properly scanned and not smudged. (If a candidate is not having left thumb, he/she may use his/ her right thumb for applying.) 
(iv) The text for the handwritten declaration is as follows: 
“I, _______ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”
(v) The aforementioned handwritten declaration has to be in the candidate’s own handwriting and in English only. If it is written and uploaded by anybody else or in any other language, the application will be considered as invalid. (In the case of Visually Impaired candidates who cannot write may get the text of declaration typed and put their left thumb impression below the typed declaration and upload the document as per specifications.) 
(vi) The candidate is required to keep documents/details ready to enable him/her to fill up the application form correctly and to make online payment of fees/intimation charges. The name of the candidate or his/her father/mother/husband, etc. should be spelt correctly in the application as it appears in the photo identity proof/ certificates/mark sheets.
(vii) Candidates should have a valid personal E-mail ID and mobile number which should be kept active till the appointment in the Bank. This is essential for him/her in getting communication/Interview advice, etc. by E-mail/SMS. The Board does not send any communication by any mode other than E-mail /SMS. No change in E-mail ID/Mobile Number will be entertained during the entire process of the recruitment. 

PROCEDURE FOR APPLYING ONLINE

(i) Candidates satisfying the conditions of eligibility as on September 01, 2026 are first required to visit the URL “Direct Recruitment for the post of Officers in Grade ‘B’ (Direct Recruit-DR) (On Probation-OP) (General/DEPR/DSIM) Cadres - Panel Year 2025” on the Bank's website i.e. www.rbi.org.in >Opportunities@RBI >Current Vacancies > Vacancies and click on the hyperlink “Online Application Form” in the advertisement page for filling the ‘Online Application’. It redirects the candidates to the online registration page. 
(ii) Candidates will have to enter their basic details and upload the photograph, signature, left thumb impression and a handwritten declaration in the online application form as per the specifications given. 
(iii) To register application, choose the tab "Click here for New Registration" and enter Name, Contact details and E-mail ID. A Provisional Registration Number and Password will be generated by the system and displayed on the screen. Candidate should note down the Provisional Registration Number and Password. An E-mail and SMS indicating the Provisional Registration number and Password will also be sent.  
(iv) In case the candidate is unable to complete the application form in one go, he / she can save the data already entered by choosing "SAVE AND NEXT" tab. Prior to submission of the online application, candidates are advised to use the "SAVE AND NEXT" facility to verify the details in the online application form and modify the same if required. Visually Impaired candidates should fill the application form carefully and verify/get the details verified to ensure that the same are correct prior to final submission. 
(v) Candidates are advised to carefully fill and verify the details filled in the online application themselves as no change will be possible/entertained after clicking the COMPLETE REGISTRATION BUTTON.  
(vi) The Name of the candidate or his /her Father/ Husband etc. should be spelt correctly in the application as it appears in the Photo identity proof / Certificates/ Mark sheets. Any change/alteration found may disqualify the candidature. 
(vii) Validate your details and Save your application by clicking the 'Validate your details' and 'Save & Next' button. 
(viii) Proceed to upload Photo & Signature as per the specifications given in the Guidelines for Scanning and Upload of Photograph and Signature  
(ix) Proceed to fill other details of the Application Form. 
(x) Click on the Preview Tab to preview and verify the entire application form before FINAL SUBMIT. 
(xi) Modify details, if required, and click on 'FINAL SUBMIT' ONLY after verifying and ensuring that the photograph, signature uploaded, and other details filled by you are correct. 
(xii) Click on 'Payment' Tab and proceed for payment. 
(xiii) Click on 'Submit' button. 
(xiv) Candidates shall be solely responsible for filling up the online applications correctly. In case of invalid applications due to errors committed by the applicant no claims for refund of application fees/intimation charges so collected shall be entertained by the Board. 
(xv) To avoid last minute rush, candidates are advised to pay the application fees/ intimation charges and register online at the earliest. 
(xvi) Board does not assume any responsibility for the candidates not being able to submit their applications within the last day on account of aforesaid reasons or any other reason. 

RBI GRADE B EXAM Fee

*Bank/Transaction charges are to be borne by the candidate. 

Guidelines for Uploading Documents in RBI Grade B Application Form 2026
 The guidelines for scanning and uploading documents of the RBI Grade B 2026 examination are tabulated below.

• The payment for appearing in RBI GRADE B EXAM can only be made online.
•  Debit cards, Internet Banking, Credit Card, Mobile Wallet/Cash cards, IMPS can be used for the online payment.
•  After completing the payment method application form and e-receipt will be generated which the candidate should take a printed
•  copy and if the payment method is not successful, register again.
• Make sure to keep a copy of the Application form after the final submission. The concerned body may ask for it in the future

RBI GRADE B OFFICER (DR)-GENERAL- 2026 Phase I Exam Syllabus

 RBI GRADE B OFFICER (DR)-GENERAL- 2026 (Phase-II)  Exam Syllabus

Paper-I - Economic and Social Issues (ESI):
Growth and Development – Measurement of growth: National Income and per capita income – Poverty Alleviation and Employment  Generation in India – Sustainable Development and Environmental issues.

