The IDBI Bank Junior Assistant Manager (JAM) – Grade “O” Recruitment 2026–27 is a great opportunity for candidates preparing for banking sector jobs in India. Through this recruitment drive, IDBI Bank aims to hire eligible candidates for the post of Junior Assistant Manager (JAM). Interested applicants can check important details such as notification, eligibility criteria, age limit, educational qualification, selection process, exam pattern, salary, and how to apply online. In this article, you will find complete information about the IDBI JAM Recruitment 2026–27 to help you understand the application process and prepare effectively for the exam.

Important Dates for the Recruitment Process:

*Any changes/ modification in the Date of the Online Test (if any) would be updated on the Bank’s website only (https://www.idbi.bank.in/idbi-bank-careers-currentopenings.aspx). No individual mails/ communications shall be sent to the applicants or entertained by the Bank.

IDBI Bank Junior Assistant Manager (JAM) Grade O Notification PDF

Selection process:

The selection process shall comprise of Online Test (OT), Document Verification (DV), Personal Interview (PI) and Pre Recruitment Medical Test (PRMT). Fitness of the candidates after PRMT would be based on the prevailing guidelines of the Bank.

The structure of online examination will be as under:

The above tests except the tests of English Language will be available bilingually, i.e. English and Hindi

• The minimum qualifying marks (sectional/aggregate) will be as decided by the Bank based on the available vacancies for each of zones, separately. Each candidate will be required to obtain a minimum score in each section of the OT and also secure a minimum total score to be considered to be shortlisted for interview. Depending on the number of vacancies available, minimum cutoffs will be decided by the Bank for each of zones separately and candidates will be accordingly shortlisted for interview. There shall also be sectional timings, within the overall 120 minutes, for the above tests.
• Candidate will be required to obtain a minimum score in each test of the OT for further selection process. The minimum score may remain same or vary across each category of the applicant / applied zone and would be at the sole discretion of the Bank vis-à-vis the number of vacancies for each zone separately.
• Penalty for Wrong Answers - For each question for which a wrong answer has been given by the candidate, one fourth or 0.25 of the marks assigned to that question will be deducted as penalty to arrive at corrected/final score. If a question is left blank, i.e. no answer is marked by the candidate; there will be no penalty for that question.
• Candidates securing the minimum cut-off marks across each zone (overall/ each section), as decided by the Bank, in OT, will form the pool of shortlisted candidates and will be eligible for further selection process. Such candidates will be called on the basis of higher order of marks/age within their respective category, subject to availability of vacancies in the respective Applied Zone at the sole discretion of the Bank.
• The above-mentioned selection process is indicative, and Bank is at liberty to alter/ amend/ modify the same at any time without assigning any reason whatsoever.

Personal Interview (PI):

• Based on the number of vacancies and applicants against each of the applied zone, cut-offs will be decided separately for each of zones at the discretion of the Bank and candidates shall accordingly shortlisted for interview.
• Until the completion of the interview process and drawing of the final Merit List the score obtained in the OT will not be shared with any candidates, including those who are shortlisted for the personal interview.
• The candidates, who are successful in the OT, would be called for PI at the discretion of the Bank. The maximum number of candidates to be called for PI, in each category/zone shall be decided by the Bank at its sole discretion, vis a vis the vacancies. During PI, the candidates will have the option to answer the questions in Hindi or English. Candidates qualifying the PI shall be considered for further shortlisting and selection process.
• The personal interview shall be of 100 marks and candidates need to score the minimum qualifying marks in interview which shall not be less than 50% (45% for SC/ST/OBC/PWD candidates). The combined final score of candidates shall be arrived at on the basis of scores obtained by the candidates in the OT and Interview. While appearing for the Interview, candidate should produce valid prescribed documents as indicated in the relevant sections of this advertisement. In the absence of documents, candidature of the candidates shall be cancelled. IDBI Bank takes no responsibility to receive/ collect any certificate/ document sent separately. A candidate should qualify both in the OT and PI and rank sufficiently high in the combined marks merit list to be shortlisted for selection in order to be in reckoning for inclusion the final select list. The final selection would be made based on formula Final Score = 3/4 of OT Score +1/4 of PI Score.
• The merit list(s) shall be drawn zone wise.

