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SBI Clerk Exam Pattern 2026

SBI Clerk Exam Pattern 2026 (Prelims & Mains): Questions, Marks, Time, Negative Marking

Check SBI Clerk exam pattern 2026 for Prelims and Mains with section-wise questions, marks, duration, negative marking, local language test and FAQs.

SBI Clerk Exam Pattern 2026 (Prelims & Mains)

The SBI Clerk Exam Pattern 2026 is the first thing every serious aspirant must understand before starting preparation. The State Bank of India conducts the Junior Associate exam in two written stages — Prelims and Mains — followed by a Local Language Proficiency Test for applicable candidates. There is no interview for SBI Clerk.

What is the SBI Clerk exam pattern 2026?

The SBI Clerk selection process has:

  1. Preliminary Examination
  2. Main Examination
  3. Local Language Proficiency Test for candidates who do not have valid proof of studying the opted local language in Class 10 or 12. There is no interview.

SBI Clerk Prelims Exam Pattern 2026

Section

Questions

Marks

Time

English Language

30

30

20 minutes

Numerical Ability

35

35

20 minutes

Reasoning Ability

35

35

20 minutes

Total

100

100

60 minutes

SBI Clerk Mains Exam Pattern 2026

Section

Questions

Marks

Time

General / Financial Awareness

50

50

35 minutes

General English

40

40

35 minutes

Quantitative Aptitude

50

50

45 minutes

Reasoning Ability & Computer Aptitude

50

60

45 minutes

Total

190

200

2 hours 40 minutes

There is negative marking of 1/4th mark for every wrong answer in the objective tests.

SBI Clerk 2026 Selection Process

The official recruitment structure for Junior Associates consists of:

Stage 1 – Preliminary Exam

This is the screening stage. Candidates who qualify prelims are shortlisted for mains. Prelims marks are not added to the final merit list.

Stage 2 – Main Exam

This is the decisive written stage for final selection. Final merit is prepared using mains marks only, subject to qualifying the local language requirement where applicable.

Stage 3 – Local Language Proficiency Test

Candidates who cannot produce evidence of having studied the opted local language in Class 10 or 12 must appear in this test. Those who fail it are not appointed.

Is there interview in SBI Clerk?

No. SBI Clerk does not have an interview stage.



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