Indian Economy – Economic History of India - Changes in Industrial and Labour Policy, Monetary and Fiscal Policy since reforms of 1991 Priorities and recommendations of Economic Survey and Union Budget – Indian Money and Financial Markets: Linkages with the  economy – Role of Indian banks and Reserve Bank in the development process - Public Finance - Political Economy - Industrial Developments in India- Indian Agriculture - Services sector in India.

 Globalization Opening up of the Indian Economy – Balance of Payments, Export-Import Policy – International Economic Institutions IMF and World Bank – WTO – Regional Economic Cooperation; International Economic Issues.

 Social Structure in India  Multiculturalism – Demographic Trends – Urbanisation and Migration – Gender Issues – Social Justice: Positive  Discrimination in favour of the under privileged – Social Movements – Indian Political System – Human Development – Social Sectors in  India, Health and Education. Suggested reference material.

 Paper-II -English (Writing Skills):
 The paper on English shall be framed in a manner to assess the writing skills including expression and understanding of the topic.
 Paper-III - General Finance and Management 
 a) Financial System
1. Structure and Functions of Financial Institutions 
2. Functions of Reserve Bank of India 
3. Banking System in India – Structure and Developments, Financial Institutions – SIDBI, EXIM Bank, NABARD, NHB, NaBFID etc. 
4. Recent Developments in Global Financial System and its impact on Indian Financial System 
5. Role of Information Technology in Banking and Finance 

6. Non-Banking System  
7. Developments in Digital Payments 
 b) Financial Markets

Primary and Secondary Markets (Forex, Money, Bond, Equity, etc.), functions, instruments, recent developments.

 c) General Topics
 1. Risk Management in Banking Sector
 2. Basics of Derivatives
 3. Global financial markets and International Banking – broad trends and latest developments.
 4. Financial Inclusion
 5. Alternate source of finance, private and social cost-benefit, Public-Private Partnership
 6. Corporate Governance in Banking Sector, role of e-governance in addressing issues of corruption and inefficiency in the government sector.
 7. The Union Budget – Concepts, approach and broad trends
 8. Basics of Accounting and Financial Statements - Balance Sheet, Profit and Loss, Cash Flow Statements, Ratio Analysis (such as Debt to Equity, Debtor Days, Creditor Days, Inventory Turnover, Return on Assets, Return on Equity, etc.) 

9. Inflation: Definition, trends, estimates, consequences and remedies (control): WPI- CPI - components and trends; striking a balance between inflation and growth through monetary and fiscal policies 
 d) Management:
 1. Fundamentals of Management & Organizational Behaviour:
 Introduction to management; Evolution of management thought:  Scientific, Administrative, Human Relations and Systems approach to management; Management functions and Managerial roles; Nudge theory
 Meaning & concept of organizational behaviour; Personality:
 Meaning, factors affecting personality, Big five model of personality; concept of reinforcement; Perception: concept, perceptual errors.
 Motivation: Concept, importance, Content theories (Maslow’s need theory, Alderfers’ ERG theory, McCllelands’ theory of needs,
 Herzberg’s two factor theory) & Process theories (Adams equity theory, Vrooms expectancy theory).
 Leadership:
Concept, Theories (Trait, Behavioural, Contingency, Charismatic, Transactional and Transformational Leadership; Emotional Intelligence: Concept, Importance, Dimensions. Analysis of Interpersonal Relationship: Transactional Analysis, Johari Window; Conflict: Concept, Sources, Types, Management of Conflict; Organizational Change: Concept, Kurt Lewin Theory of Change; Organizational Development (OD): Organisational Change, Strategies for Change, Theories of Planned Change (Lewin’s change model, Action research model, Positive model). 

2. Ethics at the Workplace and Corporate Governance Meaning of ethics, why ethical problems occur in business. Theories of ethics: Utilitarianism: weighing social cost and benefits, Rights and duties, Justice and fairness, ethics of care, integrating utility, rights, justice and caring, An alternative to moral principles: virtue ethics, teleological theories, egoism theory, relativism theory, Moral issues in business: Ethics in Compliance, Finance, Human Resources, Marketing, etc. Ethical Principles in Business: introduction, Organization Structure and Ethics, Role of Board of Directors, Best Practices in Ethics Programme, Code of Ethics, Code of Conduct, etc.  
Corporate Governance: Factors affecting Corporate Governance; Mechanisms of Corporate Governance.  
Communication: Steps in the Communication Process; Communication Channels; Oral versus Written Communication; Verbal versus non-verbal Communication; upward, downward and lateral communication; Barriers to Communication, Role of Information Technology. 