Medical Fitness:

• The final offer of employment would be issued to candidates who are found to be medically fit as per Bank’s Medical Fitness Standards and/or by the Bank’s Consultant Physician at Corporate Center, Mumbai or any other akin medical professional /agency assigned by the Bank, as deemed fit, at its own discretion, subject to fulfillment of all other eligibility criteria with regard to age, qualification, language etc. as stipulated in the advertisement.
• The medical fitness shall be as per the Bank’s extant Medical Fitness Standards (MFS) and the final decision in an event of any anomaly / deviation from the current MFS shall rest with the Bank’s Medical officer at Corporate Centre, Mumbai or any other akin officer if appointed by the Bank, at its sole discretion.
• The Medical reports of the finally shortlisted candidates (post culmination of the PI process) shall be strictly confidential and will not be shared in any manner whatsoever with the prospective candidate.

Candidates can apply through online mode from March 8, 2026, to March 19, 2026, both dates inclusive. Application in any other mode will not be accepted.

Application Procedure:

• Candidates to apply only for one of the notified positions i.e. only one application should be submitted by the candidate for any of the advertised position. In case of multiple applications for any one post, only the latest valid (complete) application will be accepted and the application fee / intimation charges paid for the multiple registration(s) will stand forfeited. Multiple attendance / appearances in the OT/ PI/ DV/ PRMT will be summarily rejected and candidature shall stand summarily cancelled.
• Please note that all the particulars mentioned in the online application including Name of the Candidate, Category, Date of Birth, Address, Mobile Number, Email-id, Centre of Examination etc. will be considered as final and no change/modifications will be allowed after submission of the online application form. Candidates are hence advised to fill in the online application form with the utmost care, as no correspondence regarding change of details will be entertained.
• Please note that change in category will not be permitted at any stage after submission of the online application and the result will be processed considering the category which has been indicated in the online application, subject to guidelines of the Government of India in this regard. Candidates belonging to a particular category, if applying in another category, his/her candidature will be summarily rejected and any claim/request in this regard will not be accepted/entertained by the Bank. Therefore, candidates are advised to use caution while selecting the category.
• Candidates to visit the Bank’s website https://www.idbi.bank.in/idbi-bankcareers-current-openings.aspx to open the link “Recruitment of Junior Assistant Manager (JAM) Grade 'O' - Regional: 2026-27” and then click on the option “APPLY ONLINE” which will open a new screen.
• To register, choose the tab “Click here for New Registration” and enter Name, Contact details and email-id. A Provisional Registration Number and Password will be generated by the system and displayed on the screen. Candidate should note down the Provisional Registration Number (the same should be quoted for all future communications) and Password. An Email & SMS indicating the Provisional Registration number and Password will also be sent.
• In case the candidate is unable to complete the Application Form in one go, he/ she can save the data already entered by choosing “SAVE AND NEXT” tab. Prior to final submission of the online application candidates are advised to use the “SAVE AND NEXT” facility to check and /or verify the details in the online application form and modify the same, if required. Visually Impaired candidates should fill the application form carefully and verify/ get the details verified to ensure that the same are correct prior to final submission.
• Candidates are advised to carefully fill and verify the details filled in the online application themselves as no rectification will be possible/ entertained after clicking the COMPLETE REGISTRATION BUTTON.
• The Name of the candidate or his /her Father/ Husband etc. should be spelt correctly and should be similar in the application as it appears in the Certificates/ Mark sheets/ ID Proofs. Any change/alteration found may disqualify the candidate.
• Candidates are advised to validate their details and save the application by clicking the “Validate your details” and “Save & Next” button.
• Candidates can proceed to upload Photo, Signature, Thumb impression and Hand-written declaration as given under guidelines at (Annexure I). (xi)Click on the Preview Tab to preview and verify the entire application form before COMPLETE REGISTRATION BUTTON.
• Modify details, if required, and click on “COMPLETE REGISTRATION BUTTON.” ONLY after verifying and ensuring that the photograph, signature, declarations uploaded and other details filled by you are correct.
• Click on “Payment” Tab and proceed for payment and choose the Payment Mode ONLINE and click on “Submit” button. NO CHANGE IS PERMITTED IN PAYMENT MODE ONCE CHOSEN.

