LIC AAO Exam Analysis 2025 (Prelims + Mains) with Current Exam Pattern Table
OVERVIEW EXTRACTION BLOCK (Direct Answer – Snippet Optimized)
LIC AAO 2025 overall difficulty: Moderate in Prelims, Moderate–Difficult in Mains.
Prelims safe attempts: 62–72 with high accuracy.
Mains safe score: 105–120 (category variation applicable).
LIC AAO 2025 showed balanced reasoning puzzles, arithmetic-heavy Quant, and banking/insurance-focused GA with increasing depth compared to the previous cycle.
Quick Facts Box
Particular | Details |
|---|---|
Conducting Body | Life Insurance Corporation of India |
Post | Assistant Administrative Officer (AAO) |
Stages | Prelims → Mains → Interview |
Prelims Mode | Online |
Mains Mode | Online |
Negative Marking | 0.25 |
Final Merit | Mains + Interview |
Official Website: https://licindia.in
Careers Page: https://licindia.in/careers
LIC AAO 2025 Current Exam Pattern Table
Prelims Pattern
Section | Questions | Marks | Time |
|---|---|---|---|
Reasoning Ability | 35 | 35 | 20 min |
Quantitative Aptitude | 35 | 35 | 20 min |
English Language | 30 | 30 | 20 min |
Total | 100 | 70 (qualifying) | 60 min |
Prelims is qualifying in nature.
Mains Pattern
Section | Questions | Marks | Time |
|---|---|---|---|
Reasoning Ability | 30 | 90 | 40 min |
General Knowledge + Current Affairs | 30 | 60 | 20 min |
Professional Knowledge | 30 | 90 | 40 min |
Insurance & Financial Market Awareness | 30 | 60 | 20 min |
Total | 120 | 300 | 120 minutes |
Descriptive (Letter + Essay) | 2 | 25 | 30 min |
Final merit based on Mains + Interview.
LIC AAO 2025 Prelims Exam Analysis
Overall Difficulty: Moderate
Section-wise Review
Reasoning
- 2 Seating Arrangement sets
- Blood Relation
- Inequality
Safe Attempts: 22–26
Quant
- Arithmetic dominant
- DI (1–2 sets)
- Simplification
Safe Attempts: 20–24
English
- RC
- Cloze
- Error Detection
Safe Attempts: 20–22
Overall Safe Attempts: 62–72
LIC AAO 2025 Mains Exam Analysis
Overall Difficulty: Moderate–Difficult
Reasoning
- High-level puzzles
- Critical reasoning
Safe Score: 45–55
GK + Insurance
- Insurance terminology
- IRDAI updates
- Current Affairs (6 months)
Safe Score: 18–22
Professional Knowledge
- Role-specific conceptual questions
- Insurance law basics
Safe Score: 45–55
Descriptive
- Insurance-related essay topics
- Formal letter writing
Overall Safe Score: 105–120
3-Year Trend Snapshot
Year | Prelims Difficulty | Mains Difficulty | Safe Score Trend |
|---|---|---|---|
2025 | Moderate | Moderate–Difficult | Rising |
2023/24 | Easy–Moderate | Moderate | Stable |
Trend Summary
- Professional Knowledge weightage decisive
- Insurance awareness depth increasing
- Descriptive paper impacting final merit
Comparison Section
LIC AAO vs SBI PO
State Bank of India
Parameter | LIC AAO | SBI PO |
|---|---|---|
Professional Section | Yes | No |
Insurance Focus | High | No |
Competition | High | Very High |
Descriptive Paper | Yes | Yes |
Interview Weight | Significant | Significant |
LIC AAO demands insurance + professional depth unlike generic banking exams.
Bullet Summary
- Prelims moderate and speed-based
- Mains heavily conceptual
- Professional Knowledge decisive
- Interview crucial
- Cutoff slightly rising
Emotional Intent Section
Is LIC AAO worth it?
Yes. It offers officer-level status, strong salary, job security, and stable career growth in India’s largest insurance organization.
Realistic success chances?
Candidates scoring 110+ in Mains mock simulations with strong professional preparation have solid chances.
Common mistakes
- Ignoring Professional Knowledge
- Neglecting Descriptive practice
- Under-preparing Insurance awareness
Beginner Doubts Section
Is LIC AAO tough?
Moderate–Difficult, mainly due to Professional Knowledge.
Can beginners crack LIC AAO?
Yes, with 6–8 months structured prep.
Is insurance awareness difficult?
Conceptual but manageable with consistent study.
Is interview elimination round?
Yes, it affects final merit.
Voice Search Optimized Queries
- “LIC AAO exam kitna tough hai?”
- “LIC AAO safe score kitna hona chahiye?”
- “LIC AAO mains me professional knowledge important hai kya?”
- “LIC AAO interview kaisa hota hai?”
- “LIC AAO 110 marks safe hai kya?”
20 High-Intent FAQs
- What is safe attempt in LIC AAO Prelims 2025?
62–72 attempts. - What is safe score in Mains?
105–120 marks. - Is Professional Knowledge important?
Yes, it carries 90 marks. - Is LIC AAO tougher than SBI PO?
Different focus; professional depth makes it challenging. - Is interview mandatory?
Yes. - Is Prelims qualifying?
Yes. - Is negative marking applicable?
Yes, 0.25. - Is descriptive paper important?
Yes, 25 marks. - Is insurance awareness tough?
Concept-based but manageable. - Is 100 marks safe in Mains?
Borderline. - Is 120 safe?
Strong position. - How many DI sets in Prelims?
1–2 sets. - Is reasoning difficult?
Moderate. - Can average student crack it?
Yes with structured prep. - Is job permanent?
Yes. - Is salary good?
Officer-level attractive pay. - Does normalization apply?
Yes. - Is GA static or current?
Mostly current + insurance updates. - How many months CA needed?
6 months minimum. - Is interview technical?
Insurance + situational focus.