# The suggested reference materials are "indicative" only. 

OFFICERS IN GR. ‘B’ (DR) – DEPR and DSIM Cadres

 Officers in Grade 'B' (DR) – DEPR- PY 2026 - Syllabus

Phase-I: Paper-I - Objective Type (on Economics)

(1) Microeconomics (Theories of consumer’s demand; Production; Market Structures and Pricing; Distribution; and Welfare Economics)

(2) Macroeconomics (Theories of Employment, Output and Inflation; Monetary Economics; ISLM Model; Schools of Economic Thought)

(3) International Economics (Theories of International Trade; Balance of Payments; Exchange Rate Models)

(4) Theories of Economic Growth and Development (Classical neo-classical approaches to economic growth and major theories of economic development)

(5) Public Finance (Theories of taxation and public expenditure and Public Debt Management)

(6) Environmental Economics (Green GDP, Environmental Valuation, Environmental policy instruments)

(7) Quantitative Methods in Economics (Mathematical and Statistical Methods for Economics, Ordinary Least Square Regression)

(8) Current developments in Indian Economy (Growth, inflation, poverty, unemployment, financial sector developments, external sector developments, fiscal developments, agriculture, industry, infrastructure, and services)

Phase- I: Paper-II - Descriptive Type (on English)

The paper on English shall be framed in a manner to assess the writing skills including expression and understanding of the topic.

Phase– II: Paper - I - Descriptive Type (on Economics) (Question paper displayed on computer, answers to be written on paper

Microeconomics Module

• Consumer Theory: Cardinal and Marginal Utility Analysis, Consumer Surplus, Indifference Curve Analysis, Price, Income and Substitution Effects, Game Theory

• Production Theory: Forms of Production function; Laws of Returns to Scale; Partial Equilibrium Vs General Equilibrium Analysis

• Market Theory: Pricing under different market structures

• Distribution Theories: Ricardo, Marx, Kalecki and Kaldor

• Welfare Economics: Pareto Optimality, Schools of Welfare Thought including Arrow, Coase and Sen

Macroeconomics Module

• National Income Accounting: Various methods for measurement of National Income

• Theory of employment and Output: Classical and Neo-classical approaches, Keynesian theory of Employment and output, Post-Keynesian developments, Business Cycles

• Inflation: Types of Inflation, Philip's curve, Taylor’s Rule, Lucas Critique

• Money and Banking: Quantity theory of Money, Neutrality of money, IS - LM Model and AD-AS Models, Money Multiplier, Monetary Policy – Scope, Objectives and instruments, Inflation targeting

• Theories of Economic Growth and Development: Theories of growth, Classical and neoclassical approaches, Theories of Economic Development

• International Trade and Balance of payments: Theories of international trade, Determination of exchange rates, Impossible Trinity

• Public Finance: Theories of taxation, Theories of public expenditure, Theories of public debt management (Equal weightage will be given to Microeconomic and Macroeconomic modules)

Phase– II: Paper-II - Descriptive Type (on Economics) (Question paper displayed on computer, answers to be written on paper)

Module on Quantitative Methods in Economics

• Mathematical Methods in Economics: Differentiation and Integration, Optimisation, Sets, Matrices, Linear algebra and Linear programming

• Statistical Methods in Economics: Measures of central tendency and dispersions, Probability, Time series, Index numbers.

• Econometrics and advanced Applications: Regression analysis, Panel data econometrics, Time Series econometrics, Basics of Bayesian Econometrics, Basic application of Artificial Intelligence/ Machine Learning

Module on Indian Economy – Policy and Trends

• Fiscal policy in India: Evolution, scope and limitations, current trends

• Monetary Policy in India: Evolution, Functions of the Reserve Bank of India, MonetaryFiscal coordination, Inflation targeting, Operating framework of Monetary Policy, Current trends

• Banking and financial sector development in India: Banks and other constituents of Indian financial markets and related developments, Current trends

• Inflation in India: Trends and drivers

• External sector developments in India: Exchange rate management, external debt, Balance of payments, Current trends

• Sectoral and other developments in India: Agriculture, industry, services and social sector-related developments

(Equal weightage will be given to Quantitative Economics and Indian Economy-related modules)

Officers in Grade 'B' (DR) – DSIM- PY 2026 - Syllabus

Paper - I and Paper – II

(i) Theory of Probability, Probability Distributions and Sampling Theory,

(ii) Linear Models and Economic Statistics,

(iii) Statistical Inference: Estimation, Testing of Hypothesis and Non-Parametric Test,

(iv) Stochastic Processes,

(v) Multivariate Analysis,

(vi) Econometrics and Time Series,

(vii) Optimization and Statistical Computing;

(viii) Data Science, Artificial Intelligence and Machine Learning Techniques,

(ix) Database and Data Warehouse Management

Detailed Syllabus

1. Theory of Probability, Probability Distributions and Sampling Theory

• Classical and axiomatic approach of probability and its properties, Bayes Theorem and its application, strong and weak laws of large numbers, characteristic functions, central limit theorem, probability inequalities.