Online Payment of Fees- Payable from March 8, 2026 to March 19, 2026 [Both dates inclusive]

• Payment is to be made only in online mode as follows –
• • ₹ 250/- for SC/ST/Pd.D. candidates (Only Intimation Charges)
  • ₹ 1050/- for all other candidates (Application Fees & Intimation Charges)
• Bank Transaction charges / convenience charges or any other additional charges applicable for Online Payment of Application fees/Intimation charges will have to be borne by the candidate.
• The dates for payment of fee would be the same even for candidate’s applying from far- flung areas. No mode other than online mode of payment would be acceptable.
• Candidates are advised to go through the advertisement thoroughly and ensure that they fulfill all the eligibility criteria before making the payment, as fee once paid will not be refunded or adjusted under any circumstances.
• The application form is integrated with the Payment Gateway and the payment process can be completed by following the instructions given below.
• The payment can be made by using Debit / Credit Cards (RuPay/Visa/MasterCard/Maestro), Internet Banking, Wallets, UPI etc.
• After submitting your payment information, PLEASE WAIT FOR THE INTIMATION FROM THE SERVER. DO NOT PRESS BACK OR REFRESH BUTTON IN ORDER TO AVOID DOUBLE CHARGE/ PAYMENT FAILURES.
• On successful completion of the transaction, an e-Receipt will be generated.
• Non-generation of ‟E-Receipt‟ indicates PAYMENT FAILURE. On failure of payment, Candidates are advised to login again using their Provisional Registration Number and Password and repeat the process of payment.
• Candidates should print online application form containing fee details. Please note that if the same cannot be generated online, transaction may not have been successful.
• Preserve the hard copy of the system generated online Application Form and E-Receipt for submission during further process. The hard copy is not to be sent to the Bank.
• For Credit Card users: All charges are listed in Indian Rupee. If you use a non-Indian credit card, your Bank will convert the amount to your local currency based on prevailing exchange rates.
• To ensure the security of your data, please close the browser window once your transaction is completed.
• Bank is not liable to refund the fees paid and/or any charges in event of non-selection of candidate at any stage or closure or filling of all vacancies or in any other circumstances/conditions.

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PWBD

Abbreviations: SC – Scheduled Castes, ST – Scheduled Tribes, OBC – Other Backward Classes, EWS – Economically Weaker Section, UR – Unreserved; PwBD – Persons with Benchmark Disabilities, VH – Visually Handicapped, HH – Hearing Handicapped, OH –Orthopedically Handicapped, MD/ID- Multiple Disabilities/ Intellectual Disabilities

Emoluments, & Career Prospects and Service Conditions

• On joining the Bank’s services as Grade ‘O’, compensation on Cost to Company (CTC) basis would range between ₹6.14 lakh to ₹ 6.50 lakh (Class A city) at the time of joining. Annual increment shall be granted based on performance or any other parameters as decided by the Bank from time to time.
• The appointee would be covered under the IDBI Bank Ltd. New Pension Scheme (IBLNPS) rules, 2011, as amended / modified from time to time.

Career Prospects

• As per current Bank’s norms (subject to amendments from time to time), Grade “O” officers, shall be considered for promotion to next cadre i.e. Grade 'A', on completion of 3 years of service as on prescribed/applicable date, as decided by the Bank. The same would be subject to performance, availability of vacancies, other criteria, etc.
• These norms shall be as per then prevalent Bank’s Promotion Policy, as amended from time to time. The broad modalities of the selection process shall be decided by the Bank from time to time and would be at its sole discretion.

Terms of appointment & Posting

a) The Initial appointment will be on probation for a period of one year from the date of joining and will be ordinarily confirmed w.e.f. the succeeding quarter on completion of the first year of appointment. Confirmation would be subject to the extant policies of the Bank as amended from time to time

b) Candidates will be posted at Bank’s discretion, to any office of the Bank or the departments / offices / business units / the Bank’s associate institutions. On best effort basis and as per Bank’s requirement/ discretion, Grade ‘O’ officers, if posted in their applied choice of zone, would be endeavoured to be kept in their zone for a minimum period of 10 years as per the applicable Bank policy in the matter, as amended from time to time. However, retention in the allotted Zone shall also be subject to business exigency, overall manpower requirement of the Bank, prevalent internal rotation policy, etc.

