Official authority:
Institute of Banking Personnel Selection (IBPS) – https://www.ibps.in/crp-clerical-cadre/

IBPS Clerk 2026 salary starts with a basic pay of approximately ₹24,050 per month, and when combined with allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance and Transport Allowance, the in-hand salary usually ranges between ₹39,000–₹43,000 per month (varies by posting location).
The pay scale progresses over time with annual increments and promotions.

The official pay scale for IBPS Clerk (Customer Service Associate/CSA) under the 12th Bipartite Settlement is:

Rs. 24,050 – 1340/3 – 28,070 – 1650/3 – 33,020 – 2000/4 – 41,020 – 2340/7 – 57,400 – 4400/1 – 61,800 – 2680/1 – 64,480

This means:

• Starting Basic Pay: ₹24,050
• After 3 years: ₹28,070
• After 6 years: ₹33,020
• After 10 years: ₹41,020
• Later increments up to ₹64,480 (max) over ~20 years.

Note: Exact figures vary with posting location (metro/non-metro/rural) because HRA and TA are location-linked.

The approximate monthly in-hand salary after all statutory deductions (such as NPS, PF, professional tax) is:

💼 ₹39,000 – ₹43,000 per month (freshers)

Experienced clerks may receive slightly higher in-hand as allowances and DA grow.

A typical salary slip for an IBPS Clerk includes:

• Basic pay
• Dearness Allowance (DA)
• House Rent Allowance (HRA)
• Transport Allowance (TA)
• Special Allowances
• Deductions (PF/NPS/Tax)
• Gross pay
• Net in-hand pay

👉 Use your salary slip to understand how gross becomes net pay.

Linked to inflation (CPI), revised quarterly.

Based on city classification (metro > non-metro > rural).

A fixed incentive to make salary competitive.

Helps cover commuting costs.

• Pension under New Pension System (NPS)
• Medical reimbursement
• Leave travel concession
• Paid leaves & holidays

The salary increases gradually via:

• Annual increments (as per Bipartite Settlement)
• Dearness Allowance revisions
• Promotions (Internal job exams → Promotion to Officer roles)

With experience and promotions, clerks can reach higher pay brackets with enhanced allowances, perks, and responsibilities.

✔ Monthly in-hand salary that’s competitive among government jobs
✔ Stable and secure employment
✔ Pension benefits under NPS
✔ Paid leave and medical benefits
✔ Clear promotion avenues (internal exams)
✔ Work–life balance typical of clerical banking roles

IBPS Official Website: https://www.ibps.in
IBPS Clerk CRP Page: https://www.ibps.in/crp-clerical-cadre/

• IBPS Clerk 2026 Eligibility Criteria
  https://www.mahendras.org/blogs/ibps-clerk-2026-eligibility
• IBPS Clerk 2026 Exam Pattern
  https://www.mahendras.org/blogs/ibps-clerk-2026-exam-pattern
• IBPS Clerk 2026 Syllabus
  https://www.mahendras.org/blogs/ibps-clerk-syllabus-2026
• IBPS Clerk 2026 Cut Off Analysis
  https://www.mahendras.org/blogs/ibps-clerk-cut-off

The starting basic salary is around ₹24,050 per month, with in-hand approximately ₹39,000–₹43,000 after allowances and deductions.

Pay scale: ₹24,050-1340/3-₹28,070-1650/3-₹33,020-…-₹64,480 over ~20 years.

Dearness Allowance, House Rent Allowance (HRA), Special Allowance, Transport Allowance, etc.

Approximately ₹39,000 to ₹43,000 per month for freshers.

Yes — under the New Pension System (NPS).