• Standard probability distributions - Binomial, Poison, Geometric, Negative binomial, Uniform, Normal, exponential, Logistic, Log-normal, Beta, Gamma, Weibull, Bivariate normal etc.

• Exact Sampling distributions - Chi-square, student’s t, F and Z distributions and their applications. Asymptotic sampling distributions and large sample tests, association, and analysis of contingency tables.

• Standard sampling methods such as simple random sampling, Stratified random sampling, Systematic sampling, Cluster sampling, Two stage sampling, Probability proportional to size etc. Ratio estimation, Regression estimation, non-sampling errors and problem of non-response.

2. Linear Models and Economic Statistics

• Linear algebra - Vector, matrices, spanning of vector space, matrix algebra, inverse of partitioned matrices, g-inverse, orthogonal matrices, properties of idempotent matrices, characteristic roots and vectors, Cayley-Hamilton theorem, quadratic forms, definite, semidefinite and indefinite forms, simultaneous reduction of two quadratic forms, properties of similar matrices.

• Simple linear regression - assumptions, estimation, and inference diagnostic checks;polynomial regression, transformations on Y or X (Box-Cox, square root, log etc.), method of weighted least squares, inverse regression. Multiple regression - Standard Gauss Markov setup, least squares estimation and related properties, regression analysis with correlated observations. Simultaneous estimation of linear parametric functions, Testing of hypotheses; Confidence intervals and regions; Multicollinearity and shrinkage models (ridge regression, LASSO, Elastic Net) model selection criteria, residual diagnostics, categorical data analysis using dummy variables; Outlier detection and treatment.

• Definition and construction of index numbers, Standard index numbers; Conversion of chain base index to fixed base and vice-versa; base shifting, splicing and deflating of index numbers; Measurement of economic inequality: Gini's coefficient, Lorenz curves etc. Basics of macroeconomics and national accounts.polynomial regression, transformations on Y or X (Box-Cox, square root, log etc.), method of weighted least squares, inverse regression. Multiple regression - Standard Gauss Markov setup, least squares estimation and related properties, regression analysis with correlated observations. Simultaneous estimation of linear parametric functions, Testing of hypotheses; Confidence intervals and regions; Multicollinearity and shrinkage models (ridge regression, LASSO, Elastic Net) model selection criteria, residual diagnostics, categorical data analysis using dummy variables; Outlier detection and treatment.

• Definition and construction of index numbers, Standard index numbers; Conversion of chain base index to fixed base and vice-versa; base shifting, splicing and deflating of index numbers; Measurement of economic inequality: Gini's coefficient, Lorenz curves etc. Basics of macroeconomics and national accounts.

3. Statistical Inference: Estimation, Testing of Hypothesis and Non-Parametric Test

Estimation

• Concepts of estimation, unbiasedness, sufficiency, consistency, and efficiency. Factorization theorem. Complete statistic, Minimum variance unbiased estimator (MVUE), Rao-Blackwell and Lehmann-Scheffe theorems and their applications. Cramer-Rao inequality.

Methods of Estimation

• Method of moments, method of maximum likelihood estimation, method of least square, method of minimum Chi-square, basic idea of Bayes estimators.

Principles of Test of Significance

• Type-I and Type-II errors (False-positive and False-negative errors), critical region, level of significance, size, p value & its interpretation and power, best critical region, most powerful test, uniformly most powerful test, Neyman Pearson theory of testing of hypothesis. Likelihood ratio tests, Tests of goodness of fit. Bartlett's test for homogeneity of variances.

Non-Parametric Test

• The Kolmogorov-Smirnov test, Sign test, Wilcoxon Signed-rank test, Wilcoxon Rank-Sum test, Mann Whitney U-test, Kruskal-Walls one way ANOVA test, Friedman’s test, Kendall’s Tau coefficient, Spearman’s coefficient of rank correlation.

• Distribution of order statistics, distribution fitting, kernel density estimation.

4. Stochastic Processes

Poisson process

• Arrival, interarrival and conditional arrival distributions. Non-homogeneous Processes. Law of Rare Events and Poisson Process. Compound Poisson Processes.

Markov Chains

• Transition probability matrix, Chapman- Kolmogorov equations, Regular chains and Stationary distributions, Periodicity, Limit theorems. Patterns for recurrent events. Brownian Motion - Limit of Random Walk, its defining characteristics, and peculiarities; Martingales.

