If you are preparing for RBI Grade B and searching for:

• RBI Grade B 2025 exam analysis
• RBI Grade B 2024 Phase 1 questions asked
• RBI Grade B 2023 Phase 2 ESI descriptive trend
• RBI Grade B last three years comparison
• RBI Grade B cutoff official
• RBI Grade B safe score Phase 1
• RBI Grade B Phase 2 answer writing strategy

This is the most structured, data-backed, student-first 3-year analysis (2023–2025) designed to help you understand:

• What actually changed
• What remained constant
• What drives cutoffs
• Where marks are made or lost

Always verify from official sources:

• RBI Official Website: https://www.rbi.org.in/
• Opportunities @ RBI (Recruitment Portal): https://opportunities.rbi.org.in/
• RBI Grade B 2023 Notification PDF:
  https://ccpc.uok.edu.in/Files/bded4f1f-a839-4059-9c14-fb770fd1e678/Alert/RBI-Grade-B-2023-Notification-PDF_26940b79-bf67-4c27-9ec9-a63a7c6b2823.pdf
• RBI Grade B 2024 Notification PDF:
  https://img.freejobalert.com/uploads/2024/07/Detail-Notification-RBI-Officer-Grade-B-DR-2024.pdf
• RBI Grade B 2025 Notification PDF:
  https://cdn.testbook.com/1757498348554-RBI%20Grade%20B%20Notification%202025.pdf/1757498349.pdf

Cutoff and scorecards are released through the RBI recruitment portal.

• General Awareness
• English Language
• Quantitative Aptitude
• Reasoning Ability

Nature: Qualifying (only marks for Phase 2 considered for final merit)
Competition level: Extremely high due to screening nature

Final merit = Phase 2 marks + Interview marks

Difficulty: Moderate overall
Section Driving Cutoff: General Awareness

• GA was heavy on RBI-related updates
• Static economy concepts linked with current affairs
• Reasoning moderate (puzzle-heavy but doable)
• Quant moderate
• English manageable

Category-wise cutoff released officially (refer portal)
Compiled analysis available here:
https://www.mahendras.org/blogs/rbi-grade-b-previous-year-cut-off-prelims-mains-and-final-cut-off-explained

• Inflation, growth, poverty, social sector schemes
• Questions linking Budget + Economic Survey
• Descriptive answers required structure + data

• Basel norms
• Risk management
• Corporate governance
• Banking regulation concepts

• Essay + précis + comprehension-style writing
• Structure mattered more than vocabulary

Difficulty: Slightly tougher GA
Trend Shift: Current affairs depth increased

Students who relied only on monthly capsules struggled.

Quant & Reasoning similar to 2023 pattern.

• Greater emphasis on policy evaluation
• Data-backed answers rewarded

• Static clarity required
• Banking sector developments integrated

Difficulty: Competitive & high cutoff trend
GA continued to dominate.

Students with structured GA revision gained advantage.

https://timesofindia.indiatimes.com/education/news/rbi-grade-b-scorecard-2025-released-at-rbi-org-in-check-direct-link-and-category-wise-cut-off-marks-here/articleshow/125403650.cms

• Analytical tone increased
• Questions demanded evaluation, not definitions

• Conceptual clarity tested
• Banking + regulatory linkages

• Logical flow + argument building essential

Instead of chasing exact cutoff:

Target = Previous cutoff + Buffer + Competition adjustment

Use this trend analysis page for cutoff logic:
https://www.mahendras.org/blogs/rbi-grade-b-previous-year-cut-off-prelims-mains-and-final-cut-off-explained

✔ Monetary Policy
✔ Inflation
✔ Budget Highlights
✔ Banking Awareness
✔ RBI circulars

✔ Poverty & Inequality
✔ Sustainable Development
✔ Economic Growth
✔ Social Sector Schemes

✔ Basel norms
✔ Risk management
✔ NPA
✔ Digital Banking

1. Ignoring Phase 2 until Phase 1 clears
2. Not practicing descriptive writing
3. Reading too many sources
4. No revision framework
5. Over-attempting Phase 1 with low accuracy

• Daily GA revision
• Mixed section mock practice
• Accuracy focus

• Build answer frameworks
• Practice 2 ESI answers weekly
• Write 1 essay weekly
• Revise FM concepts via short notes

• RBI Grade B Exam Hub
  https://www.mahendras.org/exams/rbi-grade-b
• RBI Grade B Cut Off Trend
  https://www.mahendras.org/blogs/rbi-grade-b-previous-year-cut-off-prelims-mains-and-final-cut-off-explained
• Cut Off Category Hub
  https://www.mahendras.org/blogs/category/cut-off
• RBI Grade B Result PDF
  https://blog.mahendras.org/Notices/RBIGradeBResult.pdf

Yes, due to Phase 2 descriptive + interview stage.

2025 saw highest competition density.

Yes for Phase 1 cutoff.

No.

Yes.

6–8 months strong revision.

Use intro-data-analysis-conclusion format.

Concept + example + regulatory angle.

Very important for final ranking.

Structured guidance helps but disciplined self-study works.