Nationality / Citizenship:

Candidates must be either

(a) a citizen of India, or

(b) a subject of Nepal, or

(c) a subject of Bhutan, or

(d) a Tibetan refugee (who came over to India before 1st January 1962) with the intention of permanently settling in India or

(e) a person of Indian origin, who have migrated from Pakistan, Myanmar (formally Burma), Sri Lanka, East African Countries of Kenya, Uganda, the United Republic of Tanzania (formerly Tanganyika and Zanzibar), Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India, provided that a candidate belonging to categories (b), (c), (d) or (e) above shall be a person in whose favor a certificate of eligibility has been issued by Government of India. The candidate, in whose case a certificate of eligibility is necessary, may be admitted to the selection process conducted by the Bank, but on final selection, the offer of appointment may be given only after the necessary eligibility certificate have been issued to him/ her by the Government of India or consequent to an explicit go ahead by GOI, if required. The final hiring/ on boarding of such candidate will be at the sole discretion of the Bank.

A candidate in whose case a certificate of eligibility is necessary may be admitted to the online test/ Personal Interview conducted by the Bank, but on final selection, the offer of appointment will be given only after the necessary eligibility certificate issued to him by Government of India, is submitted to the Bank.

Eligibility Criteria (as on March 1, 2026):

Candidates must fulfil the minimum eligibility criteria specified by Bank for the post. Please note that the eligibility criteria specified herein are the basic criteria for applying for the post. Candidates must necessarily indicate the relevant details/ produce relevant documents w.r.t., category, nationality, age, educational qualifications, language proficiency, Domicile, physical disability, etc (in original along with a photocopy , if called for PI), in support, as indicated in the online application form at the time selection process or as and when required by the Bank. Please note that no change of category / applied zone for any of the positions or any other details will be permitted at any stage after registration of the online application.

Note:

1. Candidate should indicate the percentage obtained in Graduation calculated to the nearest two decimals in the online application. Where CGPA / OGPA is awarded, the same should be converted into percentage, as per the University conversion rule from where passed, & indicated in the online application. The fraction of percentage will be ignored i.e. 59.99% will be treated as less than 60% and 54.99% will be treated as less than 55%.

Calculation of Percentage: Minimum qualifying marks would be reckoned and calculated taking into account the marks obtained in all semesters / years / all subject papers appeared (Major/Minor/Subsidiary/ ancillary /core/ elective/ qualifying etc.) and irrespective of degree viz., Honours /General etc.

2. Candidate must possess valid Mark-sheets (year/semester wise or consolidated) and Degree and/or Provisional Degree Certificate issued by the University showing that he/ she is a graduate as on March 01, 2026 (cut-off date). The date mentioned on the final year/ semester mark-sheet or Degree/ Provisional degree certificate issued by University will be reckoned as the date of passing the graduation. In case the result of a particular examination is posted on the website of the University / Institute and web based certificate is issued then proper document/certificate in original issued and signed by the appropriate authority of the University / Institute indicating the date of passing properly mentioned thereon will be reckoned for verification and further process. Candidates must therefore possess proper mark sheets/Degree certificate at the time of registering.

3. Despite primary verification, if at any point (during / selection process /post on-boarding), it is found that the selected candidate hasn’t passed the required qualification/ submitted non-factual / untrue facts with regards to any aspect of his/her candidature viz., education/qualification/language proficiency, etc., candidature of such candidates will be cancelled, ipso facto, without any communication and recourse.

Computer Literacy: Candidates are expected to have proficiency in computers/IT related aspects.

Relaxation of Upper age limit:-

Other Criteria’s:

• Submission of the Online Application will be deemed as consent from the candidate to check his/her Credit history with the relevant agencies.
• Candidature of candidates against whom there is/ are adverse report regarding character, antecedents, moral turpitude, removal/termination from service in any of the previous organization, any court case pending in any court of law (India/International) etc. is liable to be rejected at any stage of the recruitment process or termination of services, even post appointment, without any recourse.
• The examination of candidature of candidates against whom any Disciplinary Action is underway / initiated/ awarded minor / major penalty would be as per the discretion of the Bank. The candidature of such candidates if considered for further selection process/onboarding is liable to be terminated at any stage of the hiring process without any explanation or recourse.