5. Multivariate Analysis

• Multivariate normal distribution and its properties and characterization; Logit-Probit models Mahalanobis’ D2 statistics; linear discriminant analysis (LDA); Canonical correlation analysis, Principal components analysis, Factor analysis, Cluster analysis.

6. Econometrics and Time Series

• General linear model and its extensions, ordinary least squares and generalized least squares estimation and prediction, heteroscedastic disturbances, pure and mixed estimation. Auto correlation, its consequences, and related tests; Theil BLUS procedure, estimation, and prediction; issue of multi-collinearity, its implications, and tools for handling it; Ridge regression.

• Linear regression and stochastic regression, instrumental variable regression, panel regression, autoregressive linear regression, distributed lag models, estimation of lags by OLS method. Simultaneous linear equations model and its generalization, identification problem, restrictions on structural parameters, rank and order conditions; different estimation methods for simultaneous equations model, prediction and simultaneous confidence intervals.

• Exploratory analysis of time series; Concepts of weak and strong stationarity; AR, MA and ARMA processes and their properties; model identification based on ACF and PACF; model estimation and diagnostic tests; Box- Jenkins models; ARCH/GARCH models.

Inference with Non-Stationary Models

• ARIMA/SARIMA model, determination of the order of integration, trend stationarity and difference stationary processes, tests of non-stationarity.

7. Optimization and Statistical Computing

• Unconstrained optimization using calculus (Taylor‘s theorem, convex functions, coercive functions). Unconstrained optimization via iterative methods (Newton‘s method, Gradient/ conjugate gradient-based methods, Quasi Newton methods). Constrained optimization (Penalty methods, Lagrange multipliers). Convex sets, Convex hull, Formulation of a Linear Programming Problem, Theorems dealing with vertices of feasible regions and optimality, Graphical solution, Simplex method.

• Simulation techniques for various probability models, and resampling methods jack-knife, bootstrap and cross- validation; techniques for robust linear regression, nonlinear and generalized linear regression problem, tree- structured regression and classification; Analysis of incomplete data - EM algorithm, single and multiple imputation; Bayesian modelling and estimation; Markov Chain Monte Carlo and annealing techniques, Gibbs sampling, Metropolis-Hastings algorithm; Neural Networks, Association Rules and learning algorithms

8. Data Science, Artificial Intelligence and Machine Learning Techniques

• Introduction to supervised and unsupervised pattern classification; unsupervised and reinforcement learning, basics of optimization, model accuracy measures. Linear Regression, Logistic Regression, Penalized Regression, Naïve Bayes, Nearest Neighbor, Decision Tree, Support Vector Machine, Kernel density estimation and kernel discriminant analysis; Classification under a regression framework, neural network, kernel regression and tree and random forests. Hierarchical and non-hierarchical methods: k-means, kmedoids and linkage methods, Cluster validation indices: Dunn index, Gap statistics. Bagging (Random Forest) and Boosting (Adaptive Boosting, Gradient Boosting) techniques; Recurrent Neural Network (RNN); Convolutional Neural Network; Natural Language Processing. Recursive Feature Elimination (RFE), Variance Inflation Factor (VIF), ensembling and stacking methods, Elastic Net regularization, hyperparameter tuning via Grid Search, feature importance interpretation, and cross-validation strategies

9. Database and Data Warehouse Management

• Data structures; Fundamentals of Relational Database Management Systems (RDBMS) and non-traditional (NoSQL) databases. Principles of database normalization, data redundancy elimination, and consistency maintenance. Structured Query Language (SQL) – querying, updating, aggregating, and managing relational data. Database joins – inner join, left join, right join, outer join – with applications to data merging and integration. Overview of NoSQL databases – document-based, key-value, wide-column stores, and graph databases. Data warehousing concepts, star and snowflake schemas, ETL (Extract, Transform, Load) processes, and OLAP vs OLTP. Database indexing and optimization. Basics of big data frameworks and storage systems for large-scale data handling.

Paper-III English:

The paper on English shall be framed in a manner to assess the writing skills including expression and understanding of the topic.

RBI Grade B Cut Off 2025 Phase 1

RBI Grade B Prelims Cut Off 2024 

RBI Grade B Prelims Cut Off 2024 (Overall)

RBI Grade B Prelims Cut Off 2023 

RBI Grade-B Cut-Off for Phase-I Exam [GRADE ‘B’ (DR)-General]

RBI Grade B Mains Cut Off 2023

RBI Grade B Phase II Cut Off [GRADE ‘B’ (DR)-General]

RBI Grade B Cut off

 Cut Off list for RBI GRADE B 2019 Prelims exam is given below.

