IBPS Clerk cut off is not a single national number. It changes by state, category, vacancies, difficulty level, and candidate performance. That is why students should never compare only broad exam-level trends; they should compare their own state’s cut-off movement over multiple years. For Clerk, this matters even more because final selection is based on Mains marks only, unlike IBPS PO where interview also plays a role.

This structure is defined in the official IBPS Clerk recruitment framework for the CSA cycle.

For the latest cycle, the most important thing for candidates is that both the Prelims cut off and the Mains/final cut off are now available. The prelims numbers show which states were hardest to qualify from, while the mains numbers show the real selection benchmark because the final allotment depends only on mains performance.

Current sources align on the broad 2025 prelims structure, though one small inconsistency exists for Madhya Pradesh UR, where some pages display 69.00 and others imply 69.75 due to formatting. For publish-safe accuracy, it is better to keep a brief editorial note on that row and verify directly against the candidate scorecard screenshot before live publishing.

The highest reported UR cut-offs are in Chandigarh (86.50), Uttarakhand (85.00), Delhi (84.00), and Himachal Pradesh (82.75), which clearly marks them as high-pressure states. On the other side, Gujarat (45.25), Karnataka (46.00), Maharashtra (46.00), Tamil Nadu OBC (45.25), and Telangana (46.25) were among the easier qualifying zones in the latest cycle. That gap is exactly why state-wise planning matters more than national guesswork.

UR mains/final cut-offs for the latest cycle are consistently reported across current exam portals, with Delhi, Uttarakhand, Punjab, Rajasthan, Andhra Pradesh, Tamil Nadu, and Kerala sitting in the higher band.

These tables match the current state-wise/category-wise reporting for the CRP-CSA XV final cut-off release.

The 2025 cycle shows a very wide gap between low and high competition states. A student targeting Delhi, Uttarakhand, Punjab, Rajasthan, Kerala, Andhra Pradesh, or Tamil Nadu should prepare above the national-looking average, because selection pressure there is visibly stronger. In lower cut-off zones, qualifying may look easier, but overconfidence is dangerous because even a moderate shift in vacancies can raise the state benchmark sharply. This is an inference from the published state-wise cut-off distribution.

The 2024 cycle is essential for comparison because it immediately precedes the latest recruitment year and shows how strongly prelims cut-offs can rise when the exam is seen as easier. Multiple sources explicitly note that the 2024 prelims paper was considered easy, which pushed cut-offs up in many states.

These 2024 prelims values are widely reproduced across current exam pages and show one of the strongest state-wise competition spreads in recent years.

This 2024 mains table is available in text form from a current cut-off repository and is useful where many larger sites only show image-based charts. Because the source excerpt available in search is partial, the visible rows above are the ones retrievable in machine-readable form from the fetched page.

The 2024 prelims year was clearly tougher from a candidate-qualification perspective because many big states moved into the 80+ range, especially West Bengal (87.75), Odisha (86.75), Jammu & Kashmir (86.25), Assam (83.75), Rajasthan (83.25), and Haryana (83.00). That means any student preparing for those states should not use low-cut-off states as a benchmark.

The 2023 cycle is important because it shows that even after a tough year, several states can still remain high-cut-off zones. It also helps show which states stay consistently aggressive across three consecutive cycles.

These values are visible in text across current cut-off sources and match the commonly cited 2023 prelims distribution.

These UR mains values are available in machine-readable text from a current source and give a good state-wise selection picture for 2023.

The 2023 data shows that Odisha, West Bengal, Jammu & Kashmir, Himachal Pradesh, Rajasthan, Andhra Pradesh, and Punjab remained strong competition zones at least in prelims, while the mains final benchmarks were more compressed than 2025. That means prelims volatility can be much sharper than mains-state variation.

The 2022 cycle is one of the most useful years for serious analysis because many states recorded very high prelims cut-offs. If you want a “high competition benchmark year” for IBPS Clerk preparation, 2022 is one of the best reference points.

These 2022 prelims values show one of the highest broad cut-off landscapes in the last five years, especially for Uttarakhand, Bihar, Odisha, Himachal Pradesh, Rajasthan, West Bengal, Haryana, Kerala, and Madhya Pradesh.

This 2022 mains table is particularly valuable because it is available with category splits in text form and shows that Punjab (45.25), New Delhi (44.75), West Bengal (43.63), Rajasthan (42.75), Bihar and Odisha (42.25), and Tamil Nadu (41.88) were among the stronger UR selection states.

The 2021 cycle is often remembered by aspirants as a strong-competition prelims year in many states. It is also the oldest year in the “last five years” band that still strongly reflects the current post-normalization pattern.

This 2021 prelims profile shows that Rajasthan, Uttarakhand, Jharkhand, West Bengal, Himachal Pradesh, Haryana, Kerala, Delhi, Uttar Pradesh, Madhya Pradesh, and Odisha were all in the upper band, making the year quite competitive overall.

For 2021 mains/final cut-off, current search pages confirm that state-wise/category-wise cut-offs were released, but not all fetched pages expose the entire table in machine-readable text. That means it is safer to use the fully verified 2021 prelims table in your live article unless you are pasting the official scorecard values directly from the PDF or scorecard screenshot.

This is the most student-useful compact view because it instantly shows whether a state is consistently high-cut-off or unstable.

This trend table makes three things clear. First, Odisha, West Bengal, Rajasthan, Haryana, Punjab, and Delhi have repeatedly behaved like high-pressure states. Second, Gujarat, Karnataka, Maharashtra, Telangana, and Tamil Nadu have shown wider volatility, which means aspirants there should watch vacancy movement closely. Third, the 2025 cycle was noticeably softer in some states than 2024 and 2022, so students should not assume that lower recent cut-offs will continue. That final point is an inference from the year-wise movement.

If you are targeting a high-competition state such as Delhi, West Bengal, Odisha, Rajasthan, Haryana, Punjab, Himachal Pradesh, or Uttarakhand, your preparation standard should be based on the toughest recent year, not the easiest one. In other words, a student in Odisha or West Bengal should not prepare around a 2025-style lower band and feel safe. The better approach is to prepare for a year where the state cut-off jumps back into the mid-80s. That is the real value of a five-year analysis.

For lower-cut-off states, the mistake is different. Candidates often become relaxed because the latest prelims number looks manageable. But IBPS Clerk cut-off can move sharply from one cycle to another depending on vacancies, shift difficulty, and candidate pool density. So even in relatively moderate states, it is smarter to prepare with a “high year” safety margin.