The starting basic pay of IBPS PO in 2026 is ₹48,480 per month under the revised bank pay scale.

The gross monthly salary ranges between ₹72,000 to ₹78,000 depending on posting location.

The approximate in-hand salary of IBPS PO 2026 is ₹65,000 to ₹72,000 per month after deductions.

Salary varies depending on Metro, Urban, Semi-Urban, and Rural postings.

Official recruitment updates are always available at the IBPS official website:
https://www.ibps.in

The IBPS PO salary follows the latest Bipartite Settlement between IBA and bank unions (not 7th Pay Commission).

48480-2000/7-62480-2340/2-67160-2680/7-85920

This means:

• ₹2,000 annual increment for first 7 years
• ₹2,340 increment for next 2 years
• ₹2,680 increment for next 7 years
• Maximum basic pay can reach ₹85,920

DA is revised quarterly based on inflation index.

After deductions like PF, NPS, Professional Tax and Income Tax:

The annual CTC of IBPS PO 2026 ranges between:

₹8.5 lakh to ₹9.5 lakh per annum (excluding performance bonuses and incentives).

IBPS PO receives multiple benefits:

• Dearness Allowance (DA)
• House Rent Allowance (HRA)
• Special Allowance
• City Compensatory Allowance
• Medical Benefits
• Leave Travel Concession (LTC)
• Newspaper Allowance
• Travel Allowance
• Pension under NPS

IBPS PO works as Assistant Manager after confirmation.

Main responsibilities:

• Customer service handling
• Loan processing and approval
• Account supervision
• Branch operations
• Clearing operations
• Documentation
• Government scheme handling

To understand full exam structure before salary, read:

👉 IBPS PO 2026 Complete Exam Guide
https://www.mahendras.org/blogs/ibps-po-2026-exam-calendar-official-prelims-and-mains-dates-notification-timeline-pdf-download-schedule-and-complete-strategy-guide

👉 IBPS PO Preparation Strategy
https://www.mahendras.org/blogs/ibps-po-2026-preparation-strategy

👉 IBPS PO Syllabus and Exam Pattern
https://www.mahendras.org/blogs/ibps-po-syllabus

Promotion Path:

Probationary Officer
→ Assistant Manager
→ Deputy Manager
→ Branch Manager
→ Senior Manager
→ Chief Manager
→ AGM
→ DGM
→ GM

Promotions depend on performance + internal exams.

For complete upcoming bank exam updates:

👉 Upcoming Government Exams 2026-27
https://www.mahendras.org/blogs/upcoming-government-exams-2026-27-complete-list-of-bank-ssc-railways-upsc-teaching-and-state-exams

For official notification and recruitment details:

IBPS Official Website
https://www.ibps.in

IBPS Online Application Portal
https://ibpsonline.ibps.in

Always verify salary and recruitment details through official IBPS notification.

Basic pay starts at ₹48,480 per month.

₹65,000 to ₹72,000 depending on location.

₹72,000 to ₹78,000 approximately.

No. Bank salaries follow Bipartite Settlement.

SBI PO salary is slightly higher, but both are highly attractive.

Can reach ₹90,000+ with increments.

Can cross ₹1 lakh per month with promotion.

Yes, under NPS (New Pension Scheme).

Minor variations exist among participating banks.

Yes, after successful probation period.

IBPS PO Salary 2026 is one of the highest among entry-level government banking jobs in India. With strong in-hand pay, multiple allowances, steady increments, and excellent promotion opportunities, it remains one of the most prestigious and financially rewarding careers in the banking sector.