A. GRADE ‘B’ (DR)-General-2019

Aggregate Cut Offs (Paper I, II & III Only)

Aggregate Cut Offs (Written Exams + Interview)

 B. GRADE ‘B’ (DR)-DEPR -2019

Aggregate Cut Off – Paper I Only

Aggregate Cut Off – Paper I, II & III

Aggregate Cut Off – Written Exam (All Papers) + Interview

 C. GRADE ‘B’ (DR)-DSIM-2019

Paper I Cut Off Marks

Aggregate Cut Off (Paper I, II & III)

Aggregate Cut Off (Written Exam + Interview)

RBI GRADE B OFFICER Exam 2026 (Posts / Jobs)

 RBI, every year announces the vacancies for Grade B officers across the country.  

This year, RBI has announced a total of 60 Posts for Grade B Posts.

Abbreviations : GEN/UR – General / Unreserved; EWS – Economically Weaker Section; OBC– Other Backward Classes; SC – Scheduled Caste; ST – Scheduled Tribe; PwBD – Persons with Benchmark Disabilities; DEPR - Department of Economic and Policy Research; DSIM - Department of Statistics and Information Management.

RBI GRADE B OFFICER Exam 2025 (Posts / Jobs)

 RBI, every year announces the vacancies for Grade B officers across the country.  

This year, RBI has announced a total of 120 Posts for Grade B Posts.

The Reserve Bank of India Services Board (Board), hereinafter referred to as the ‘Board’, invites applications from eligible candidates for the posts mentioned below in Reserve Bank of India (RBI / Bank):                                                                                                                                                                

Figures in () indicates backlog vacancy.

Abbreviations : GEN/UR – General / Unreserved; EWS – Economically Weaker Section; OBC– Other Backward Classes; SC – Scheduled Caste; ST – Scheduled Tribe; PwBD – Persons with Benchmark Disabilities; DEPR - Department of Economic and Policy Research; DSIM - Department of Statistics and Information Management. 

$ Reservation for Economically Weaker Sections (EWSs) in recruitment is governed by the Office Memorandum No.36039/1/2019-Estt. (Res) dated January 31, 2019 of Department of Personnel & Training, Ministry of Personnel, Public Grievances & Pensions, Government of India. 

RBI GRADE B OFFICER Exam 2024 (Posts / Jobs)
 RBI, every year announces the vacancies for Grade B officers across the country.  

This year, RBI has announced a total of 94 Posts for Grade B Posts.

 The Category wise vacancy detail is appended herewith:

 RBI Grade B Vacancies

RBI Grade B Salary

Selected candidates will draw a starting basic pay of ₹78,450/-p.m. in the pay scale of ₹78450-4050(9)-114900-EB-4050(2)-123000-4650(4)141600 (16years) applicable to Officers in Grade ‘B’ and they will also be eligible for Special Allowance, Grade Allowance, Dearness Allowance, Local Compensatory Allowance, Special Grade Allowance, Learning Allowance, House Rent Allowance as per rules in force from time to time.

At present, initial monthly gross emoluments (without HRA) are ₹1,54,936/- (approximately). The House Rent Allowance of 15% of Pay will be paid, if accommodation is not provided by the Bank.

Note   
For candidates possessing very high academic or professional qualification / experience of significant value to the Bank, the Bank may, at its sole discretion, consider granting up to four advance increments. The Board, at its sole discretion, may consider requests for higher emoluments because of higher qualification/special experience of value to the Bank at the Interview stage only. Such information may be furnished in the Bio-data Form in the appropriate column. The maximum number of increments which can be considered will be four. The Board/Bank will not entertain any request received after the Interview.

Here is the detailed salary structure for RBI Grade B officer.

Along with the RBI Grade B salary, various other allowances are also provided to an officer:

1. Dearness Allowance
2. Local Allowance
3. House Rent Allowance
4. Family Allowance
5. Grade Allowance
6. Medical Allowance

 RBI Grade B Eligibility 2026

 A candidate must be either:
 (a) a citizen of India, or
 (b) a subject of Nepal, or
 (c) a subject of Bhutan, or
 (d) a refugee belonging to Tibet who came to India, before the 1st January,1962, for being permanently settled in India, or
 (e) a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United  Republic of Tanzania(Formerly Tanganyika and Zanzibar),Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently  settling in India.

 RBI GRADE B Age limit 2026

 RBI Grade B Age : (As on April 01, 2026)
 Minimum: 21 Years
 Maximum: 30 Years

A candidate must have attained the age of 21 years and must not have attained the age of 30 years on April 01, 2026 i.e., he/she must have been born not earlier than April 02, 1996 and not later than April 01, 2005.

b) The upper age-limit prescribed above will be relaxed:

i) up to a maximum of five years for candidates belonging to a Scheduled Caste or a Scheduled Tribe, if the posts are reserved for them.

ii) up to a maximum of three years in the case of candidates belonging to Other Backward Classes who are eligible to avail of reservation applicable to such candidates, if the posts are reserved for them.

iii) up to a maximum of five years for ex-employees of banking institutions whose services had to be terminated for reasons of economy or because of bank going into liquidation and personnel retrenched from Government Offices after at least one year's service and currently registered with any Employment Exchange. 

iv) up to a maximum of five years in the case of ex-servicemen including Commissioned Officers and Emergency Commissioned Officers (ECOs)/Short Service Commissioned Officers (SSCOs) who have rendered at least five years Military Service as on September 01, 2026 and have been released :

a. on completion of assignment (including those whose assignment is due to be completed within one year from September 01, 2025) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency; or
b. on account of physical disability attributable to Military Service;  or
c. on invalidment.

v) up to a maximum of five years in the case of ECOs/SSCOs who have completed an initial period of assignment of five years of Military Service as on September 01, 2026 and whose assignment has been extended beyond five years and in whose case the Ministry of Defence issues a certificate that they can apply for civil employment and that they will be released on three months' notice on selection from the date of receipt of offer of appointment.
vi) up to a maximum of 10 years in the case of Gen/ EWS PwBD candidates. For SC/ST PwBD candidates up to a maximum of 15 years and for OBC PwBD candidates up to a maximum of 13 years, subject to reservation of vacancies under the respective post. Relaxation in upper age limit for PwBD will be subject to the posts having been identified suitable for such disabilities.
vii) For candidates possessing M.Phil. and Ph.D. qualification, upper age limit will be 32 and 34 years respectively.

viii) For candidates having experience as an officer in Scheduled Commercial Banks, Public Sector Insurance Companies and All India Financial Institutions (AIFI), as also prior experience in Reserve Bank of India, upper age limit is relaxed to the extent of number of completed years of such experience subject to a maximum of three years. For such candidates, upper age limit should not exceed 33 years including experience. For experience, probationary period will not be reckoned. For details, please refer  Note IV below.

ix) For eligible Staff Candidates, as per para 5.16 of RBI Master Circular on Recruitment dated April 01, 2025 and RBI circular CO.HRMD.No. G132 / 17000 /05.01.01 /2013-14 dated June 09, 2014, the relaxation in age limit is according to RBI circular CO. HRMD. No. G-75/ 5599/ 05.01.01/ 2013-2014 dated December 20, 2013.

x) For recruitment to the post of Grade ‘B’ (DR)-DEPR/DSIM cadre, candidates having Master's Degree with Research/Teaching experience at a recognised Indian/Foreign University/Institute will be eligible for relaxation in upper age to the extent of number of years of such experience subject to a maximum of three years. For experience, probationary period will not be reckoned.

Note-I
Candidates belonging to either SC or ST or OBC category, who are also covered under clauses of para 4 (b) (iv), (v) and (vi) above, viz. those coming under the category of Ex-servicemen or PwBD, will be eligible for grant of cumulative age-relaxation under both the categories. Other than these two categories, cumulative age relaxation will not be available either under the above items or in combination with any other items.

Note-II
The term Ex-servicemen will apply to the persons who are defined as Ex-servicemen in the Ex-servicemen (Re-employment in Civil Services and Posts) Rules, 1979, as amended from time to time.

Note-Ill
The age concession under Para 4 (b) (iv) and (v) will not be admissible to Ex-servicemen and Commissioned Officers including ECOs/SSCOs, who are released on own request.

Note-IV
• Scheduled Commercial Banks are the Commercial Banks included in the Second Schedule of the RBI Act, 1934. • Public Sector Insurance companies are the companies reckoned by Department of Financial Services (DFS) [(i) Life Insurance Corporation of India, (ii) General Insurance Corporation of India, (iii) The New India Assurance Company Limited, (iv) United India Insurance Company Limited, (v) The Oriental Insurance Company Limited, (vi) National Insurance Company Limited and (vii) Agriculture Insurance Company of India Limited.]
• All India Financial Institutions (AIFI) are Export-Import Bank of India (EXIM Bank), National Bank for Agriculture and Rural Development (NABARD), National Housing Bank (NHB), Small Industries Development Bank of India (SIDBI) and National Bank for Financing Infrastructure and Development (NaBFID).

 RBI GRADE B Educational Qualification 2026

1. Officers in Grade 'B' (DR) – General   Minimum Educational Qualifications (as on April 01, 2026):

Graduation in any discipline /Equivalent technical or professional qualification with minimum 60% marks (50% for SC/ST/PwBD applicants) or Post Graduation in any discipline / Equivalent technical or professional qualification with minimum 55% marks (pass marks for SC/ST/PwBD applicants) in aggregate of all semesters / years.

Note: 

Graduation Level  Any such course from a recognised University / Institute that is taken after Class XII and is at least of 3 years’ duration/ candidates possessing professional or technical qualifications which are recognised by the Government as equivalent to professional or technical graduation will be eligible for admission to the examination, subject to obtaining minimum marks prescribed above. 

Post-Graduation Level Any such course from a recognised University / Institute that is taken after Graduation and is at least of 2 years’ duration / recognised by the Government as equivalent to professional or technical Post-graduation will be eligible for admission to the examination, subject to obtaining minimum marks prescribed above. 

2. Officers in Grade 'B' (DR) – DEPR    Minimum Educational Qualifications (as on April 01, 2026):

Essential 
 
a) MA/ MSc in Economics or MA/ MSc in courses such as Quantitative Economics, Mathematical Economics, Applied Economics, Econometrics, Financial Economics, Business Economics, Agricultural Economics, Industrial Economics, Development Economics and International Economics (where "Economics" is the principal constituent* of the curriculum/ syllabus)       

                                       OR

b) MA/ MSc in Finance or MA/ MSc in courses such as Quantitative Finance, Mathematical Finance, Quantitative Techniques, International Finance, Business Finance, Banking and Trade Finance, International and Trade Finance, Corporate 
Finance, Project and Infrastructure Finance, Agri Business Finance (where "Finance" is the principal constituent* of the curriculum / syllabus).

c) For a) and b) above, minimum 55 per cent marks or an equivalent grade is required in aggregate of all semesters / years from a recognized Indian or Foreign University / Institute. 

* "Principal constituent" with respect to syllabus / curriculum means half or more of the total courses including electives must be in Economics or Finance." 

Note-I 

For SC, ST and PwBD candidates, the minimum marks required in MA/MSc as in items (a) and (b) above (In detailed Notification) is 50% marks or an equivalent grade in aggregate of all semesters/ years

Desirable 

A Doctorate Degree in Economics, or research or teaching experience in economics, or publication in the field/ area of Economics in standard journals.

Note-II 
(i) Candidates having M. PhiI. Degree and Doctorate Degree from a recognized Indian / Foreign University / Institute in economics will be eligible for relaxation in the upper age limit by 2 years and 4 years respectively.  
(ii) Candidates having Master's Degree with research / teaching experience at a recognized Indian / Foreign University / Institute in Economics will be eligible for relaxation in upper age limit to the extent of number of years of such experience subject to a maximum of three years. For experience, probationary period will not be reckoned. 
(iii) The above age relaxations will not be cumulatively available with age relaxations available to various categories as mentioned in Para 4 (b) above (In detailed Notification) 

3. Officers in Grade 'B' (DR) – DSIM    Minimum Educational Qualifications (as on April 01, 2026):

Essential: 

a. Master's Degree with a minimum 55% marks in aggregate of all semesters/ years or an equivalent grade/ CGPA in Statistics /  Mathematics/ Mathematical Statistics/ Applied Statistics/ Quantitative Economics/ 
Econometrics/ Informatics or any other related branches of these areas from a recognized Indian/ Foreign University/ Institute approved/ recognized by Government/ UGC/ AICTE; 

                                                                                        OR

b. Master's Degree with a minimum 55% marks in aggregate of all semesters/ years or an equivalent grade/ CGPA in Data Science / Artificial Intelligence/ Machine Learning/ Big Data Analytics or any other related branches of these areas from a recognized Indian/ Foreign University/ Institute approved/ recognized by Government/ UGC/ AICTE; 

                                                                                         OR

c. Four-year Bachelor's Degree with a minimum 60% marks in aggregate of all semesters/ years  or an equivalent grade/ CGPA in Statistics /  Mathematical Statistics/ Applied Statistics/  Quantitative Economics/ Econometrics/  Informatics/ Data Science/ Artificial Intelligence/  Machine Learning/ Big Data Analytics or any  other related branches of these areas from a  recognized Indian/ Foreign University/ Institute  approved/ recognized by Government/ UGC/  AICTE. 

Note-I 

For SC, ST and PwBD candidates, the minimum marks required in items (a), (b) and (c) above is 50% in aggregate of all semesters/ years or an equivalent grade/ CGPA. 

Desirable: 

(i) Candidates with a Doctorate in topics related to above subjects will be given preference. 
(ii) Research or teaching experience and publication in standard journals will be considered as an additional qualification. 

Note-II 
 (i) Candidates possessing M.Phil. and Ph.D qualification in the specified subjects will be eligible for relaxation in upper age limit by 2 years and 4 years respectively. 

(ii) Candidates with research / teaching experience at a recognized Indian / Foreign University/Institute will be eligible for relaxation in upper age limit to the extent of number of years of such experience subject to a maximum of three years. For experience, probationary period will not be reckoned. 

(iii) The above age relaxations will not be cumulatively available with age relaxations available to various categories as mentioned in Para 4 (b) above (In detailed Notification).